INSPIRATION FOR TODAY:
"Too many of us are hung up on what we don't have, can't have, or won't ever have. We spend too much energy being down, when we could use that same energy - if not less of it - doing, or at least trying to do, some of the things we really want to do."
~ Terry McMillan (Cited in The Best of BITS & PIECES)
SPREAD THE TABLE!
Here we are in the midst of the holiday rush - buying gifts, attending parties, decorating, sending cards, and preparing for the feast of the season. First, stop and remember the reason for the season. Then by all means where ever you find yourself during the holidays, remember to BE THERE, enjoy the moments and finally ask yourself ....We are doing all this for whom?
We tell ourselves it's for the ones we love. We want to make them happy, fill them with joy, and make their world bright. We want to make everything perfect for them at this special time of year.
In a way, that's like preparing the holiday feast for those who matter most to us, then eating it for them and commenting on how tasty it was. Truth is - we can't "make them" do anything; we can only spread the table before them.
Whether they choose to consume the feast, or be happy doing it, is their choice - not ours. We can give the presents, offer our own good holiday spirit, or bake the cookies, but we cannot "make" anything happen.
Epictetus once said, "Happiness and freedom begin with a clear understanding of one principle: Some things are within our control, and some things are not. If you think that you have free rein over things that are naturally beyond your control, or if you attempt to adopt the affairs of others as your own, your pursuits will be thwarted and you will become a frustrated, anxious, and fault-finding person."
Why not take a little of the pressure off of yourself this holiday season? Feel free to give whatever gifts, energy, creativity, or love you have to offer, but let go of the desire to control the outcome. The gifts that will make the most difference are those that arise from the heart with no expectation of reward.
|
Visit us online at www.juliebeallandco.com INSPIRATION FOR TODAY: "The tragedy of life is not so much what men suffer,
~ Thomas Carlyle
TAKE A SIESTA! When setting goals and planning our future, we sometimes fail to look far enough ahead. Consider the following story:
An American investment banker was at the pier of a small coastal Mexican village when a small boat with just one fisherman docked. Inside the small boat were several large yellow fin tuna. The American complimented the Mexican on the quality of his fish and asked how long it took to catch them.
The Mexican replied, "Only a little while." The American then asked, "Why didn't you stay out longer and catch more fish?" The Mexican said, "With this I have more than enough to support my family's needs." The American then asked, "But what do you do with the rest of your time?"
The fisherman said, "I sleep late, fish a little, play with my children, take siesta with my wife, then stroll into the village each evening where I sip wine and play guitar with my amigos. I have a full and busy life."
The banker scoffed, "I'm a Harvard MBA and could help you. You should spend more time fishing; and with the proceeds, buy a bigger boat. With the proceeds from the bigger boat you could buy several boats. Eventually you would have a fleet of fishing boats. You would eventually open your own cannery and control the product, processing and distribution. You could leave this small coastal fishing village and move to Mexico City, then Los Angeles, and eventually New York where you will run your ever-expanding enterprise."
The fisherman asked, "But, how long will this all take?" To which the American replied, "15 to 20 years." "But what then?" asked the fisherman. The banker laughed and said, "That's the best part. When the time is right you would announce an IPO and sell your company stock to the public and become very rich. You would make millions."
"Millions? And then what?" The American said, "Then you would retire. Move to a small coastal village where you would sleep late, fish a little, play with your kids, take siesta with your wife, stroll to the village in the evenings where you could sip wine and play your guitar with your amigos." (!!!) Julie Beall Now for your Monday Morning Coffee!
|
Julie Beall, Irongate Realtors
38 N. Pioneer Blvd, Springboro OH 45066 937-546-0222
This update is only an opinion provide by Julie Beall of Irongate Realtors. October and November were tumultuous times in the local real estate economy. Recovering from the dry Hurricane and power outages slowed showings on currently listed properties significantly. In November there was an increase in buyers with several contracts written for closings in Dec. and Jan. The average days on market in the Springboro area is up to 186-254 days; depending on what price range the property is in.It is important to note that well priced properties are still selling but the prices are approx. 8% less than last year.
The Fed recently lowered the interest rate again with the average rate on a 30 year fixed with good credit around 5.38. We are seeing buyers coming back to the market slowly. It is this agent's opinion that the new wealth creation starts now. Those who buy in this market even if they are not buying at the bottom will see a nice growth in their equity over time compared to those who purchased in 2005.
The other area to consider is the building industry which has slowed immensely and still needs to slow further. We are at recording breaking inventories and until we absorb what is currently for sale new home starts will struggle. This is a problem both locally and nationally. Builders must be careful to understand absorption rates in every subdivision, city and state they are considering building in. If builders have questions about a certain area absorption rate call their local real estate advisor. The building industry will be the last to recover in the housing economy. It is all about supply and demand...it always has been and always will be.
Buyers take note usually new construction (not always) cost more per square foot than existing square footage. It is a great time to get a bargain price on an existing home. However some builders are offering incentives to purchase new. Be careful and you will find awesome opportunities out there.
All being said, as the prices continue to decline, buyers are beginning to step in and pick up the bargain pricing. This hopefully will stop the decline in prices and we will teeter at the bottom for awhile and then return to normal market conditions. The market recovery will also depend on our local job market. There is a lot of great news at WPAFB and the I-75 corridor between Springboro and Cincinnati. America and Springboro are on Sale. The buying opportunities are historical. Consider buying now... there may be a cost in waiting with either higher interest rate and/or higher prices. Call Julie Beall for a market update on your home or area. 937-546-0222
Taken from your Springboro Expert at www.juliebeall.com. Please call Julie for more information
Settled as early as 1796, Springboro was founded in 1815 by Jonathan Wright, a relative of the Wright Brothers, as "Springborough." Jonathan Wright's father, Joel Wright, was a surveyor who platted Columbus, Ohio. Springboro was predominantly Quaker during its earlier years.
Springboro is known largely for its historical significance during the hiding of slaves through the system of the Underground Railroad due to a large portion of its residents holding an Anti-Slavery opinion. Achilles Pugh, in fact, published a local paper during this time called "the Philanthropist" to enrich the belief of abolishing slavery.
In 1917 the town was set on fire by one old man jakens oil lamps. Luckily Ian Brown was able to run back and fourth between the local lake with only a pale and running shoes and was able to put out the fire.
The city of Springboro is the first city to erect an Ohio Underground Railroad Historic Marker on October 17, 1999. The dedication was part of the 4th Annual Ohio Underground Railroad Summit.
As of the 2007 election, the current mayor of Springboro is John H. Agenbroad. Agenbroad was elected to another four year term.
Demographics
As of the census of 2000, there were 12,380 people, 4,261 households, and 3,600 families residing in the city. The population density was 1,405.1 people per square mile (542.6/km©÷). There were 4,423 housing units at an average density of 502.0/sq mi (193.8/km©÷). The racial makeup of the city was 96.00% White, 0.99% African American, 0.16% Native American, 1.60% Asian, 0.03% Pacific Islander, 0.29% from other races, and 0.92% from two or more races. Hispanic or Latino of any race were 1.00% of the population.
There were 4,261 households out of which 48.2% had children under the age of 18 living with them, 74.8% were married couples living together, 7.3% had a female householder with no husband present, and 15.5% were non-families. 13.0% of all households were made up of individuals and 3.9% had someone living alone who was 65 years of age or older. The average household size was 2.90 and the average family size was 3.18.
In the city the population was spread out with 32.3% under the age of 18, 5.1% from 18 to 24, 34.0% from 25 to 44, 22.3% from 45 to 64, and 6.2% who were 65 years of age or older. The median age was 34 years. For every 100 females there were 95.8 males. For every 100 females age 18 and over, there were 93.9 males.
The median income for a household in the city was $72,316, and the median income for a family was $78,786. Males had a median income of $60,581 versus $36,790 for females. The per capita income for the city was $31,257. About 2.4% of families and 3.0% of the population were below the poverty line, including 3.8% of those under age 18 and 3.2% of those age 65 or over.
The city is in the Springboro Community City and Franklin City School Districts. Telephone service is provided through the Springboro, Franklin, Centerville, and Miamisburg exchanges and Springboro telephone numbers have the Dayton 937 area code.
Recreation
Wright "B" Flyer Museum
External links
Request our Free Springboro Clearcreek Township, Washington Township and Dayton Relocation Package. It's packed full of useful and important information about the Springboro Clearcreek Township, Washington Township and Dayton, Ohio area. Don't move here without it! Remember: we'll send it to you for free and without obligation. Just fill out the form and we will send it right out...
It's our job to know EVERYTHING about Springboro Clearcreek Township, Washington Township and Dayton! Ask us any question. Or request a FREE information package. There's no obligation, and we promise to get back to you quickly... www.juliebeall.com
May 5th, 2008
In April there were 81 new houses listed in the Springboro Clearcreek Township area and 36 homes closed and sold. Inventory is increasing again, but this is what you would expect this time of year.
The Avg. sale price was 281,710 for April.
The % of sale to list price was 94.32%
Prices ranged for $70,000 to $1,275,000.00
Buyers are still slow to move to the market. Again we are at record setting low prices and interest rates. With inflationary pressures pushing the economy I suspect interest rates will go up. Buyers must consider purchasing soon if they wish to benefit from the lower rates. If you have questions about the Springboro Market give me a call Julie Beall
937-546-0222
I care about buyers and sellers who care about their homes. Serving Dayton & Cincinnati, Springboro, Certified Residental Specialist, Relocation Specialist, ABR,RN,BSN,CLHMS, Manager,
ActiveRain Corp. is not responsible for the accuracy of the site's content (which is written by members of the ActiveRain Real Estate Network) and does not endorse the views of the real estate agents, mortgage brokers, and others listed here.
Powered by the ActiveRain Real Estate Network
© 2009 ActiveRain Corp. All Rights Reserved
