Julie Corrado

These days, it seems everyone could use a few extra dollars. Did you know there might be a cache of cash in your budget?

Savings are adding up: U.S. Personal Savings reach the highest level in more than 15 years

With recent economic uncertainty, Americans are focused on spending less and saving more. The U.S. Personal Savings rate recently jumped to 6.9 pecent, the highest rate since 1993. This is a dramatic increase from recent years as teh savings rate sunk below zero at times and lingered below 1 percent from 2005 to 2007, and the skyrocketing home prices and stable market led to an inflated sense of security of future financial sustainability.

Thirty Percent of consumers failed to apply for product rebates...Twenty-one percent of those who did apply never received a rebate (turned down due to technicality or didn't follow up).

Her are some ways you can stash more cash in 2010:

Property Tax Adjustment, bundle Home and Auto Insurance, select a higher deductible for higher Home and Auto Insurance, bundle cable phone and internet, reevaluate your mobile phone plan, maintain bank account and avoid fees, put money into savings, save your loose change, use a flexible spending account, bring lunch to work, eat out two fewer times a month, pass on the beverages while dining out, bottle your own water, brew coffee at home vs. stopping at a coffee shop, buy what's on sale at the grocery store, use coupons at the grocery store and while dining out, buy at the dollar store instead of the drug store or the convenient store, carpool to work, slow down and save gas, change your own car oil, air dry clothes instead of using a dryer, lower the temperature of your water heater, lower/raise your thermostat, save water by turning off the tap, skip the pet groomer: save money and bond with Fido, buy generic vs. brand name pet food, hold off on the released flicks, skip the popcorn at the movies, exercise at home or outside instead of at the gym, mani/pedi at home vs. salon, extend hair salon visits to every eight weeks vs. six weeks, cancel magazine subscriptions, negotiate the price on a car, sell unused household items, donate household items, maximize all tax deductibles, find unclaimed money.

Julie Corrado

Century 21 Alaimo & Corrado

JulieCorrado@aol.com

More wealth is created when you buy at the bottom of a real estate cycle instead of the top.

The market has shifted from its peak a few years back, and there is strong evidence that we are now at the bottom of the cycle. In looking foward the future and at certain economic indicators, you can see that now is the time to get ready for the next housing boom.

Here are some factors you should know...

Households Continue to Increase

The population in America continues to rise and with it the creation of new households with housing needs. According to conservaitve estimates, the number of households is expected to increase by 1.25 million annually over the nexte decade.

Here come the Echo Boomers

Echo boomers are entering the housing market. They are primarily the offspring of the nations largest generation, the baby boomers...and there are a lot of them. The echo boomers are entering their peak household formation years with close to 6 million more people than the baby boomers had during the 1970's. The number of echo boomers will increase and maintain a strong demand for housing in the years to come.

Julie Corrado

Century 21 Alaimo & Corrado

860-604-3809

JulieCorrado@aol.com

www.JulieCorrado.com

I have been a highly successfull- Full Time SOUTH WINDSOR REAL ESTATE professional in the Greater Hartford market since 2003. I manage high volumes of referrals alond with existing business due to my knowledge of SOUTH WINDSOR REAL ESTATE trends, sales, contract negotiations, financing and good time management. I LOVE selling SOUTH WINDSOR REAL ESTATE and can't imagine doing anything else! Any agent can show you a home, but I can make the process easy and enjoyable for you.

Over the years, I've spent time finding the right professionals that compliment the service I give. I am proud and excited to say I now have an awesome group of professionals on my team and have a full-time licensed SOUTH WINDSOR REAL ESTATE assistant to better the quality of service to my clients. I strive to always be learning new marketing techniques to better myself an out time together. I travel to Real Estate seminars and classes that I feel have a value to you and me. I'm young, have lots of energy and grew up in the SOUTH WINDSOR REAL ESTATE business. I am a daughter of a SOUTH WINDSOR REAL ESTATE family. My mother, a SOUTH WINDSOR REAL ESTATE Paralegal and my father a SOUTH WINDSOR REAL ESTATE Realtor/Broker for over 30 years now.

I sell Real Estate in the Greater Hartford area, towns including: Hartford, East Hartford, West Hartford, South Windsor, East Windsor, Windsor, Windsor Locks, Manchester, Ellington, Somers, Enfield, Suffield, Farmington, Avon, Glastonbury, Newington, Rocky Hill, Wethersfield and more.

In my free time I love running in local races, going for ice cream, ballroom dancing, Birkham yoga,Uconn Basketball and spending time laughing with friends and family. I am a life long resident of Connecticut and earned a Bachelor's Degree from the University of Connecticut. I am looking foward to helping you with all your SOUTH WINDSOR REAL ESTATE needs.