Many Plainfield IL homeowners are facing the possibility of foreclosure. The thought of losing the roof over your head is a scary concept, especially if you are worried about the well being of your family and their future.
If you are facing foreclosure in Plainfield IL and don’t know what steps to take to either proceed with a short sale or attempt a loan modification, call me to explore the possibility of negotiating on your behalf.
If there is any possibility of having you keep your home, my loan modification negotiator will begin the process of a loan modification to utilize the option of a short sale as a last resort, unless it’s your preference to attempt a short sale right from the beginning. I feel much better listing a home in foreclosure knowing that every attempt was made to keep the homeowner in the home.
There are qualifying criteria required to perform not only a short sale, but a loan modification as well. Call me to discuss the possibility of avoiding a foreclosure through either selling your home through a short sale, or by re-negotiating your debt through a loan modification at 630-673-6233.
Julie Ferenzi | Realtor®
Plainfield IL Homes
630-673-6233
The following homes have recently closed in the Eagle Ridge subdivision in Plainfield IL:
October 2008
November 2008
January 2009
The Eagle Ridge Subdivision is located off of River Rd and Theodore just west of Rt.59 in Plainfield IL. The neighborhood is part of the Troy school district. There is a $130 Homeowners Association fee that is paid once yearly. Eagle Ridge was originally developed by Phoenix homes and features two large ponds stocked for fishing, as well as a neighborhood park.
If you, or someone you know are interested in buying, selling, or renting a home in the Eagle Ridge subdivision, call me at 630-673-6233.
If you are behind in your payments, call me to confidentially discuss your options regarding foreclosure. You may qualify for a short sale or loan modification.
Julie Ferenzi | Realtor®
Plainfield IL Homes
630-673-6233
The Hampton Glen subdivision is located on Theodore Rd. just west of Rt. 59 near the Shorewood Wal-Mart and Family Video. The subdivision was developed by Centex Homes starting in 2002. There is a homeowners association for both the town house owners and the single family homes. The town homes pay $152 monthly to the association and the annual year assessment for the single family homes is $125.
If you are behind in your mortgage payments, call me to confidentially discuss your options regarding foreclosure. You may qualify for a short sale or loan modification.
This week we returned from our 4 day road trip to Gatlinburg TN and back. This was our 3rd year in a row traveling to the Great Smoky Mountains and it was just a beautiful the 3rd time as it was the first time I saw them.
Vacations are definitely more difficult with a 2 year old in tow, but couple that with 3 other kids deep in the throws of sibling rivalry, a mom 7 months pregnant for the 5th time, and a dad who is used to the sweet retreat of a 9-5 day job, and you have the makings of a Griswald family vacation!
What doesn't kill you on a road trip... will make for the stories that become well-told family folklore :)
I won't go in to the gory details of the vacation that almost put all of us in the funny farm, but I will share some of my favorite photos from the beautiful Smoky Mountains in Gatlinburg TN.
If you get a chance to take a road trip this summer, I highly recommend making your way through Gatlinburg. It's quite breathtaking, especially coming from the flat farmland of the midwest!
We’ve been in our new house for a little over 4 years now. In that time we’ve landscaped the yard, painted all of the rooms, installed a fence, decorated, re-decorated, cleaned, cluttered and de-cluttered … and then it happened. My husband started finishing the basement.
It’s bad enough when your husband leaves for work before the sun comes up, and comes home long after it’s disappeared… but I had become a weekend widow to the cement walls beneath our happy home.
Then this past October, about 10 months into his project, our family got an unexpected surprise; we found out we’re having another baby. That’s #5 for anyone whose been counting. Together we decided that even though we are in the middle of a recession, finishing the basement couldn’t wait any longer, and I couldn’t afford to lose my husband for one more weekend!
I will warn you though, finding a contractor was not a pretty process. There was the good, the bad… and the just plain CRAZY!
Quotes for finishing our basement ranged from the reasonable to the insane. It seemed like the bigger the price tag, was an even bigger ego of the person giving the quote. One company quoted me $35K, and when I told him that was well beyond the budget we had in mind, he reduced his price by $15,000! He was obviously working with some very inflated numbers… in his very inflated head!
We opted for “reasonable” and we couldn’t be happier with the finished product, especially with the declining home values in the real estate market. I was really didn’t want to over spend on an investment that has no chance of being recouped in a market like this!
We chose to do our own painting and had a separate contractor install our carpeting which saved us quite a bit of money, and the additional sq. footage we added to our home is priceless. The two construction workers who completed the work in our house, Isaac and Mauricio, were professional, polite and most of all did great work.
If you’re in the market to finish the basement your own Plainfield home, I highly recommend Complete Remodeling and Painting Inc. They are licensed, insured, and bonded. Vice President Roger Wheeler came out to our house to price the quote for our home, and got back to us promptly with his estimate.
You can reach Complete Remodeling and Painting Inc at:
23915 W. Aero Ct. Ste 2
Plainfield, IL 60585
815-254-6997
Julie Ferenzi | Realtor®
Plainfield IL Homes
630-673-6233
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I am a licensed real estate agent and Realtor® in Plainfield lL. I love working with first time home buyers, renters, and have 4 years experience in foreclosures and short sales.
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