Justynn Royal

Everyone knows that these days, anything requiring credit is much more difficult to obtain than it was in the past, but now it seems that even when trying to correct your credit report, people are being penalized. It seems that a very obscure policy from Fannie Mae and Freddie Mac are not only lengthening the loan process, but sometimes stopping it dead in its tracks. If your credit report has any dispute notifications at all, both Fannie Mae and Freddie Mac are not accepting the applications.

Even though the dispute may be perfectly valid, and even if it was something that was done years ago, it seems as if it does not matter. Many mortgage professionals are bewildered when perfect applicants with great debt to income ratio, credit score, and plenty of home loan to value (LTV) are turned down due to a seemingly insignificant item.

Under the FCRA or Fair Credit Reporting Act, people have the right to dispute errors that they may find on their credit report and it seems unfair that the major mortgage players are able to do this. Here at CRE we are helping many mortgage and real estate professionals get their clients in homes despite this. As far as I know we are the only company that even has an idea how to handle this. It usually takes 45 days or less and we have a money back guarantee just in case. Has this been happening to alot of the Active Rain community? We have seen these start to shoot up since late December and they continue to rise. I also haven't heard anything about Fannie and Freddie changing this policy. Hopefully they will see that penalizing people who are just trying to get their credit report straight is ridiculous!

This press release went out today. It outlines a litle bit about the TDRI. This should get some of your clients a speedy settlement, so that they can move on to that home that they deserve. Also check out CRE Credit Services "Circle of Restoration". Credit restoration can take 6 months or less. In this economy, qualified borrowers are a lot more rare than they used to be. They will always remember you and your brand if you continue to do everything possible to help them achieve their dream.

James Charlet the COO of Financial Relief Experts has recently unveiled its new TDRI, or Tactical Debt Reduction Initiative, which is their new client debt reduction system. Backed by expert analysis and legal expertise, the new TDRI is a light year ahead of the competition in terms of increased customer service and settlement tracking. "The TDRI will allow us to help more people reach their goals in becoming debt free in this tough financial economy." said Simon Webster who is the CEO of this fast rising company. Financial Relief Experts was originally founded in 2007 and has grown from 3 clients per month to over 500+. Debt settlement has risen in popularity since 2004, despite the bad apples who have given the industry a bad name. Despite the industry blanketing by popular business reviews, Financial Relief Experts has had no consumer or business complaints in its history. "I think that our emphasis on customer service and our results oriented mentality are what drives us to do well." said Justynn Royal, who is the Executive Vice President. He also added that "good people get in tough spots sometimes, and that's why we are here to help." Financial Relief Experts can be reached by their website www.financialreliefexperts.com or by phone at 877-477-9321 for a no obligation consultation.