How does your money work for you?
Do you use your mortgage as a tax deductible financial tool, not just a debt?
Here is what a properly structured mortgage will do for you:
ü Allow YOU to invest more money into retirement and college savings plans. (Maximize your tax benefits and montly savings.)
ü Protect YOUR Money in case of disability or job loss. (How many people have needed this in the last couple years?)
ü Permit YOU instant Access to your Money in case of emergency or opportunity. (Do not have it all invested in your house.)
ü Reduce the federal income taxes YOU pay. (It is amazing what a savings this can be)
ü Eliminate financial stress for YOU and YOUR family.
Are you feeling good about your assets, liabilities, and mortgage? If you are looking for a mortgage, keep these words in your mind...YOU, protect, permit, reduce, eliminate. You will be glad you did as you will be on your way to become a wealth builder.
"Youth is like spring, an over-praised season more remarkable for biting winds than gentle breezes. Autumn is the mellower season, and what we lose in flowers we more than gain in fruits." Samuel Butler
Who do I love in my life? Why do I love them? How will I show them?
What will I do to make a difference in someone's life today?
What will I do to surprise my spouse/children/friends and make them smile?
What book will I read tonight to enlighten and inspire me?
What are the things in my life that make me happy and proud?
Who will I catch doing something right today?
Yesterday I was extremely busy answering two cell phones, when my direct dial office line rang. I answered it. It was a reporter with USA Today. She clearly and professionally introduced herself to me. I was like "wow"!
She was searching the Internet regarding HELOC's (Home Equity Line o
f Mortgage) and found my "interesting" and "knowledgeable blogs" on ActiveRain. She wanted to discuss some of the points of the blogs. Now I have to tell you, I've been called before from smaller publications in California and Florida, but not USA Today! It scared me just a bit... what if it is against company policy? What is company policy? (We sold our business and joined a federally insured company in January.) What if....what if they fire me?
Well, just a little bit of that media buzz word "Maverick", "Change", and Sara Paltin entered my mind and demeanor. I decided to be an advocate and deal with any potential consequences when, and if, the time came.
Would you have been willing to risk your career for the sake of citizens across the U.S.A. who have systematically had their HELOC's frozen without just cause? Would you be willing to make a difference? Would you have said "I need to check with our corporate office if I can be quoted?" Are you willing to make a difference for your clients and people you do not know? I am and I did!
Which leads me t
o - the award my marketing director received last Friday. I was out of the office at a closing and received an email from him stating "Wow, what did you do to receive this? Congratulations." Then the forwarded email read...I am pleased to announce that Joyce Windschitl has been selected for the 2008 Best of Chaska Award in the Mortgages category by the U.S. Local Business Association (USLBA)." It went on to explain the award... of course, I believe it is a marketing company with a unique twist in marketing!
But the greatest honor is notably the soldier in Iraq. He is coming back to Minnesota. He is buying a home. He found me through ActiveRain. He likes that I am not a cookie cutter lender but a professional mortgage consultant that will get all the information and present a coaching plan as to what options he has to choose from and the different impacts each will have on his short and long term needs and goals. I would never be able to walk a mile in his shoes in Iraq. My goal is for him to enjoy walking every mile of freedom he has defended for us here in the U.S.A. I hope every one of us appreciate all our enlisted men and women and their valiant efforts in protecting our freedom.
Needless to say ActiveRain HAS made a definite difference in my business, now it is up to me to make a difference in the lives of others - whenever and where ever I can.
Thank you so much everyone!
Most of the important things in the world have been accomplished by people who have kept on trying when there seemed to be no hope at all. - Dale Carnegie
What will I do to surprise my spouse/children/friends and make them smile?
What book will I read tonight to enlighten and inspire me?
What are the things in my life that make me happy and proud?
Who will I catch doing something right today?
The first official day of fall is September 22nd this year. This is known as as the Fall Equinox when the length of the day and night are equal. This also correlates with the astrological sign of the Libra, a scale, which signifies the balance of light and dark.
What will I do to make a difference in someone's life today?
What will I do to surprise my spouse/children/friends and make them smile?
What are the things in my life that make me happy and proud?
Who will I catch doing something right today?
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A Mortgage Professional who cares about you. My dedication to customer service is the foundation of my business.
ActiveRain Corp. is not responsible for the accuracy of the site's content (which is written by members of the ActiveRain Real Estate Network) and does not endorse the views of the real estate agents, mortgage brokers, and others listed here.
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