JONATHAN WRIGHT

To any readers of this post I am just wondering out of the main headline agenda's which is more important to you and why? Here are some of the main goals for the new administration:

1. Mortgage reform/ lending reform
2. Recession bailouts
3. Improved public schools
4. Building a more green economy
5. Bring an end to the war in Iraq and troop removal
6. Gay rights
7. Restoring civil liberties
8. Holding the Bush administration accountable
9. Increased access to higher education
10. Reforming elections and campaigns

This is not my order of importance but a list of some of the headline issues. I am wondering how would you place them as a order of importance if you had the power to have the new administration listen to you and act accordingly???

I just posted a Blog yesterday about Pyramid schemes trying to steal your money and ironically today three people in my company were approached by a juice company saying they had an innovative product that would make them rich but wanted them to pay them to sell the product and bring them as many people as they could to pay them to sell their product and they would be making an extra 5 to 6k a month if they did that for them. Please read the info below because it may save you from making a big mistake...

MY BLOG FROM YESTERDAY:

Because the economy is having a ruff time people are looking for extra ways to bring in some income which has open the door for many so-called MLM (Multi-level marketing) schemes to look attractive and scheme innocent buyers out of their money. Allot of Real estate professionals have been targeted due to the slow market. Please beware of these traps and don't give them your hard earned money. They give you big promises on how much money you will be making from bringing others into this scheme from residual income off of their efforts and production. They offer some overpriced product and make you believe that you are going to be rich from people selling this overpriced product and you will receive some compensation from the people you bring to the table efforts.

Realistically you wont get rich from a overpriced product which has to be overpriced to be able to pay so many people from the sell of it. Secondly any business that has an innovative and ground breaking product doesn't need to charge people to sell their product, they just need people as outlets to get the product out there since it is so ground breaking and innovative. If they want to charge you to sell it then it must not be such a good product, it's just overpriced hype to lure you to invest your hard earned money thinking you will be successful. Please watch your money, we need all we can at times like this!!!

Please check this link out http://online.wsj.com/article/SB122477138431362499.html. In the Wall Street Journal they reported;At a Senate Banking Committee hearing they are working to help struggling homeowners refi their homes. This is not the short refi or the H4H program but it seems to be a new program that is in the making but who knows how it will turn out...

With everyone going crazy over banks not having enough money to pass out so much credit we sometimes forget to appreciate what we already have. I was just saying to another blogger that wrote a nice blog that maybe this was a chance for people to slow down with their spending and start living within their means for a little while. I also remember looking at the legacy's that have been passed down by generations of families leaving homes as the biggest piece of wealth for most regular working Americans. Those legacy's have been destroyed by people pulling all the equity out and just creating so much debt that they can't even afford it all. Soon the only legacy's that will be passed down from families is a ton of debt. I have a client right now whose mother just passed and he has so much debt now that he needs professional assistance to cope with it. No matter how much money we receive from China or any other country that decides to buy into our securities it wont stop until we the consumer slows down on our spending and live within our means. Do you know that there was a time that most homes had only one working adult, yes I said ONE and now that is truly a thing of the past for most considering all the upgrades that we think we need to make us happy. Until we become happy with just ourselves we will always be in debt because we will always chase the dream of happiness lye's within material possessions...