Kaaren Hall

About Us:

With a self-directed IRA or real estate IRA you can invest your retirement funds when, where, and how you want. Create your financial future with the freedom to make choices with your retirement plans. Self directed IRAs and real estate IRAs give you the unique ability to choose from a variety of investment options such as mortgages, real estate, private placements and more. And, by diversifying your investments, you may protect and enhance your retirement.

Areas of Expertise

Become a Lender with Your IRA. A note is a vehicle that is used to extend credit from one or more individuals or entities to another individual or individual’s entity. There are two types of notes: * Secured notes are backed by collateral, providing the lender increased assurance of return of the loan amount and interest, such as mortgages and deeds of trust. * Unsecured notes are not backed by collateral. You might consider an unsecured note for perhaps a friend or a non-disqualified relative, but it is a higher risk—and sometimes reward—than a secured note. Investing in Trust Deeds and Mortgage Notes To clear up confusion a trust deed, deeds of trust, and mortgage notes are largely the same investment, depending on the state that you reside in. Your IRA may invest in trust deeds, mortgage notes, and deeds of trust and other interest-bearing notes. These notes may be either in first or subordinate positions and may be purchased from brokers or private parties. Usually, the documentation is recorded at county recorder's offices, and title to the property is insured as instructed. You may also purchase or sell portions of mortgages. In such cases, your account holds an undivided interest in that portion of the note and receives the proportionate amount of income due under its terms. In addition, you may purchase discounted notes as well as real estate purchase options. You will need to complete either a Buy or Sell Direction Letter For Real Estate to properly complete the transaction. It is important that you follow the guidelines provided on these forms to avoid any unnecessary delays and costs. As with all real estate purchases, these investments entail specific requirements that are critical to the smooth completion of the transaction. To find out more about these types of transactions, call Kaaren at (949) 293-6267. Title and Escrow Companies When title and or escrow companies are involved, proper instructions are provided to them for all documents for your account. In the event that a local title or escrow company has additional requirements other than those provided in our comprehensive package, delays and additional costs may result. If self-direction is for you, why not go with the best. Getting started is easy. Contact Kaaren to establish a self-directed IRA or open your account today.

Testimonials

We owe Kaaren Hall a debt of gratitude for all her support, not only in attending and the knowledgeable presentations at our events, but her dedication to making sure our customers completely understand all the aspects and advantages to leveraging their real estate and alternative investment opportunities within their self-directed IRAs. Kathleen Kramer Liberty Capital Partners/The Kramer Team Huntington Beach, California ---------- For years and years I, like so many others, had the bulk of my retirement savings in the stock market – because there was really no where else to go. Of course I was diversified, but I was still at the mercy of the overall market until I discovered self-directed investing. I was fortunate. Thanks Ms. Kaaren Hall I was able to put my money where I wanted it, and where it was safe, well before the market fiasco of recent weeks. Kaaren went out of her way to make me feel like my savings were important to them and that I was important to them. They helped me at every step of the way to do the right things to safeguard my retirement money in what has otherwise become a very volatile and uncertain market. I sincerely appreciate their help. Joe Dickhudt Professor of Science and Technology ---------- In an attempt to have more active control of my retirement funds, I began searching out ways to control where these investments were made. Through my research I discovered self directed IRAs and found many companies who claimed to be able to help. After starting the process with other companies, I found their procedures and preconditions so strict that there was no benefit in investing through their companies as opposed to leaving the funds in a 401k. Then I spoke with Kaaren Hall. She was quick and responsive with all my questions. Despite the fact that I am not a high-end investor, she gave me the time and information I needed to make the most of my retirement funds, including directing me away from potential problems that I was heading towards due to my lack of knowledge and experience. If an investor knows where they want to put their retirement funds and is ready to move forward, Kaaren's group is an excellent choice of custodian as they will not only facilitate your goals but also direct you on the most trouble free path to reach those goals. Patrick Hand September 25, 2008 Fullerton, California ---------- "I have been very impressed with Kaaren and her team. They take the time to provide explanations when you have questions. They also provide educational seminars and workshops that enable you to make the right decisions regarding investing and utilizing your self-directed IRA. I recommend Kaaren to business colleagues and friends." Marnetta Griffith