The Fort Worth real estate market is thriving. Many fence-sitters have hopped off their perch... and jumped into the market.
Oh sure... at first it was less of a jump, and more like sticking your little toe into the water... but once new home buyers find that the water is just fine... in they jump !
This is an example of what your new home dollars can buy in Fort Worth, Texas for around $125,000. And yes... it is very possible to pick out your own home design, select all the interior goodies... and have it built "just for you."
I was so excited for being able to find such a nice home for this young family... that I took the picture before the lawn was put in. The home is just over 1500 sq ft... and has three spacious bedrooms, a large great-room living area, a country kitchen, and a walk-in pantry/utility room that is almost as large as a bedroom... and it comes with a two-car garage. Fencing is included... as is partial brick, and partial stone front.
If you are a buyer... and think you cannot get a new home for a monthly payment of around $1,000 a month... we need to talk !
A few days ago... I wrote a post about the upcoming Clinique Bonus Event, which starts on Monday, September 6th here in Fort Worth, and about the wonderful "much-more-than-customer-service" my friend Jennifer at the Clinique Counter brings to me.
During that post, I mentioned in passing... sometime I call my "ECO." It's a "girl thing"... so guys, if you want to turn the page right now... go ahead. I won't feel slighted, here.

I have been trying to grow my hair out. I want it longer. I just like the feel of it when it hits my shoulders... as it finally does. Whew !
Anyway... just as an additional treat, I have what us older girls call a "standing" appointment at my hair salon. Well, actually, I sit when I am there. Why they call it a "standing..." I am not sure.
Regardless... my "standing" appointments are on Tuesdays and Saturdays... both at 11:30am. I get my hair shampooed. Both my Stylist Carol, and my fave shampoo chick, her name is Karen... give an absolutely incredible shampoo. Even a tad of a neck massage, too. Then... a dab of conditioner on Saturdays, and a bit of a "leave-in" on Tuesdays.
Yeah... it may sound excessive... twice a week... I know that. BUT... it is my THERAPY.
For less than a THIRD of the cost of a weekly therapy session with a counselor, I get TWO full sessions... and I really do consider them "therapy" sessions... with Carol... my "Senior Designer" stylist at Sheltons Salon and Spa... in southwest Fort Worth.
But... here is where that ECO comes in. Every once in a while... when I get up in the morning... upon seeing my hair in the mirror... it can actually look like I slept as if I were sleeping upside down... balanced on my head... and spinning around ON my hair... totally screwing up my "do."
When that happens... that's when my saving grace is my ECO. It stands for "Emergency Comb Out."
I give Sheltons a frantic call. ECO Alert, ECO Alert. They are so kind. They do their best to "work me in." It only takes fifteen minutes to re-do and fix the unsightly damage my "spinning on my head" all night long has done. But, whew ! Once I am done, I am SO glad I can squeeze in my ECO... my Emergency Comb Out. (Whew x 2)
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There are many times throughout the year when folks feel it might be just the right time to move. Perhaps right after the Holidays, perhaps then the leaves begin to fall and it looks like an early Winter. There are many times when it feels like it's time.
One of those times, I have seen in the past with many families, is during the Summer when their High School Senior graduates in June, and is headed off to college.
Of course, there's that extra room, now. You know... the one she never wanted to clean up. It's empty, now. But, maybe you already HAD an extra room, and now you've got two of them.
Of course, with your "senior" gone away to school... lots of different emotions roll through your head... especially if you're the Mom. Not only do you begin to miss your "baby" even before she goes off to college... you just KNOW the day you drop her off where she will spend the next four years... that it's just not going to be a good day.
Well... time to put on that old thinking cap... if they still make such a thing... and let your imagination run with it.
I''ll bet you've been thinking about this for awhile. Not right up front, but perhaps you've had the idea about moving... up on a shelf in the back of your mind for quite some time.
So, what will it be ? A smaller, cozier home ? Perhaps a condo or a townhouse ? With the rates so low... you will probably be able to get a mortgage rate UNDER five percent.
Also, remember... a thirty year mortgage, or a fifteen year mortgage, even, should be easier for you to get than most folks... because you probably have a great history of making those mortgage payments on time... for quite a while.
So, think about it. Kick it around for awhile. Why continue to heat and/or cool those empty rooms the kids have left behind ? And, when the sale of your present home is complete, you just might be able to put a large chuck of your equity down on the newer, smaller home... and be able to pay off many or even all of your existing bills. How great that would be !
Think about it, Mom and Dad. This just might be the perfect time to downsize.
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* Photo courtesy of Marilyn Boudreaux
I have heard many real estate agents who are feeling somewhat lost since the Tax Credit program ended on April 30. In my opinion... those agents are really missing the boat as far as the value of real estate, and the reason one purchases a home.
To me... Real Estate... buying a home... is all about making a nest for your family. At least that is the way it makes sense to me.
Actually... I am not sure that "making sense" is even the best way to look at buying a home. Bringing my family home to a place that is actually "theirs..." a place that they can finally call home... is, to me, one of the most important things a person can do.
They don't even need to HAVE a family as such. I say that... because I am sure you know at least several people personally who consider themselves a family of one.
Real estate, investments, tax credits, tax deductions. Sure... they are all well and good. But just give me a place to really call "home." How could anyone ask for more ?
If your Dear Uncle Sam offered to pay off your car loan to help you purchase a new home... would you do it ?
Well... my dear potential FIRST TIME home buyers... my dear Hurst, Euless and Bedford, Texas buyers... my dear Fort Worth home buyers... and finally... my dear Tarrant County home buyers... that is exactly what... kinda sorta... your dear Uncle Sam (and of course, Aunt Samantha along with him) are offering to do.
Here's how it works.
Unfortunately, there is pressure involved. In order to make this happen... as of right now... just a little after 12 o'clock noon today... Friday, April 9, 2010... you have TWENTY-ONE days to find a home, make an offer, and get that offer accepted by the seller... and then have your Realtor get the paperword to their title company.
Now... you don't have to CLOSE on that home until anywhere between now and June 30, 2010. BUT... you do have to get the contract paperwork done by April 30.
So... here's what you do. Call your Realtor (me, of course, Karen Anne Stone), let's get out and find you a home... one that you want to make your own. Then, we make the offer, get the seller to accept it, and GET THE BALL ROLLING !
So how does the rest of that "pay off my car loan" stuff work ?
It works like this:
By April 30, 2010... you finalize a contract to buy a home.
By June 30, 2010... you close on your home.
Then... take a copy of the closing statement to your tax account. Or, if you do your own taxes, you either fill out your 2010 taxes if you have not yet done that, or you file an AMENDED tax return for 2010.
You provide Uncle Sam with proof that you have closed on your home by June 30, 2010... and then... send in either the tax return, or the amended tax return for 2010.
If you are set to get a refund... you will get THAT refund... PLUS an additional refund of EIGHT THOUSAND DOLLARS.
If you were not going to get a refund, but were going to have to pay some additional taxes... here is an example. IF... you were going to have to PAY Uncle Sam... ummm... let's say you owed him $2,200... and were going to have to send him a check for that amount... $2,200... not only would you NOT have to send in that check... but you would get the amount of $5,800 dollars BACK from Uncle Sam. (That would be the $8,000 less the $2,200 you owed him... or a net back to you of $5,800.)
You would then take that $5,800... or that $8,000 from the first example... and pay off your car, pay off other bills, go out and buy your wife $8,000 in presents... or anything else you might choose to do.
I myself, even though I might like all those presents if I were your wife, or sweetie, or life-partner, or whatever... I myself would rather you paid off that car. But... that is just me.
So... call your Tarrant County, Texas Realtor... your Fort Worth Realtor... your Mid-Cities Realtor NOW... that would be me, Karen Anne Stone, at 817-929-3400... and lets go home shopping.
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