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Karen Villa Schweinfurth, ABR, CRS, SRES, CyberStar

REALTOR® of The Year 2008 Award

The Snohomish County Camano Association of Realtors® held it's Annual Installation and Awards Banquet recently at Floral Hall in Everett, WA.

It was time to install new offices and recognize Realtor® members for their contributions to the Realtor Association over their tenure.

Beth Cooper was installed as our new President. The Board of Directors was also duly installed.

I was humbled to receive the "REALTOR® of the Year 2008" Award from last year's winner, Paul Chrysler. It certainly is an honor to follow in the footsteps of the previous winners.

Emergency Measures For ALL Emergencies

It seems that with each season many of us are faced with some type of potential disaster, i.e., flood, tornado, winter storm, hurricane or wildfire. It's important to organize an emergency kit with necessary items to sustain you and your family for a few days.

Hope you find these tips helpful.

Sign up at emergencyemail.org to be notified by phone, email or text when dangerous weather is approaching.

Emergency Kit Must Haves: One gallon of water, per person per day, canned food items and kids' favorite nonperishable treats, manual can opener, battery powered radio or tv, flashlight and extra batteries, whistle to signal for help, change of clothing for each person, several blankets or sleeping bags, toilet paper, personal hygiene items and garbage bags for disposal, first aid kit and supply of prescription medications, matches in a waterproof container, a tool kit, local maps, cash or traveler's checks

Critical Data: Keep these documents safe and accessible in a waterproof container in your emergency kit or burn copies onto a CD: wills, insurance policies, mmortgage/property deeds, bank account and credit card numbers, passports, military records, social security cards, birth, marriage certificates.

Don't forget about your animals: Divvy up duties, who will crate the cat or grab the dog, write out your plan and stick it inside the parntry so you'll know where to look. Give an extra set of keys to a friend who will rescue your pet in case you are not home on evacuation day. Have your vet insert a microchip under your pet's skin.

Keep your emergency bag in a handy place where it can easily be accessed. Check it twice a year--when you set your clocks back and ahead.

Above all keep calm and keep the family and pets together.

Local Realtors® Give Back to Their Community

The members of the Snohomish County-Camano Association of REALTORS® are committed to giving back to the communities in which they live, raise their families and derive their incomes. We provide community service, both individually and as a group, donating money talent and time to many worthy causes. The philosophy of our Association is that as members of this community, and as real estate professionals we are on the front lines to provide affordable housing. Since there is a lack of affordable housing for those above the poverty level, there certainly is an even greater need for those under the poverty level.

The Snohomish County REALTOR® Homeless Endowment Fund was established in 1991. The fund provides rental security deposits and emergency housing vouchers to individuals and families in need of housing. Many families or individuals qualify for a rental, but need assistance with the security deposit so they can get into their new home, and who otherwise might be homeless.

The Volunteers of America Western Washington screen the tenants, set up a no interest loan and repayment plan, provide casework services and counseling. The Association, upon receiving a signed note, writes the check directly to the landlord. The tenant repays the loan on a payment plan which takes into consideration their particular financial situation. Since the fund started operating in September 1991, we have raised over $550,000 and assisted over 4000 families.

This year's event will be a little bit different The 2009 Homeless Endowment Fund Gala will be held at the Everett Train Station. It will be an elegent evening which will include; A High End Silent Auction Lip Reader Palm Reader Magician Live Band Gourmet Hors D'ourves 2 Local Wineries A Local Brewery Opportunity to win a one carat Diamond!

While the Homeless Endowment Fund Auction has been an SCCAR tradition for the past 18 years, this is the first ever SCCAR Homeless Endowment Fund Gala. Because this is a more intimate, upscale event space is limited. Make sure you reserve your tickets as soon as possible.

As Past President 2007 of this Association, I can tell you we are so proud to assist the Volunteers of America Western Washington in a worthy cause.

First Time Homebuyer Tax Credit Important Information

Great news today. The IRS has revised it's Form 5405 that allows a first time homebuyer to get a tax credit for $8,000. The most important change is they can claim it on their 2008 TAXES!

That's correct, if you purchased a home in 2009 you can check a box that states you are collecting the $8,000 credit on your 2008 taxes and get the money immediately. If you have already filed your return for 2008, you can use this form to amend your return and re-submit. You will get your tax rebate in a few weeks.

The caveat, you must not have owned a home in the last three years and need to buy a home between now and December 1, 2009.

This is great news, buyers. Get that cash that you need NOW instead of waiting.

For all your real estate needs, contact me: Karen Schweinfurth, ABR, CRS, SRES, e-PRO, RE/MAX Northwest Realtors - 425-308-3669 or visit my web site for more buyer information.

Extended Tax Credit Available for 2009 First Time Home Buyers

The Internal Revenue Service announced today that taxpayers who qualify for the first-time homebuyer credit and purchase a home this year before Dec. 1 have a special option available for claiming the tax credit either on their 2008 tax returns due April 15 or on their 2009 tax returns next year.

Qualifying taxpayers who buy a home this year before Dec. 1 can get up to $8,000, or $4,000 for married filing separately.

For first-time homebuyers this year, this special feature can put money in their pockets right now rather than waiting another year to claim the tax credit. This important change gives qualifying homebuyers cash they do not have to pay back.

The IRS has posted a revised version of Form 5405, First-Time Homebuyer Credit, on IRS.gov. The revised form incorporates provisions from the American Recovery and Reinvestment Act of 2009. The instructions to the revised Form 5405 provide additional information on who can and cannot claim the credit, income limitations and repayment of the credit.

This year, qualifying taxpayers who buy a home before Dec. 1, 2009, can claim the credit on either their 2008 or 2009 tax returns. They do not have to repay the credit, provided the home remains their main home for 36 months after the purchase date. They can claim 10 percent of the purchase price up to $8,000, or $4,000 for married individuals filing separately.

For All Your Real Estate Needs contact: Karen Villa Schweinfurth, ABR, CRS, SRES, e-PRO, ACRE, RE/MAX Northwest Realtors, Mill Creek WA -425-308-3669 or visit my web site.