Virginia REALTORS have you checked out this information for your NEW HOME BUYERS, HOMEOWNERS, SELLERS or YOURSELF?!?!?

"The Virginia Homeowners Alliance (VHA) is an exciting new service provided by REALTORS® to help homeowners protect their most treasured investment, their home." (from VA Homeowners Alliance web site)
If you are a VA REALTOR, do yourself a favor and register. Great Information - this is the Virginia Assocation of REALTORS and our Local REALTOR Associations at work!
Kathy Carson, ABR, GRI
"THE GARY FOSTER TEAM" - RE/MAX 1st Olympic - Lynchburg, VA
434-660-4025 or kcarson@jetbroadband.com
I looked at the beautiful Fall Pictures on Castellum Realty's Blog and could not resist showing off a little VA Scenery - TIMBER LAKE - CAMPBELL CO VA!!
Fall Leaves on Timber Lake - November 2, 2008
Timber Lake - view from the Dam across The Lake - November 2, 2008
Timber Lake - Sun Setting - November 2, 2008

Timber Lake - Moon Over Timberlake - October 2008
This is a great place to live - we took these pictures while on a "cocktail cruises" with our Daughter, Beth Anne, Son-In-Law, Jon and 7 month old, Brylan. They are also Timber Lakers!
Have a Great Fall!!
Kathy Carson, ABR, GRI
"THE GARY FOSTER TEAM" - RE/MAX 1st Olympic - Lynchburg, VA
434-660-4025 or kcarson@jetbroadband.com
I went to an Ethics Seminar today presented by Mark Given, CRS, ABR, GRI, SRES. Great Seminar - I highly recommend attending a program given by Mark - he was informative, funny and enthusiastic. Our local association, Lynchburg Association of REALTORS, sponsored this Continuing Ed program and it was a great way to get in our necessary hours! Check Mark out if given a chance!
In the program Mark presented this 2007 Gallop Poll info and I really found it fascinating. I wonder what the 2008 Gallop Poll for the Most Trusted Occupations will be? Do you think Bankers, Journalists, and Accountants will be in the top 10? It will be interesting - we will all just have to stay tuned!

2007 GALLOP POLL of the TOP 13 MOST TRUSTED & ETHICAL OCCUPATIONS IN AMERICA
I agree that NURSES are one of the most trusted and ethical occupations and thank goodness for that! I was happy to see that Real Estate Agents are not on the bottom! By the way Car Salesmen are #20 and Telemarketers are #21! I know - I know we all have friends that we trust that are Car Salesmen and can't they say they also have friends they trust that are REALTORS and Lawyers!
Have a Great Day!!
Kathy Carson, ABR, GRI
THE GARY FOSTER TEAM - RE/MAX 1ST OLYMPIC
434-660-4025 or kcarson@jetbroadband.com
According to a report on Bloomberg.com; Apollo's Realogy Seeks Debt Exchange to Avoid Default (Update4). Realogy owns the Century 21 and Coldwell Banker Brands and report $209 million in losses for the last 3 quarters.
Check out this article written by: Caroline Salas and Pierre Paulden
Posted by Kathy Carson, ABR, GRI
The Gary Foster Team - RE/MAX 1st Olympic
434-660-4025 or kcarson@jetbroadband.com
I just read Kelly Sibilsky's blog Moving With Children (Part 2 of 2) which has excellent information for Sellers with children. Kelly give great info on making a stressful time a bit easier on the kids.
I wanted to add an interesting idea that I read about somewhere - a Woman's Magazine I think.

TUB LIVING!!!!
This is a great idea! Sellers know to de-clutter, clean up, stage your house, etc. But what in the world do you do with all the kids stuff? You know the favorite toys, the bottle, cups, passies, blankies and the discarded shoes, socks, undies that are in the middle of the floor? The answer TUB LIVING!! Everyone in the Family gets a plastic tub - put the name on it - and stack them in a corner. Storage Bins stacked in the corner of the Dining Room, Den, Hallway do not attract much attention. Then when that call comes in for a Buyer that just has to see the House in an Hour or 15 minutes. Everyone grabs their stuff and shoves it in their TUB! Even the little ones can do this - make it a game. Stack your tub - house is cleaned up and off you go! The Buyer comes in and is impressed that a house with kids is so straight and clean!!! First Impressions go a long way to SELL your HOUSE - if its clean and straight on the surface it probably is underneath also!!

Then when you get back into your house you will know where you put the homework, the blankie, the juice cup, the game the kids were playing - well you get the idea! Works for Mom & Dad too - where did the bills go that you got today - and the school calendar - the jewelry you just took off....
Just another idea to help make Home Sellers lives a little easier while their house is on the market!! Your REALTOR feels your pain!!!
Kathy Carson, ABR, GRI
REALTOR -THE GARY FOSTER TEAM - RE/MAX 1st Olympic - Lynchburg, VA
434-660-4025 or kcarson@jetbroadband.com
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