When I first start working with a potential buyer, especially first time buyers, I always address whether or not they have spoken to a lender. This is a no-brainer for all the obvious reasons. Mainly, I think, most buyers believe they just need to prove that they are prequalified for a loan. Well, yes. But please don’t be defensive if I keep asking questions like: Did your lender show you what your payments would be on a particular sale price? Did they include the property taxes and an estimate for homeowners insurance? Did you also consider the Homeowners dues (if applicable)?
So often when it comes down to actually preparing the offer (or even after it is submitted), buyers start to get cold feet and are thinking: My payments are going to be how much? Believe it or not, well-priced homes will sometimes receive multiple offers or go under contract shortly after going on the market or having a price reduction. You need to be ready mentally and act quickly. Make sure you are shopping for a home within your comfort zone and you are working with a lender who can respond quickly to your questions. The home buying process can be stressful, so that is one way to make things a little more comfortable for the buyer.
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Are you looking to buy a home and are confused about loans, interest rates and payments? Watch this 3 minute video for some plain talk. You can also access at WAhomeowners.com and email it to a friend or family member who is looking to buy a home.
Is this a great view or what?
It's a Sunday afternoon, the air is crisp but the sun is warm. We wander in to the Hearthfire for a glass of wine and some fried calimari. NO ONE is sitting out on the deck until we stake our claim on the best table: out of the breeze and in the sun. And to top it off, it was still happy hour.
So it's been rumored for months, probably even years. This time it's for real. See this picture? I took it myself and I was standing in a parking lot on the corner of Cooper Point and Black Lake Blvd. Yes...believe it. Trader Joe's is coming to Olympia! Their opening is set for later this month. There have been newspaper articles and blogs here on ActiveRain about it. But I kept wondering "Will it ever happen?"
Why do I like Trader Joe's so much? It's just fun to walk up and down the aisles and see and try different products: curry simmer sauces, olive oils, great prices on wines. Their own brands are good quality and are reasonably priced. This week, it's number one on my best things in Olympia!
I'm a transplanted Texan who escaped to the cool and beautiful Northwest! I love the scenery, the abundance of fresh seafood, local produce, and wines of Washington State.
My Mission Statement:
“Do the Right Thing” based on highest level of integrity, a consultative approach to serving client needs, and respect for people in all walks of life.
For Buyers - My 10+ Customer Service Commitment
For Sellers - My 10+ Customer Service Commitment
I'm a full time Realtor with Keller Williams Realty-Olympia. My background includes: Marketing Manager for an economic development council and Advertising Representative for two publishing companies. My primary focus is providing the best customer service. Bottom line: I do what it takes to get the job done.
I'm here to get results that meet my clients' needs, timelines and financial goals. I understand the challenges in moving and relocating - whether it's across town or across the country. I have a network of professionals, from mortgage-lenders to plumbers that offer the same reliability and top-notch service.
I've lived in the beautiful Pacific Northwest for over 15 years. I can't imagine calling any other place "home".
Member National Association of REALTORS®
Member Thurston County REALTORS® Association
Member Northwest Multiple Listing Service
Accredited Staging Professional ®
Secretary, Multiple Listing Sales Association
Marlys & Ruben Bauer
"What a pleasant experience working with Katy in the recent sale of our home! We found Katy to be a very professional and caring agent; questions and transactions were promptly addressed, always with a positive attitude!"Ian Clark
Working with Katy was great! She made everything so easy for me, she really listened to me and helped me out every step of the way. I would recommend her to anyone seriously looking to make a home purchase.Josephine Yung
Katy is an exceptional real estate professional. Not only was she able to sell my house in a stagnant market, she genuinely had my interest in mind and found me a house that best fits my needs. She gives true meaning to the word "professional"! I had a great experience with Katy and would recommend her to anyone!
Nancy Peckman
Katy is awesome! She helped us find my Dad the perfect house. Over the past year she was very patient and helpful as we explored options. I would highly recommend Katy to anyone!
Guy & Vivien
We first met Katy at an open house when we were looking for a house of our own. She seemed very friendly and knowledgable and we ended up asking her to be our realtor. She helped us find a house we wanted and in the price range that we could afford. She was always available and helped us work with both the home builder and mortgage broker to achieve for us the best deal possible. We definitely recommend her as a realtor.
Michael and Christine
We are in the house of our dreams, It's not a big house It's not a mansion on the water, but It's our house and we would not be in it without you. You listened to us when we met you, (You were highly recommended), you listened to what ours needs were, you listened when we were concerned about a monthly payment...you listened. When you found us our dream home and when at the last moment it looked like we couldn't get it financed, you took that extra step and found us a lender that would make it happen. We have no doubt that without your extraordinary effort, we would still be renters and not happy homeowners. Thank you so much. Be sure that if we ever find anyone looking for a home, we will insist that they contact you. Thank You
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