Aaron Rice, CDPE

About Us:

In a Financing Bind? We'll Help Untangle You!

As Certified Distressed Property Experts we deal with banks, loan servicer's and asset managers who contact us on a daily basis to help determine the value of their assets. You can be sure that you've selected a firm with previous experience and expertise of local market trends.

For more market trends visit www.BaltimoreMarketTrends.com

Call the REALTOR® the banks call to sell their homes. Contact Aaron Rice today 443-244-0051.

Do you want to know what your home is worth in today's Shifted market?

Click here http://www.baltimorehometeam.com/whats-my-home-worth.asp

If you, your family or friends are looking for refinancing strategies, tips for a quick sale or information on purchasing a home, I invite you to call me for valuable information on today's ever changing real estate market.

If you, your family or friends are facing a current or future financial hardship the BaltimoreShortSaleTeam.com can help please contact me Aaron Rice, Certified Distressed Property Expert (CDPE). 443-244-0051.

Most people think of calling Aaron Rice only when they're ready to buy or sell, but did you know www.BaltimoreShortSaleTeam.com is a good resource if you run into financing problems, and are worried about losing your existing home?

Foreclosures are at an all-time high, due in part to the sub-prime mortgage issues plaguing an increasing number of Baltimore homeowners over the past year. If you're having problems financing your current home, please call Aaron Rice as soon as possible. I have a wide network of resources that you can talk about your options, including payment deferrals or refinancing programs.

You'll want to do everything you can to avoid losing your home, but but if you're at the point that even refinancing won't work, make sure you call me before you run the chance of damaging your credit rating with a foreclosure. Selling your property before the bank initiates a foreclosure sale might allow you to generate enough money to avoid owing them any money, thereby saving your credit status.

Get in touch with the Baltimore Short Sale Team before you begin preparing your home for sale. We have valuable tips that might make the difference between a quick sale and a property that lingers in the market. First impressions can often make or break a deal, so you'll want to hear about the simple strategies that other Baltimore homeowners have used to sell their home quickly. Whether it's how your home looks or how it's presented, you'll want to take full advantage of the experience I've had selling properties similar to yours.

Our Client-First Philosophy

There are many qualities and skills that go into being an excellent real estate professional - integrity, in-depth community and market knowledge, marketing savvy, effective negotiation skills and a high-quality professional network, all of which are hallmarks of how I work.

That said, in my experience as a Baltimore real estate professional, I've also found that providing the very best service is essentially about putting my clients first. This means keeping myself accessible, being a good listener as well as a good communicator, and responding quickly to your needs.

This "client first" philosophy has always been my approach and it requires me to continually improve my skills and ways of doing business. In addition, I've found that the latest technologies are enabling me to do everything I've always done, only much more quickly and efficiently. They've also helped me to extend the range of services I provide to my clients.

Aaron Rice, CDPE, CRS, GRI, SHS

Baltimore Home Team

Keller Williams Realty

3301 Boston St. Suite 200

Baltimore, MD 21224

443-244-0051 Cell

aaron@baltimorehometeam.com

www.BaltimoreShortSaleTeam.com

Areas of Expertise

Not All Real Estate Agents Are Qualified Short Sale Experts

Here are 10 questions to ask your real estate agent before you sign on the dotted line...

1.Can my real estate agent explain the short sale process to me?

2.How do I know if my property will qualify for a short sale?

3.Does my real estate agent know what information I will need to provide to the lending institution?

4.Does my real estate agent know what "hardship" categories qualify me as a short sale candidate with the lending institution?

5.Does my real estate agent know how to create an effective short sale strategy?

6.Does my real estate agent have prior experience and specialize in working with homeowners and lending institutions to create a short sale transaction.

7.Does my real estate agent know how to market my home since efficient timing is essential.

8.Does your real estate agent know how to price your home?

9.Does your real estate agent have a pricing/marketing campaign for 14/30/45days?

10.How do you know if you are really comfortable with the real estate agent the you are selecting?

1. Can my real estate agent explain the short sale process to me?

Answer: The Baltimore Short Sale Team is a group of qualified short-sale real estate specialists. We can clearly and logically help evaluate your situation, explain in detail the short-sale process, and create a strategy.

2. How do I know if my property will qualify for a Short Sale?

Answer: The Baltimore Short Sale Team knows the specific guidelines and understands the short sale process so that your property can be accurately evaluated to address your specific situation.

3. Does my real estate agent know what information I will need to provide to the lending institution?

Answer: The Baltimore Short Sale Team will be able to ask the right questions and provide you with the appropriate paperwork to begin the process of creating a short sale package for the lending institution to review your current financial situation.

4. Does my real estate agent know what "hardship" categories qualify me as a short-sale candidate with the lending institution?

Answer: There are very specific categories that lenders consider as "qualified hardships." The Baltimore Short Sale Team will be able to review your situation and inform you of the different types of hardships that most lenders consider "acceptable."

5. Does my real estate agent know how to create an effective short-sale strategy?

Answer: A short sale will only be accepted by the lending institution if both your property and you meet the lending institution's guidelines. With the knowledge and expertise of The Baltimore Short Sale Team, every effort will by made to ensure that you have all of the necessary elements documented to qualify for and complete a short sale.

6. Does my real estate agent have prior experience and specialize in working with home owners and lending institutions to create a short-sale transaction?

Answer: This type of transaction has become a real estate niche. The Baltimore Short Sale Team has specialized knowledge and understands the systems required to be successful. As REO Specilists we deal with banks, loan servicers and asset managers on a daily basis. You can be sure that you've selected a firm with previous experience and expertise.

7. Does my real estate agent know how to market my home, since timing is essential?

Answer: The Baltimore Short Sale Team has specialized tools for selling your home, including the MLS (Multiple Listing Service), cusomized websites, bus tours and caravans, open houses, market flyers and brochures. Again, because timing is so crucial, we know about advanced technological services and know how to apply them to the sale of your home. Our specialty advertising includes: toll-free hotlines, fax-on-demand marketing, and 24-hour access to information on your home.

8. Does my real estate agent know how to price my home?

Answer: The Baltimore Short Sale Team understands the current market conditions and how the market is affecting home sale prices. We will be able to back up our assertions with solid proof by obtaining a comparative market analysis to include three items: the listing and selling prices of homes in your area, a description of comparable homes, and the length of time the homes have been on the market. This gathered information will give you confidence that your home's proposed market value is set at an accurate pricing range.

9. Does your real estate agent have a pricing/marketing campaign for 14, 30, and 45days?

Answer: If your home isn't seeing much interest by prospective buyers after 14 days, the Baltimore Short Sale Team will promptly be able to provide you with a list of things being done on a regular basis to generate activity. We will provide you with a "Weekly Status Gram" communication vs. you having to continually request updates and make suggestions as to how to sell your home. The Baltimore Home Team has the professionalism and expertise in the short sale market.

10. How do I know if I am really comfortable with the real estate agent I am selecting?

Answer: This is a great question to ask yourself. We have all had times where we went along with a decision because of pressure but knew it wasn't the right choice. Ask yourself if you trust The Baltimore Short Sale Team and more importantly, if you feel confident in the way we conduct business. We are happy to provide references so that you can be educated with our skill level and expertise in selling your home as a short sale. You are dealing with a very emotional issue...selling your home. Make sure you are making good business decisions during this trying time. If you decide what we have to offer is not for you, then we'll walk away with no pressure. Fair enough?

Aaron Rice, CDPE, CRS, GRI, SHS

Baltimore Home Team

Keller Williams Realty

3301 Boston St. Suite 200

Baltimore, MD 21224

443-244-0051 Cell

aaron@baltimorehometeam.com

www.BaltimoreShortSaleTeam.com

Testimonials

Do you have any good testimonials that clients have provided you in the past? Be sure to add them here.