Katrina Alexander-Cole

FEATURED PROFESSIONAL

Anthony Mosley, VanDyk Mortgage Corporation

I have had the pleasure to work with Anthony Mosley over the last handful of years and have seen his passion and enthusiasm first hand for each of his clients. Anthony works directly with each one of his clients to get their loan transaction completed quickly and smoothly. Currently Anthony closes his clients' mortgage loans on average of 26 days.

Anthony has a motto: "I don't tell my clients no, I tell them how." As cheesy as this may sound this is something that Anthony stands by. He believes in his clients and points them in the direction they need to go to become homeowners. So no matter the time frame 30 days or even 3 years, Anthony is there to make their dream come true.

Anthony is supported by a fabulous team! Anthony always is talking about the amazing group of people that make up his team and simply make things happen. His group is made up of a processor, group of underwriters, closers, shippers, funders and post closers all in one office to ensure that things flow smoothly and quickly. Also, part of Anthony's team are his Platinum Partners who include Real Estate Agents, Title Agents, Insurance Agents and Attorneys to mention a few.

Anthony enjoys focusing on giving back. Anthony has been working to put together a group of professionals from varying fields to educate our Veterans on the benefits that they are currently not taking advantage of or are even unaware of. In conjunction with this cause he is working to utilize a title company that donates back to a Veteran's Advocacy Fund that puts the money back into the local community.

Anthony also enjoys sharing his knowledge with consumers and local professionals by helping to lead workshops and seminars to educate others on industry changes as well as general mortgage and real estate knowledge.

Bio on Anthony Mosley

Anthony has been in the Mortgage Industry since 2000 and is currently licensed to do business in 8 states. Anthony is experiened in all areas from origination to secondary marketing. He prides himself on his work with his clients and being straight forward and honest to insure their best interest when choosing a mortgage loan.

Anthony originates FHA, VA, Conventional, Rural Development and Reverse Mortgages. His mortgage loan originator licenses are held in Michigan, Indiana, Georgia, California, Tennessee, Utah, Florida and Texas.

Phone: 616.974.9209

Email: amosley@vandykmortgage.com

Website: www.anthonyhomeloan.com

Facebook Page

NMLS# 130260

One of Anthony's Client Testimonials:

Current To Be Featured List:

• John Rice, Prudential Preferred Realtor

• Rory Byrne, Sun Title

• Anita Miron, Allen Edwin Homes

• Chuck VanDuren, VanDuren Irving West Insurance Agency

• Julie Stone, Staged to Sell, By Julie

• Grant Alexander, VanDyk Mortgage

• George Guyott, First Advantage Real Estate

• Tracy Anderson, Five Star and Hands on House

• Patricia Caston, Midstate Title Agency

Featured Professional Profiles

I have decided that I am going to begin featuring some of the amazing men and women that I work with daily that pour their heart and soul into getting and keeping consumers in the homes of their dreams. I am fortunate enough to have contact with so many professionals that are truly outstanding and I want you to get to know them.

The professionals that I work with understand that owning a home is one of the most exciting, over whelming investments of our client's life. I invite you to take a few minutes and learn more about these great professionals.

Current To Be Featured List:

• Anthony Mosley, VanDyk Mortgage Corp

• John Rice, Prudential Preferred Realtor

• Rory Byrne, Sun Title

• Anita Miron, Allen Edwin Homes

• Chuck VanDuren, VanDuren Irving West Insurance Agency

• Julie Stone, Staged to Sell, By Julie

• Grant Alexander, VanDyk Mortgage

• George Guyott, First Advantage Real Estate

• Tracy Anderson, Five Star and Hands on House

• Patricia Caston, Midstate Title Agency

2011 Sellers and Sales

Overall it looks like 2011 was a great year to trade up for a lower payment. There is a clear change in some of these numbers for sellers.

• Half of sellers traded up for a larger and/or higher priced home
• 60% purchased newer homes
• Typical seller had lived in therir home for 9yrs (up from 6yrs in 2007)
• 87% used teh assistance of a Real Estate Agent
• Tyically homes were sold for 95% of the listing price
• 61% reduced their asking price at least once
• 41% of sellers offered incentives to attract buyers (primarily home warranties and closing costs)
• 39% of Agents were reffered by friends of family
• 22% used an Agent they had priviously worked with
• 2/3rds of home sellers only contacted one agent before selecting theirs
  

• 92% of sellers reported their home was advertised online
• 85% said they would definitely use their agent again

  

What about FSBOs?

• 10% of home sales were completed without the assistance of an agent
• 40% of sellers knew the buyer prior to the home being purchased
• 37% reported they did not use a Realtor because they did not want to pay a fee or commission
• More than one third of FSBOs took no action to market their home
• 59% of FSBOs offered no incentives
• Typical FSBO home sold for $150k compaired to $215k for agent assisted home sales

Previous Posts on the 2011 Profile of Home Buyers and Sellers

2011 Profile of Home Buyers and Sellers Introduction

2011 Profile of Home Buyers and Sellers Environment & Characteristics of Home Buyers

Characteristics of Homes Purchased in 2011 Profile of Home Buyers and Sellers

The Home Search Process of 2011

Financing a Home in 2011

Financing a Home in 2011

The home financing market in 2011 was full of many twists and turns. New regulations continued to put up road blocks, some of which there was no way to pass. There were also many homes purchased with cash due to low purchase prices (in some areas homes were cheaper than cars).

Some statistical highlights include:

• 87% of home buyers financed their home (most at a 89% Loan to Value)
• 95% of first time of buyers financed their home
• 82% of repeat buyers bought with financing
• 46% admitted they made some financial sacrifices in order to afford the home
• 23% reported that the mortgage application and approval process was somewhat more difficult than expected

Previous Posts on the 2011 Profile of Home Buyers and Sellers

2011 Profile of Home Buyers and Sellers Introduction

2011 Profile of Home Buyers and Sellers Environment & Characteristics of Home Buyers

Characteristics of Homes Purchased in 2011 Profile of Home Buyers and Sellers

The Home Search Process of 2011

Community Focus

Bailey's Grove: Kentwood, MI

Are you looking for a great community in Kentwood, Michigan?

Bailey's Grove is an outstanding housing development that includes four distinct neighborhoods of single family homes, luxury townhomes and ranch condominiums as well as detached villa condominiums. Bailey's Grove is complete with a community center and pool, a park with gazebo, walking trails, a preserved natural area and an on-site elementary school (Endeavor Elementary). Bailey's Grove is beautifully landscaped by PROCARE winning the 2006 Award for outstanding Landscape Maintenance and received accolades from the Michigan Department of Environmental Quality and the National Arbor Day Foundation for preservation of wetlands and wise land use planning.

Bailey's Grove being located in the City of Kentwood brings many benefits including one of the lowest city tax rates, large selection of housing and beautiful parks.

CURRENT LISTINGS IN BAILEY'S GROVE:

What is around Bailey's Grove Community Kentwood, Michigan ?

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