“World's Most Complete Neighborpedia”
Explore:   What's happening in your neck of the woods?

Kevin Breeland

Is your Mortgage Loan Officer Tim Tebow?

Now we all know Tim Tebow is the starting quarterback for the Denver Broncos but lets stop an examine one of the most polarizing figures not only in sports but in the public eye.

Tim Tebow Janell Wheeler dating

First, I have never met Tim Tebow, never seen him except for Television, listened to interviews, in fact I did not even read his book. So why the comparisons, because it is not about Tim Tebow the Quarterback, it is about Tim Tebow the man.

In interviews I have watched it always appears Tim Tebow knows the right words to say, I am blessed to have great teammates, I am blessed for the opportunity, it's not about me it is the team, I thank the Lord to be blessed for the opportunities given to me, and what I can do for his glory.

When I examine these qualities I wonder if it is real or a front to keep his real life a secret. I have no idea but for today he appears to be a well rounded, spiritual, confident, and caring person.

Those are qualities we look for in all people. People are flawed, we all have our histories. In a customer service world we should and most do strive to service the customer above and beyond. You know the saying, "under promise, over deliver.". These qualities in any person is outstanding but when you deal with the public they are necessary. I am not speaking from a religious, moral, or judgmental position. Just a view point to which we should strive for the benefit of the customer.

The story here, there are many loan officers in the mortgage lending field. Don't gauge your loan officer on their "willingness" to do what ever is needed in order to close a deal. Determine the loan officer gauged on history, interaction with your customer, how dedicated to their profession, determination to take care of the relationship, and the forthright manner of their communication.

We all want referrals from previous customers, let first set the standard, then through hard work, dedication, and confidence we will accomplish these goals for our customers, our companies, our families, and then us.

HAVE A GREAT DAY!!!

Kevin M. Breeland

Sr. Vice President, Government Affairs

Residential Mortgage, LLC

breelandk@residentialmtg.com

When is a Report Useful?

If you have seen the newest Geico commercial the Gekco is on Geico Radio Show. The caller says that he just did an online quote in 5.12 seconds...wants to know if that is a record. The host pulls up a large dotmatrix generated report that has this info and states it is not a record, was beat out by 8 seconds. The caller then asked well what if I was with one hand...and the host changes pages to that set of records.

To me the message is how fast you can get a quote and how the company is advanced that a quote can be done in seconds by anyone.

I think it plays also how ridiculous some reports can be. So is this a helpful report? Reports are different for everyone and every business but here are few items I believe you must have:

First ask yourself what you are really trying to learn. Second, where is the best source to obtain that information. Third, if you need your IT department involved to have this report created sit down with them and explain what your want. Fourth, listen to what they say...because they are familar with the system it is possible they may have a better idea to collect the data. Fifth, when the report is created review it, be assured you can actually use this report and it does not become just another stupid report that no one will review. Six, use it and share it...you never know what can come out of using a report that is useful.

I don’t consider myself an environmentalist but recently I did trade in my Chrysler Hemi V-8 for a Honda CR-V mainly for the gas mileage. As gasoline prices are at or over $3.00 a gallon the time has come for me to conserve more. Yes, I even have a recycle bin at my home now.....so use the paper wisely and produce good reports...save a tree....oh my did I just say that outloud?

Kevin M Breeland
General Manager
Residential Mortgage of South Carolina, LLC
427 Johnnie Dodds
Mt. Pleasant, SC 29464
breelandk@residentialmortgagesc.com
www.residentialscdailyrates.com

Thankful

Every year at this time of year we all start talking about the things we are thankful for and how much we love our families etc. This year is no exception.

I was looking at my facebook page and reading many of the post talking about what they are thankful for. I even responded to a post about what was the most memorable Thanksgiving for you. After doing that I looked on my Twitter page to see if there was anything I should read about the there it was....South Carolina Unemployment rate now 12.1%. It hit me like a ton of bricks....12.1% of my fellow South Carolinians are experiencing a Thanksgiving that many of them did not experience last year.

It saddens me when I think what my fellow South Carolinians must be experiencing. It reminds me of what I really should be thankful...not just having a job but having all the things around me that would help through a time like that...my family. I am so grateful for my loving and caring wife who accepts me for me and still loves me regardless of my short comings, to still have my Dad, my Mom, all of my sisters and brother, my children, and my granddaughter. If I was experiencing any trauma in my life, these are the people who would be helping me standing beside me.

So this Thanksgiving I am truly thankful for the little things in my life that make my life so full, the love and support I receive from my family. My hope, simple...that the 12.1% of unemployed South Carolinians have the same love and support from their families. With that, they can overcome anything.

HAVE A GREAT DAY!!!!

Kevin M. Breeland

General Manager

Residential Mortgage of South Carolina, LLC

427 Johnnie Dodds Rd.

Mount Pleasant, SC 29464

breelandk@residentialmtg.com

www.residentialscdailyrates.com

Competitive by nature...the Best by choice!

Draw Bridge Opening, Charleston, SC

One of the many nice things about living in the Charleston, SC area