Keisha Hosea- www.KASIHomes.com

As Valentine's Day approaches and the mood turns to romance, let's take a look towards the pleasures of home. The fireplace is a great mood setter to beckon the calls of a romantic evening. When you moved into or purchased your home, if you are like most people you probably noticed and commented on the fireplace. For some people a fireplace in the home is an absolute must have.

There is something to be said about the warm glow of a fireplace. While Southern California is not exactly known for cold temperatures, a cozy fireplace can heat up any night. The great thing about a fireplace is that it not only adds architectural charm to any room, but they are great features for resale of a home also.

Even if you are not crazy about a real log fire going in the fireplace, try placing a six-votive candle-holder inside the fireplace and light them up for a dazzling display. You can even give scented candles a whirl for an added touch of ambiance. When you are looking for a way to woo your sweetheart just get a few of their favorite treats, their favorite music and a fire going in your fireplace. Now that's the way to make your sweetheart smile.

Keisha Hosea is a local Market Expert and Chino Hills Realtor with Keller Williams Realty. She is the Team Director and CEO of KASI Homes. Keisha Hosea and the KASI Homes team offer

help to home buyers and home sellers in the Inland Empire, including Chino Hills homes, Fontana homes, Diamond Bar homes, Chino homes, Ontario homes, Riverside homes, Pomona homes. With a Master of Arts Degree in Marriage, Family and Child Counseling, Keisha has worked extensively with families in transition such as divorcing couples selling homes and probate real estate. As a Certified California Probate Realtor, Keisha Hosea can help families struggling with probate real estate. KASI Homes has helped couples in the midst of divorce along with estates selling a probate home. KASI Homes is the place where you find Real Estate Solutions for Real People. For more information call (877) 534-7421. Visit the website at http://KASIHomes.com

Disclaimer-All information contained herein is deemed reliable but not guaranteed. You are advised to consult a reputable attorney for all legal advice or a reputable tax advisor.

With seven of the tops ten hardest city falling in California, it became of crucial importance for the Attorney General to step in and fight for California's fair share. California Attorney General, Kamala Harris sheds light on the recent victory with the $25 billion foreclosure settlement against the five big banks. California will receive $18 billion from this settlement. Finally, California homeowners may see some relief for our battered state!



The California Commitment includes: 1) $12 billion of principal reductions and short sale relief for homeowners, 2) when banks receive credit for a dollar the bank only receives the money when the homeowner actually gets the money 3) Underwater borrowers who are current on their payments will be able to refinance their homes 4) there will be restitution for homeowners who have been unfairly foreclosed upon. This total commitment includes approximately $4 billion. Additionally, AG Harris retains the right to pursue the banks in the California state courts for prosecution should they not live up to the California Commitment. Now the big question for many homeowners is, "How Will This Help Me?" Find out at http://www.kasihomes.com/how-will-the-c…e-with-my-home/

That time of the year is approaching. Yes, there are two things guaranteed in life; death and taxes. But just like anything else in life, adequate preparation can help get anyone through even the less than pleasant of life's aspects. Sitting down and analyzing your income is one of the first steps to financial security. Next, it is a good idea to take a look at tax shelters. A tax shelter will help reduce how much tax you pay the federal government by reducing your taxable income. The lower your taxable income, the less you will pay in taxes.

Many legitimate tax shelters are available. These shelters include:

Municipal Bonds

IRAS

real estate investment

pension plans

401(k) and 403(b) plans

setting up your own business

employer-sponsored health coverage

employer-sponsored life insurance

employer-funded education

Investing in Chino Hills real estate is a common and beneficial tax shelter. Remember, tax avoidance is legal, tax evasion is not. By utilizing legal and legitimate tax shelters, you are avoiding taxes and thus may be able to save money and build wealth.

Keisha Hosea is a local Market Expert and Realtor with Keller Williams Realty. She is the Team Director and CEO of KASI Homes. Keisha Hosea and the KASI Homes team offer help to home buyers and home sellers in the Inland Empire, including San Bernardino County, Riverside County and Los Angeles County. With a Master of Arts Degree in Marriage, Family and Child Counseling, Keisha has worked extensively with families in transition and divorcing couples selling homes. KASI Homes is the place where you find Real Estate with a passion for Real Life Solutions. For more information call direct at 1-877-534-7421. Visit the website at http://KASIHomes.com

Disclaimer-All information contained herein is deemed reliable but not guaranteed. You are advised to consult a reputable attorney for all legal advice or a reputable tax advisor.

Ready For Snow In Chino Hills, CA? The Annual Chino Hills Snow Day sponsored by the City of Chino Hills Winter is scheduled on January 28, 2012 from 10 a.m. until 2 p.m. at Crossroads Park. Crossroads Park is located at 2765 Chino Hills Parkway. There will be tons of real snow. The cost is $8 pre-sale for residents or $10 at the door. For non-residents it is $10 pre-sale or $15 at the door. Sleds will be provided. There will also be food available for sale from various vendors.

Keisha Hosea is a local Market Expert and Realtor with Keller Williams Realty. She is the Team Director and CEO of KASI Homes. Keisha Hosea and the KASI Homes team offer help to home buyers and home sellers in the Inland Empire, including San Bernardino County, Riverside County and Los Angeles County. With a Master of Arts Degree in Marriage, Family and Child Counseling, Keisha has worked extensively with families in transition and divorcing couples selling homes. KASI Homes is the place where you find Real Estate with a passion for Real Life Solutions. For more information call direct at 1-877-534-7421. Visit the website at http://KASIHomes.com

Disclaimer-All information contained herein is deemed reliable but not guaranteed. You are advised to consult a reputable attorney for all legal advice or a reputable tax advisor.

What is An Encroachment and How Can This Affect My Home? Encroachments occur when one party builds upon another parties land. With many homes that have fallen into foreclosures, many of these encroachments are being called out by cities. Many cities are seeking to have the encroachments corrected by asking the owners to remove anything that is built upon city property. This could include backyards, patios, pools, spas, tennis courts, etc. Lately, I have seen all of these home improvements that have come under fire. In some cases, the cities have offered homeowners easements for a set time period such as a 15 year easement. Such easements generally state that the homeowners may keep the encroachments in use for 15 years and that once such period has expired, the homeowners must remove any and all encroachments.

When purchasing a home, it is important to obtain all disclosures regarding the home, including title reports, hazards reports and special addendums.

Keisha Hosea is a local Market Expert and Chino Hills Realtor with Keller Williams Realty. She is the Team Director and CEO of KASI Homes. Keisha Hosea and the KASI Homes team offer help to home buyers and home sellers in the Inland Empire, including Chino Hills homes, Fontana homes, Diamond Bar homes, Chino homes, Ontario homes, Corona homes. With a Master of Arts Degree in Marriage, Family and Child Counseling, Keisha has worked extensively with families in transition such as divorcing couples selling homes and probate real estate. KASI Homes is the place where you find Real Estate Solutions for Real People. Whether you are in need of selling your Chino home with a short sale or are interested in buying short sales or foreclosure homes, we can help. For more information call 1-877-534-7421. Visit the website at http://KASIHomes.com

Disclaimer-All information contained herein is deemed reliable but not guaranteed. You are advised to consult a reputable attorney for all legal advice or a reputable tax advisor.