Keisha Hosea- Realtor, Chino Hills, CA

When was the last time that you were out around town with a good friend and bumped into another good friend? When you bumped into this friend did you quickly introduce your frineds to one another and tell everyone a little about the other friend or your relationship? This is so typical of our everyday interactions and yet we somehow do not always do this. If you have a great Realtor that you know about in another city nearby or another state do you make sure to tell others about them and take the opportunity to introduce them to one another? This holds true weather you are a Realtor or a home buyer or home seller.

I love introducing my friends and family to people or products that I adore. In fact it really comes quite naturally. If I am excited about someone or something, I just can't wait to share it. So the next time that you are with your friends be sure to think about what connections your friends are looking to make and be sure to introduce them to your other friends. You just may be surprised how much we can help each other!

If you are in a tough spot with your current mortgage, you may have wondered what types of non-foreclosure options are available to you.

You may qualify for one of the following “Non-Foreclosure” options:

1. Forbearance- when a lender allows you to pay back late payments over 6-12 month period.
2. Loan Modification- when a lender agrees to give you a better & more affordable interest rate.
3. Short Sale- when a lender forgives the balance after you sell your upside down house (benefits are avoiding foreclosure on your record, living in the house for free during the process and there is no cost to borrower)
4. Short Refi- when a lender discounts their payoff if another lender agrees to refinance the property.

Keisha Hosea is a licensed Realtor in the state of California. She holds designation as a Certified Short Sale Specialist and has helped numerous sellers to successfully negotiate short sales with their lenders and get their homes sold. Because you want a professional who can help you understand the market, help you with your goals and negotiate the details on your behalf, stop and call now at 1-877-534-7421 x16 for a free recorded 24 hour message. You may also dial direct at (909) 261-6377.

The Short Sale Series- What Is A Short Sale?

A short sale is when the lender agrees to take less than what the homeowners owe in order to accommodate a sale. The lender agrees to do this when:

1. the borrower/seller has undergone a hardship

2. the value of the home is less than the amount needed to pay off all loans

3. the loan is delinquent and/or in default

Keisha Hosea is a licensed Realtor in the state of California. She holds designation as a Certified Short Sale Specialist and has helped numerous sellers to successfully negotiate short sales with their lenders and get their homes sold. Because you want a professional who can help you understand the market, help you with your goals and negotiate the details on your behalf, stop and call now at 1-877-534-7421 x16 for a free recorded 24 hour message. You may also dial direct at (909) 261-6377.

Did you know that effective this Frday, December 19th all U.S. public pools and spas must be equipped with anti-entrapment drain covers? Due to the strong suction in pools and spas that has been known to entrap children and cause injury or drowning deaths this new federal law is being enacted. Under the new federal Virginia Graeme Baker Pool and Spa Safety ACt, a public pool or spa includes pools and spas open to the public, along with those for residents of multi-unit apartment buildings or multi-family residential areas.