I love it when you have a buyer who has it all together. What a pleasant couple I closed with yesterday. An example to all young people on how to handle your finances and reach your dream. This young couple not only owns one home, but now two. They have their act together. How wonderful and richly rewarding. I love this job!

Call Kelly Klein, Destin Real Estate Agent for Red Hot Realty, to list and sell your home or condo or help you buy a home or rental property on the Emerald Coast of Florida in Walton, Okaloosa and Bay Counties- Blue Mountain Beach, Bluewater Bay, Destin, Eglin AFB, Grayton Beach, Hurlburt Field, Highway 30A, Niceville, Panama City Beach, Rosemary Beach, Santa Rosa Beach, Seacrest Beach, Seagrove Beach, Seaside, Watercolor. Kelly is a buyer's representative and foreclosure specialist and can help you buy a foreclosed property in and around Destin and Panama City Beach, Florida.
Piranha Warning !!!!!
The condo market in Florida is hot, hot, hot!
Foreclosures along the coastline are everywhere. What's going on with this? First there are multiple offers back in the market again. People are competing with others with their bids on these units. I have run into this five times over the last six days. Who walks away with the condo? Usually, a cash buyer with a quick close.
How can you buy a condo that is in foreclosure? You can pay cash, but upon submitting your offer make sure that it is your absolutely the highest and best offer from the start. Remember there will be other offers on the table as well. You will need proof of funds. This can be in the way of a bank statement or a letter from your financial planner on their letterhead. Have this available for your Realtor ahead of time. Time will be critical in submitting your offer.
What if you need to finance this purchase? Well, you will need to go to a LOCAL lender and be prequalified. Not just any lender can do this for you. Condos fall into a category called condotel for the most part and they will require a 25-35% downpayment and your prequalification letter just to submit an offer. You must have GREAT CREDIT in order to qualify for the best rates. I have a list of these local lenders if you need suggestions. Don't waste time looking around or using an out of state lender who simply has no clue what a condotel is or what the FannieMae or FreddieMac requirements are for these types of loans.
Speaking about rates, don't let low rates fool you. Only those with the very best credit get those rates. Your rate will be directly tied to your credit score.
So work on your credit score, bring your cash, and let's go shopping. It is a GREAT time to buy here in Florida.
Call Kelly Klein, Red Hot Realty, to list and sell your home or condo or help you buy a home or rental property on the Emerald Coast of Florida in Walton, Okaloosa and Bay Counties- Blue Mountain Beach, Bluewater Bay, Destin, Eglin AFB, Grayton Beach, Hurlburt Field, Highway 30A, Niceville, Panama City Beach, Rosemary Beach, Santa Rosa Beach, Seacrest Beach, Seagrove Beach, Seaside, Watercolor. Kelly is a buyer's representative and foreclosure specialist and can help you buy a foreclosed property in and around Destin and Panama City Beach, Florida.

Yesterday I attended a rally in support of the new F35's coming to our area in Okaloosa County. I signed the billboard that will be placed in Okaloosa County. Not that anyone will see my signature, but to show support of our military families coming into the area. This will be a great boost to our economy here. I took some photos while there. Enjoy them.

That is me on the right. The billboard is behind me.

The high school band played some old time favorites. The drummer was excellent! Way to go!

Chris Hughes Supporter. Okaloosa County Tax Collector Chris Hughes

Friends of mine that I spotted at the Rally. Also, Realtors in the area. Cerenna and Donna

Why we fight for our Freedom ! I Pledge Alligence to the Flag of the United States of America
Call Kelly Klein, Destin Real Estate Agent, to list and sell your home or condo or help you buy a home or rental property on the Emerald Coast of Florida in Walton, Okaloosa and Bay Counties- Blue Mountain Beach, Bluewater Bay, Destin, Eglin AFB, Grayton Beach, Hurlburt Field, Highway 30A, Niceville, Panama City Beach, Rosemary Beach, Santa Rosa Beach, Seacrest Beach, Seagrove Beach, Seaside, Watercolor. Kelly is a buyer's representative and foreclosure specialist and can help you buy a foreclosed property in and around Destin and Panama City Beach, Florida.
Kelly Klein
Red Hot Realty
Today I had the opportunity to go to our monthly Women's Council of Realtors meeting. We got to hear all about Green building. It is so exciting to know that a home can actually be built to withstand 200 mile per hour winds and earthquakes or fires. We have the technology, we just need to reduce our footprints and embrace this new way of thinking. No more waste. Put all of your waste to a useful purpose and learn how. Go Green and let's teach others how to as well. Our resources are so precious. Let's all learn how to conserve and reuse materials.
These two women at today's meeting were talking trash, I mean about trash and another Realtor happened to listen in.

Often times I work with investors who have specific needs. We look at comparable units within a certain price range and then line them up side by side for further comparison. We look at rental income and taxes and quarterly costs to determine the final net we can expect on a unit. In doing so, here is one of my more recent lists. Which would you choose? Just curious.
Please Click Here to go view the listings.
Call Kelly Klein, Destin Real Estate Agent, to list and sell your home or condo or help you buy a home or rental property on the Emerald Coast of Florida in Walton, Okaloosa and Bay Counties- Blue Mountain Beach, Bluewater Bay, Destin, Eglin AFB, Grayton Beach, Hurlburt Field, Highway 30A, Niceville, Panama City Beach, Rosemary Beach, Santa Rosa Beach, Seacrest Beach, Seagrove Beach, Seaside, Watercolor. Kelly is a buyer's representative and foreclosure specialist and can help you buy a foreclosed property in and around Destin and Panama City Beach, Florida.
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