Kenneth Bargers

OPEN HOUSE – SUNDAY, 11/8/09, 2P-4P 105 Alpine Court, Franklin, TN A MUST SEE! – Echo Subdivision

5,001 sf | 4 Bed | 3.5 Bath | 3-Car Garage

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Courtesy of Kenneth Bargers, REALTOR® A proud member of Prudential Woodmont Realty and the Jennie Clements Team (615) 512-9836 cell | (615) 661-7800 office kb@bargers-solutions.com | www.bargers-solutions.com

A hooded robber burst into a bank and forced the tellers to load a sack full of cash.

On his way out the door a brave customer grabbed the hood and pulled it off revealing the robber's face.

The robber shot the customer without a moment's hesitation.

He then looked around the bank and noticed one of the tellers looking straight at him.

The robber instantly shot him also.

Everyone else, by now very scared, looked intently down at the floor in silence.

The Robber yelled, "Well, did anyone else see my face?"

There are a few moments of utter silence, in which everyone was plainly afraid to speak. Then one old man tentatively raised his hand and said, "I think my wife may have caught a glimpse of you."

Many of us have enjoyed the taste of deep-fried turkey at Thanksgiving. A longtime food favorite in the southern United States, the delicious deep-fried turkey has quickly grown in popularity.

While some people rave about this tasty creation, Underwriters Laboratories Inc.'s safety experts are concerned that backyard chefs may be sacrificing safety for good taste. I thought November's Monthly Tip is a timely opportunity to focus on how careful we should be when preparing the bird!

Tips for Safety

• Turkey fryers should always be used outdoors a safe distance from buildings and any other material that can burn.
• Never use turkey fryers on wooden decks or in garages.
• Make sure the fryers are used on a flat surface to reduce accidental tipping.
• Never leave the fryer unattended. Most units do not have thermostat controls. If you don't watch the fryer carefully, the oil will continue to heat until it catches fire.
• Never let children or pets near the fryer when in use. Even after use, never allow children or pets near the turkey fryer. The oil inside the cooking pot can remain dangerously hot, hours after use.
• To avoid oil spillover, do not overfill the fryer.
• Use well-insulated potholders or oven mitts when touching pot or lid handles. If possible, wear safety goggles to protect your eyes from oil splatter.
• Make sure the turkey is completely thawed and be careful with marinades. Oil and water don't mix, and water causes oil to spill over, causing a fire or even an explosion hazard.
• The National Turkey Federation recommends refrigerator thawing and to allow approximately 24 hours for every five pounds of bird thawed in the refrigerator.
• Keep an all-purpose fire extinguisher nearby. Never use water to extinguish a grease fire. Remember to use your best judgment when attempting to fight a fire. If the fire is manageable, use an all-purpose fire extinguisher. If the fire increases, immediately call 911 for help. Even after use, never allow children or pets near the turkey fryer. The oil inside the cooking pots remains dangerously hot, hours after use.

Deep Fryer Units

• Many units easily tip over, spilling the hot oil within the cooking pot.
• If the cooking pot is overfilled with oil, the oil may spill out of the unit when the turkey is placed into the cooking pot. Oil may hit the burner/flames causing a fire to engulf the entire unit.
• Partially frozen turkeys placed into the fryer can cause a spillover effect. This too, may result in an extensive fire.
• With no thermostat controls, the units also have the potential to overheat the oil to the point of combustion.
• The sides of the cooking pot, lid and pot handles get dangerously hot, posing severe burn hazards.

Source: Underwriters Laboratories, Bargers research

It's late fall and the Indians on a remote reservation in South Dakota asked their new chief if the coming winter was going to be cold or mild.

Since he was a chief in a modern society, he had never been taught the old secrets. When he looked at the sky, he couldn't tell what the winter was going to be like.

Nevertheless, to be on the safe side, he told his tribe that the winter was indeed going to be cold and that the members of the village should collect firewood to be prepared.

But, being a practical leader, after several days, he got an idea. He went to the phone booth, called the National Weather Service and asked, 'Is the coming winter going to be cold?'

'It looks like this winter is going to be quite cold,' the meteorologist at the weather service responded.

So the chief went back to his people and told them to collect even more firewood in order to be prepared.

A week later, he called the National Weather Service again. 'Does it still look like it is going to be a very cold winter?'

'Yes,' the man at National Weather Service again replied, 'it's going to be a very cold winter.'

The chief again went back to his people and ordered them to collect every scrap of firewood they could find.

Two weeks later, the chief called the National Weather Service again. 'Are you absolutely sure that the winter is going to be very cold?'

'Absolutely, ' the man replied. 'It's looking more and more like it is going to be one of the coldest winters we've ever seen.'

'How can you be so sure?' the chief asked.

The weatherman replied, 'The Indians are collecting firewood like crazy.'

October 26, 2009 | Nashville, Tennessee

MARKET COMMENT Mortgage bond prices ended the week nearly unchanged despite considerable market volatility. Trading was up and down all week. Rates improved the first portion of the week as stocks fell below key psychological levels. Unfortunately a reversal the middle portion of the week eroded the earlier improvements. Data was mixed with tame inflation readings but generally stronger than expected economic activity. For the week, interest rates were near unchanged. The Treasury auctions will take center stage again this week. If there is strong foreign demand it will likely spill over to the mortgage bond market. Weak auctions will likely result in mortgage interest rate increases. Employment cost index data will also be carefully watched.

EXISTING HOME SALES Last week's existing home sales data shocked the market with a stronger than expected increase. Sales rose 9.4%, considerably stronger than the expected 5.5% increase. Some analysts attribute the surge in sales to the $8000 tax credit that is currently set to expire at the end of November. Lower home prices and historically low mortgage interest rates also factored into the increase. From a national perspective this is a positive report. However, the fact that some major metropolitan areas of the country failed to see improvements is an example of the axiom that real estate is local. There is still uncertainty regarding the future state of the economy. Mortgage rates are great. Take advantage of them while that remains the case.

Source: Todd Kabel, US Bank, Nashville, Tennessee