Kevin Phillipson

About Us:

Hi! My name is Kevin, and I live in Dover, Delaware with my wife, Angie, and our five kids, Tate, Torey, Chris, Melissa and Ryan and nephew Andrew. We have 5 granddaughters, Areanna, Alecia, Alex, Ripley and Sage.

I played rugby for many years in South Africa, Minnesota, Texas and here in Delaware. I have coached and refereed for 12 years. I play golf when I can, not as much as I would like, and I am a member of Rotary, Toastmasters International and The Inner Circle.

I haven't always been a mortgage planner. I owned a computer company for many years, as well as doing some public speaking and facilitation for business owners to develop business and strategic plans. I have an MBA and working on my Doctorate in Business Administration.

I grew up in South Africa, immigration in 1992 and became a US citizen since 2004. I served in the South African Army for 2 years. My family live all over the world, mom is still in South Africa, dad is in MN, Colin, my brother is in Bahrain, Tracy, my sister is in TX, and aunt, uncle and cousins in SA, Canada and Australia. Although we are spread far apart, we are close and speak as often as we can.

I love what I do, encouraging and helping people reach their personal goals. I see my job as helping people find the right program and options that work for them. I believe strongly in education, for my customers, loan officers, and personally. I believe knowledge builds confidence and a confident client, loan officer and person will be loyal to the source of the knowledge. An educated person will also always have options or their own creation, that is freedom.

Angie and I love to bike ride, swim and spend time with our kids and grand kids. We work together each day and love to travel and explore, whether it is a great restaurant down the shore, long drives in new areas up the road or in another state, doing it together is the best part.

Areas of Expertise

I manage a branch of Home Savings of America, a federally chartered savings bank headquartered out of Little Falls, MN. HSOA has retail offices is most states and we lend in all 50 states and provide most loan programs. I have a loan officer team of 17 and growing each month, an we have 2 excellent fulltime and 1 parttime processors.

After my researchin 2008 and early 2009, I discovered some interesting stats about my industry:

"Originators doing less than 4 loans per month tend to spend 60% of their days doing paperwork, and originators doing more than 20 loans per month tend to spend 15% of their days doing paperwork and all have assistants."

My partner, Brian Kelly and I developed a program to provide our originators the ability to spend 80% of their day originating and provide them an "assistant" to do most of their paperwork. We have see huge success with this and most originators on my team have more than doubled their production. Another stat is we have maintained a 100% pull through rate on locked loans. With our system, documentation and the new regs and guidelines are not a feared topic for my team.

We have developed our processing center and are now are working on developing other branch opportunieis in other states. We are looking for mortgage brokers facing one or all of the following: limits in loan programs, limits in state access, high licensing costs, and high overhead costs related to branch operations.

If this is you, please call me to discuss what we have to offer you under our program. Kevin - 302-399-4829

Testimonials

I have had the pleasure of working with Kevin Phillipson for the past 7 months. Before contacting Kevin, my husband and I had a very dark road ahead of us with no way out, so we thought. Kevin assured us there was light at the end of the tunnel. Kevin explained what we needed to do, what it would take and what our result would be. Throughout this time, he has been there to answer all questions and concerns, making sure we were doing the right thing and headed in the right direction. With Kevin's guidance and support, we were able to clean up our undesirable credit history and head toward a positive future. I have dealt with other individuals who promised the same as Kevin and in the end, it was just a lot of wasted time and money. Kevin has demonstrated the character and work ethic that I am confident will continue to lead to more happy customers. It has truly been a positive experience dealing with Kevin, and we are now in a contract to buy our first home and Kevin continues to deliver.

Darra - Philadelphia, PA

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First of all, thank so much for putting me on your list to keep me educated, interested, and simply delighted. You have challenged me to think of my immediate and distant future. I wish you continued success and I will not forget whom to contact as situations and circumstances arise professionally with my colleagues, friends, and associates. I'm honored to know you, Kev. Give my regards to your family,

Sahirah - Dover, DE

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I would like to thank Mr. Phillipson and his dedicated staff for all of their hard work and dedication to help me achieve my goals of financing my home. My financial situation wasn't the best due to a divorce after many years of marriage, left with reduced income, and many bills and 3 children to raise; 2 of them in college. I struggled for close to 2 yrs to maintain and needed to find a way to get ahead. Mr. Phillipson showed me a way to consolidate outstanding debts and to elevate my financial strains so that I could maintain the residence for my family. The process went smoothly considering all the last minute problems that arose and we were able to complete the financing in a timely manner. My financial situation is improving and I owe a huge thanks to Mr. Phillipson and his staff for helping make my dreams possible.

Karen - Camden, DE

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One day in July I receive a phone call from an individual from a mortgage company, at the time we were very down with our situation having spoken to many mortgage companys, every time someone made a promise to us and checked our credit scores not only did we get rejected but our scores lowered due to the lender inquiring. This individual though seemed honest and enthusiastic; his demeanor over the phone was sincere and requested an appointment at our house to go over our situation. That was the first time we met Kevin Phillipson and what a God send he was to our family. After that first interview in which we went through the year's dilemma and financial records he made a plan for us to move forward and to rectify our problems. We found ourselves putting our trust and faith in Kevin, it was basically the last hope. After dozens of denials, rejections and months of sleepless nights, it was only Kevin Phillipson who made good of his promise to me, to my wife, to our family. He promised he would work diligently on our request, asking us to be patient and he would succeed. Succeed, my goodness what a beautiful thing that would be.

Sitting here now seems almost surreal, only a short six months ago all seemed lost with no place left to go. How totally opposite has life changed since that phone call from Kevin Phillipson. Thanksgiving was certainly a holiday for thanks; Christmas had never seemed so special since days of being in the military during the Vietnam conflict. As I sit here in my vacation home, overlooking the Rocky Mountains I feel that someone somewhere listened and when all seemed lost made sure Kevin Phillipson made that important phone call to us on that summer day in July, for that we will be eternally grateful to him.

Ray and Aileen - Rehoboth Beach, DE