Kathleen Frawley, CDPE South County Sacramento,

January Challenge Day 2

Sunday January 2. Elliptical – No

No Real Estate Today, Sunday is my day off.

I did have big adventure though (for a day off.) The fire drill went off at Church, so I had to march 20 four year olds outside in the rain.

It was much easier than a short sale, but similar in many ways:

1. It caught every one off guard.

2. It is not easy to prepare when you are under stress.

3. It felt like marching from something good

into something unexpected, scary, uncomfortable

and unknown.

4. It was necessary.

5. It was temporary.

Going through a short sale is like having to leave your familiar building blocks for the unknown. It takes faith, but it may be what you need to get to where you want to be.

And of course it is temporary, everything is.

The truth does not change according to our ability to stomach it. Flannery O’ Connor

If you need an excuse to leave home on

December 4^th ,

This is it: Lighted boat parade.

The Sacramento Yacht club and the Capitol City Yacht club, will have boats all blinged out for the holidays! When it comes to having WAY too much fun these guys take the cake.

So bundle up, come to Old Town Sacramento and plan to have a great time.

Perhaps imagination is only intelligence having fun

George Scialabba

Home for the holidays

This is a follow up to Home for the Holidays-NOT post.

My quick-close-easy-bank owned property and my great credit-large down payment buyers that were suppose to close before Thanksgiving, haven’t closed.

But good news: When I called this morning, I didn’t get the regular “It’s in under writing” response. Now it is in FINAL underwriting.

YEAH!

Of course no telling how long it will be in FINAL underwriting.

As I hung up the phone, I realized, This may actually close before the holidays:

“You see things and you say, ‘Why?’

But I dream things that never were and I say

‘Why not’”

George Bernard Shaw

How does an agent figure out the value of a home?

We don’t. The market figures out value.

To determine a selling price for your home, an agent will take into consideration all information humanly possible:

What else that is comparable (like kind and quality) has sold, how quickly, and for how much. What else that is comparable (like kind and quality) is for sale right now, how long has it been for sale, and for how much.

(Fancy term: market analysis)

Then add to the market analysis: does it have gold paving or smell like a litter box. Is it next to a loud train station, or can you walk to the river with a private boat launch.

All that taken together = price.

If it doesn't sell, your price was too high, If it sells in 34 minutes, your price was too low.

“Price is what you pay.

Value is what you get.”

Warren Buffett

Are you ready for a Wilton Short Sale?

Of course you're not. Who really is. I get it.

You didn't know values would drop so dramatically (and over night). You didn't plan on... (fill in the blank), job loss, divorce, health issues etc. No one signs up for the big hurdles that sometimes fall in our path.

Sometimes though, the worst spots in our lives turn out to be the biggest blessings. They can be a chance to find a better path.

If life has brought you to a place where you are considering a short sale in Wilton, you probably have way more questions than answers:

Do I qualify? what about a modification? What is next?

You are not alone, many people have felt exactly like you.
Every month, hundreds of families in Sacramento County have found that a short sale can relieve unrelenting financial stress.

To see if you qualify for a Short Sale, contact me.

You need a Local expert.

Kathleen Frawley at (916) 730-4404 or www.SacramentoSOS.com.

The only thing we are ever guaranteed is change.

“Hope begins in the dark,

the stubborn hope that if you just show up

and try to do the right thing, the dawn will come.

You wait and watch and work:

You don’t give up.”

Anne Lamott