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Kim Carpenter

YOU MUST FILE YOUR HOMESTEAD EXEMPTION VERIFICATION!

Did you see a PINK form in with your property tax statement? DO NOT THROW IT AWAY OR FILE IT AWAY!

PLEASE PAY ATTENTION: EVERY INDIVIDUAL OR MARRIED COUPLE CURRENTLY CLAIMING THE HOMESTEAD EXEMPTION ON THEIR PROPERTY TAXES MUST COMPLETE THE FORM AND RETURN IT TO THE COUNTY PER THE INSTRUCTIONS INCLUDED ON THE FORM!

If you are like most homeowners, your property taxes are paid by your mortgage company and you usually open the statement and file it away like I do.

Who: Every individual or married couple currently claiming the homestead deduction will receive the form. (Some counties may choose to mail the form to every taxpayer, even those not claiming the homestead deduction.)

What: The pink form included with tax bills When: The homestead verification form will be mailed with 2010, 2011, and 2012 tax bills and MUST be completed at least once by January 1, 2013.

Where: Follow the instructions included on the form.

Why: If you are claiming the deduction you must complete the pink form to verify eligibility and to provide identification numbers (the last five digits of both driver’s license and social security numbers of both spouses), which will be used to populate a secure homestead database and prevent homestead fraud. Beginning in 2010, House Enrolled Act (HEA) 1344-2009 requires the tax statement to include a form that allows taxpayers to verify their residency and eligibility for the homestead deduction.

Each individual (and his or her spouse, if any) claiming the homestead deduction also is required to provide the last five digits of his or her social security number and driver’s license number. This information will be used to populate a secure homestead database, which will be used by county auditors to track homesteads statewide and prevent fraud. This will help reduce taxes for all ensuring that everyone shares equally in the property tax burden. For more information click here.

If you no longer use this home as your primary residence, please complete the Certified Statement to remove the homestead exemption from your property.

Individuals and married couples are limited to one homestead exemption. It is imperative that you do this by January 1, 2013!! If you do not, you will miss out on the benefits of the homestead exemption which reduces the taxable assessed value of the homestead portion of a property by the lesser of 60 percent or $45,000 . In addition, those receiving the standard deduction, automatically receive the supplemental homestead deduction, the 1 percent circuit breaker cap and any state or local homestead credits. For additional information regarding the homestead exemption and other property tax deductions, click here.

I'm back home again at Century 21 Scheetz

I have now joined Century 21 Scheetz in Indianapolis!!!

I have decided that it is time to go on my own and not be on a team so I have come back home to Century 21 Scheetz in Indianapolis! I worked out of this office when it was Century 21 At The Crossing and feel at home with a lot of the same agents and staff still there.

I will continue to give you the same great service and will be able to utilize the innovative tools at my fingertips to make your home buying/selling as easy as possible!! I look forward to working for you!

Geist Waterfront 3rd Quarter 2009 Statistics

Well the Geist waterfront market showed signs of improvement in the 3rd quarter with 8 sales, 5 of those being over 1 million dollars, but there were also 19 new listings or re-lists that hit the market. We still have an abundant supply of waterfront homes on the market going in to the winter months.

There are currently 54 active waterfront listings, of which 1 is a possible short sale and 6 are bank owned!

If you are looking to purchase a Geist waterfront home, now might be the time. With the inventory being at a high, 6 properties being either short sales or bank owned, you can probably get a good deal and be ready for the boating season next Spring.

Lawrence Township

Actives

There are 28 active listings with 12 being over $1,000,000 and 10 being new or re-listed in the 3rd quarter.

The highest list price is $3,200,000 - 9873 Hampton Cove

Pendings

There are 4 pending sales.

Solds

There were 3 sales in the third quarter.

The highest sale was $1,650,000 - 9332 Treasure Point Drive

Fall Creek Township

Actives

There are 26 active listings with 14 being over $1,000,000 and 9 being new or re-listed in the 3rd quarter.

The highest list price is $3,740,000 - 10247 Portview Lane

Pendings

There are 2 pending sales.

One over 1 million - 12958 Shoreline

Solds

There were 5 sales in the third quarter.

The highest sale was $2,625,000 - 190 Breakwater Drive

Curious about the list price of a home that just hit the market in your neighborhood? Now you can stay on top of this with one easy "Click". This is a unique tool brought to you by The Marchant Team at Keller Williams. You can bookmark this link for future reference. If I have omitted your neighborhood from the list, just send me an e-mail and I will add it for you.

I have inserted the table below but you can also book mark Fisher Neighborhood Search or Geist/Lawrence Neighborhood Search for future reference.

This information is updated real time so you will always have the most up to date information on the Fisher/Geist homes for sale. If you want to know how much a home sold for, simply send me an e-mail and I will send that information to you, I can not link to sold information.

You call also subscribe to our "One Call Gets it All" By giving me your phone numbers and e-mail address, you can call one number and get recorded information about any home in the Indianapolis area, regardless of whose listing it is. You will not receive return calls from several agents, just have instant info. If you are interested, send me an e-mail at sold@kimsellsindy.com or call/text me at 317-509-4000.

I hope you enjoy these tools! We at the Marchant Team always strive to deliver our real estate service with the newest and proven tools to assist you with your real estate needs! I love making dreams come true, one home at a time!

Kim Carpenter “Kimsellsindy.com” - Geist/Indianapolis Real Estate Agent
Keller Williams Realty Indy Metro NE
Geist/Indianapolis IN Real Estate Website

sold@kimsellsindy.com
317-509-4000

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Search Homes in Geist Area Neighborhoods
Admirals Bay Admirals Landing Admirals Pointe
Admirals Sound Admirals Woods Avalon Forest
Avalon Hills Bay Ridge Beamreach
Benjamin Square Berkley Place Bolander Woods
Boston Commons Boulders at Geist Bradford Creek
Bradford Pointe Brendon Park Brendonridge
Brendonwood Bridgewater Brunson Acres
Cardinal Cove Carroll Crossing Castilla
Castle Cove Castle Knoll Farms Castle Ridge
Castlebrook Castlewood Champions Village
Charter Pointe Chesapeake Cobblestone at Geist
Copperfield Crossing South Crystal Pointe
Clune Devonshire Diamond Pointe
Eagle Nest Eagles Pines at Trittipo Echo Pointe
Fairways at Winding Ridge Fairwood Hills Feather Bay
Feather Cove Foutain Village Fox Pointe
Foxchase Frontgate Geist Valley Estates
Glastonbury Glen Cove Hampton Cove
Hamptons at Geist Harbour Pines Harrison Run
Hearthstone Heritage Park Hidden Creek at Geist
Hidden Oak Highlands at Geist Highlands @ Geist
Hunters Glen Indian Lake Ivy Hills
Kensington Commons Kensington Farms Knollwood at the Creek
Knollwood Knollwood Valley Lake Charlevoix
Lake Kesslerwood Lakes at Winding Ridge Lantern Forest
Lantern Hills Lawrence Woods Lawton Estates
Lawton Loop Lighthouse Cove Maple Bluff
Masthead Metes & Bounds Moorings
North Woods at Geist Oakhaven Oakland Hills
Oakland Hills @ Geist Oakland Hills at Geist Oakland Woods
Oaklandon Meadows Orchard Valley Farms Persimmon Creek
Persimmon Ridge Pine Ridge Estates Pinesprings
Perserve at Indian Lake Quail Point at Winding Ridge Quail Point Winding Ridge
Rainbow Highlands Rigdewood Hills Rose Haven
Sargent Creek Sargent Hills Sargent Manor
Sargent Woods Scarborough Village Seven Oaks
Shadow Ridge Shorewalk Sleepy Hollow
Spring Run Steeplechase Summerwood
Sunnybrooke The Overlook @ Fall Creek The Parks at Winding
The Sanctuary Timber Ridge Timberline
Trebla Acres Village Gate Wallingwood
Watson Farms Westborough at Winding Winding Ridge
Windsong Woods Edge Yorkshire


Search Homes in Fishers Neighborhoods
Avalon Berkley Grove Bradford Knoll Boulders
Britton Falls Britton Ridge Burberry Canal Place
Conner Knoll Covington Estates Gray Eagle Harvard Park
Hickory Woods Lakeside Green Lantern Farms Lantern Ridge
Masthead Meadow Brook Oak Hall Oxford Park
Pine Bluff Quaker Ridge River Glen River Ridge
Rolling Knoll Rosewood Sandstone Sawgrass
Saxony Sedona Somerset South Avalon
Spyglass Falls Spyglass Hills Strongbow Sumerlin Trails
Sunblest Sweet Briar Tanglewood The Bristols
Thorny Ridge Thorpe Creek Timber Springs Timberstone
Walnut Creek Walnut Hills Weaver Creek Weaver Woods
Westminster Windermere Wintercove Woodberry
Woods at Gray Eagle Woods Edge

Great Financing options available!

The Marchant Team was treated to “Lunch and Learn” today by Cori Drudge of Stonegate Mortgage!!

Stonegate Mortgage recently hosted a seminars hosted by Indiana Housing and USDA for their loan officers and Cori Drudge came in today to pass along the info he learned. There are many great programs available for buyers to take advantage of.

Indiana Housing Programs:

  • MCC (Mortgage Credit Certificate)
  • MSP (Market Stabilization Program – $15,000 Grant ) The MSP program is a federally funded program offering money for downpayment, closing cost, and or Rehabilitation on foreclosed homes only.
  • First Home/First Home Plus Program
  • To see if a home qualifies visit Indiana Housing Now

USDA Loan Program

  • Rural Housing Direct Loans are loans that are directly funded by the Government. These loans are available for low- and very low-income households to obtain homeownership. Applicants may obtain 100% financing to purchase an existing dwelling, purchase a site and construct a dwelling, or purchase newly constructed dwellings located in rural areas. Mortgage payments are based on the household’s adjusted income. These loans are commonly referred to as Section 502 Direct Loans.
  • Loan amounts are based upon the appraised value, NOT purchase price. NO money down, No PMI, Repair escrows are allowed

The above programs do have specific qualifications:

  • Minimum credit score of 620
  • Income limit restrictions which vary by state

If are interested in learning more about any of these unique programs, please contact myself, Kim Carpenter at 317-509-4000 or sold@kimsellsindy.com

or contact Cori Drudge at 317-439-4495 or cdrudge@stonegatemtg.com

We at the Marchant Team strive to always be ahead of the curve and provide you with the most innovative tools to assist you with your real estate needs! Whether searching the Geist/Indianapolis area, Fishers area, Carmel area or Noblesville area, we have you covered. Some of the services we offer are “One Call Get’s it All” and “Smarter Agent“, feel free to give them a try, they will make your homebuying process a lot less stressful. Just call, e-mail or text me to get set up!!!

If you are interested in attending a “1st Time Homebuyer Class“, complete the form at this link and submit. We will contact you with additional information. We look forward to seeing you there and making your “Dreams Come True, One Home at a Time”.

I hope you enjoy these tools! I love making dreams come true, one home at a time!

Kim Carpenter “Kimsellsindy.com” – Geist/Indianapolis Real Estate Agent
Keller Williams Realty Indy Metro NE
Geist/Indianapolis IN Real Estate Website

sold@kimsellsindy.com
317-509-4000

I rediscovered why I love Indianapolis!!

I spent the day showing Beckman Coulter employees, who are considering relocating to the Indy area, around town today!! While driving them around, I rediscovered why I love this great city!!!!

We have a lot to offer:

We have so much to offer, why would you not want to live here?

All of this and affordable housing too!!!!

Considering a move to the Indy area? Call the realtor who knows the area and would love to show it to you!!!

We at the Marchant Team strive to always be ahead of the curve and provide you with the most innovative tools to assist you in your home search. Whether searching the Geist/Indianapolis area, Fishers area, Carmel area or Noblesville area, we have you covered. Some of the services we offer are “One Call Get’s it All” and “Smarter Agent“, feel free to give them a try, they will make your homebuying process a lot less stressful. Just call, e-mail or text me to get set up!!!

I look forward to making your “Dreams Come True, One Home at a Time”.

Kim Carpenter “Kimsellsindy.com” – Geist/Indianapolis Real Estate Agent
Keller Williams Realty Indy Metro NE
Geist/Indianapolis IN Real Estate Website

sold@kimsellsindy.com
317-509-4000