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Kim Southern - Blue Ridge Real Estate

Five Reasons Why Owning a Home is Better Than Renting

MLS 206893The housing market is on the mend in many parts of the country, but media reports about falling prices and foreclosures may still be making you hesitate before taking the plunge and buying a new home. The truth is this: There's never been a better time to buy a home.

Low interest rates, a great supply of houses from which to choose, and motivated sellers are just a few of the reasons why now is a great time to buy. But there are many other advantages to owning a home, rather than renting. Here are just a few:

  • The potential to build equity. Sure, there are still reports of falling prices in some parts of the nation. But, in general and over time, you are likely to build equity in your new home. Plus, if you stay in your house long enough, you will ultimately pay off your mortgage and own it outright.
  • Tax savings. For many, the interest on a home mortgage, and real estate property taxes, are tax deductable. Rent is not. Check with your financial advisor for more information.
  • Control. Want to remodel your home, repaint the exterior or plant some flowers? If you own your own home, you are free to do so, subject only to local zoning ordinances and homeowners association or condominium rules. If you rent, you cannot make these changes unless the landlord agrees.
  • Stable housing costs. If you have a fixed rate mortgage, your principal and interest are fixed, and your payments are predictable. But a landlord can raise your rent.
  • Pride of ownership. If you purchase a house, it's yours! To many, owning a home is the very epitome of the American dream. And, with a sense of permanence, you will establish roots in your community.

Would you like to learn more about the advantages of home ownership or take advantage of today's opportunities? Give me a call today to learn about available homes in your area.

(Information provided by Century 21)

Blue Ridge Calendar of Events -- November 2010

Blue Ridge Calendar of Events - November 2010

From October 16, 2010 Southern Appalachian Artist Guild / National Juried Show
To November 13, 2010 Blue Ridge Mountains Arts Association
From November 04, 2010 NunSensation / Hilarious Comedy
To December 05, 2010 Blue Ridge Community Theater
From November 05, 2010 HemlockFest
To November 07, 2010 Starbridge Farm
November 05, 2010 Culinary Arts Event
The Martyn House
November 06, 2010 Veterans Day Parade / Blue Ridge
Downtown Historic District of Blue Ridge
November 07, 2010 Studio Tour and Open House
The Martyn House
November 20, 2010 Holiday Art Show Opening Reception
Blue Ridge Mountains Arts Association
From November 20, 2010 Holiday Art Show and Sale
To December 23, 2010 Blue Ridge Art Association
From November 22, 2010 Festival of Trees
To November 27, 2010 Blue Ridge Mountains Arts Association
From November 24, 2010 Santa Express
To December 24, 2010 Blue Ridge Scenic Railway
November 25, 2010 Farm to Table Thanksgiving Feast
The Martyn House
November 25, 2010 Turkey Trot
Downtown Blue Ridge
November 26, 2010 Night Train Excursions to Santas Village
Blue Ridge Scenic Railroad
November 27, 2010 Light up Blue Ridge
Downtown Blue Ridge
November 27, 2010 Night Train Excursions to Santas Village
Blue Ridge Scenic Railroad

Avoid "Atlanta Pipe," Don't Forget To 'Dress' Your Cabin for Winter, Too...

Winterize Your CabinAutumn has finally arrived in the North Georgia mountains. Chilly mornings and cool, sunny days are welcome after the extended warm and dry summer-like weather we've had this year. I was beginning to wonder if I'd be wearing Christmas t-shirts this year instead of Christmas sweaters.

The North Georgia mountains are primarily a second-home market, so cabins may go largely unused during the heart of the winter months. As we dig our jackets, scarves and hats out in preparation for the cold months ahead, it is important to remember that our cabins need to be properly 'dressed' for the season too. Nothing's worse than arriving at your cabin in anticipation of a relaxing weekend, only to open the door to watery destruction caused by "Atlanta Pipe" because when you were up at the cabin last time, you forgot to unscrew the hose from the faucet before you drove back down to Atlanta and the pipe froze and burst.

My favorite home inspector -- C.B. Moore, with American Heritage Home Inspection -- has prepared a great 'how-to' list to Winterize Your Cabin. For those of you who have neither the time nor the inclination to do the job yourself, just give C.B. a call. He'd love to help!

So, don't forget to wrap that cabin up cause, baby, it's gettin' cold outside!

Autumn weekend in Blue Ridge: Man & nature must have conspired to arrange such perfection...

Blue Ridge Harvest FestivalThis past weekend saw Blue Ridge bursting at the seams with fall events and visitors. The 'chamber of commerce' perfect weather cooperated, with temperatures in the low 70's and a cloudless cobalt blue sky that provided the perfect backdrop for autumn's vivid reds and golds.
Blue Ridge Harvest Festival
One of the weekend's big draws was the Blue Ridge Harvest Festival, held at the old State Farmers Market. Arts and crafts were the centerpiece of the festival, and there were items to choose from to suit almost any taste, from hand-turned wood bowls to hand-Blue Ridge Harvest Festivalcrafted quilts to home-made jams and preserves. There was also a large section of locally-grown produce and all kinds of scrumptious food to nosh on, from kettle corn to bar-b-cue.

The Harvest Festival was the perfect event in the perfect weather in the perfect place...Blue Ridge.

Things to do in Blue Ridge -- September 2010

Things to Do in Blue Ridge - September 2010

From September 10, 2010 Appalachian Fresh Market
To September 12, 2010 The Farmers Market @ Summit Street
From September 10, 2010 Worldwide Artists Paint Out
To September 12, 2010 Blue Ridge Mountains Arts Association
From September 10, 2010 Fall Plein Air Festival in Blue Ridge
To September 12, 2010 The Art Center in Historic Court House at 420 West Main Street
September 11, 2010 Blue Ridge Farmers Market
Historic Downtown Blue Ridge
From September 11, 2010 Apple Picking
To September 12, 2010 Mercier Orchards
September 11, 2010 High Country Harmonizers
Fannin County Performing Arts Center
September 11, 2010 Mountain Music and Arts & Craft Festival
Vogel State Park
September 12, 2010 Black Bear Rampage Bicycle Challenge
Ocoee Whitewater Center
September 16, 2010 Pickin' in Horseshoe Bend Park
Ron Henry Horseshoe Bend Park , McCaysville, GA.
From September 17, 2010 Appalachian Fresh Market
To September 19, 2010 The Farmers Market @ Summit Street
September 17, 2010 Friday Night Concerts
Historic Union County Courthouse
From September 17, 2010 Bluegrass Festival
To September 19, 2010 Downtown Blairsville on the square
From September 18, 2010 Apple Picking
To September 19, 2010 Mercier Orchards
From September 18, 2010 Wildlife and Nature Art Festival and Expo
To September 19, 2010 Downtown City Park, Blue Ridge
September 18, 2010 Blue Ridge Farmers Market
Historic Downtown Blue Ridge
September 18, 2010 The Art Walk
Art Galleries in Historic Downtown Blue Ridge
From September 18, 2010 Ride the Rails Festival
To September 19, 2010 Mineral Bluff
September 18, 2010 Mystery in the Mountains Train Ride
Blue Ridge Scenic Railroad
September 23, 2010 Pickin' in Horseshoe Bend Park
Ron Henry Horseshoe Bend Park , McCaysville, GA.
From September 24, 2010 Appalachian Fresh Market
To September 26, 2010 The Farmers Market @ Summit Street
From September 24, 2010 Smoke On The Water Barbeque
To September 25, 2010 Downtown McCaysville
September 24, 2010 Friday Night Concerts
Historic Union County Courthouse
From September 25, 2010 Apple Picking
To September 26, 2010 Mercier Orchards
September 25, 2010 Blue Ridge Farmers Market
Historic Downtown Blue Ridge
September 25, 2010 Classic Cars Cruise In
Downtown Historic Blue Ridge across from City Park
September 30, 2010 Pickin' in Horseshoe Bend Park
Ron Henry Horseshoe Bend Park , McCaysville, GA.