Homes for sale in Riverside County:
Everyone wants a deal in todays Market.....everyone wants to know they waited just long enough, but not too long to get the best deal possible. Well, here is a home that just came on the Market, an older resale....listed for way less than the previous owner bought it for. It is an REO....the Bank owns it now, but why would this house save you money?
Brand new homes do not necessarily mean the best construction....many just look nice. Moreno Valley had several instances of Homeowners suing Builders for everything from drainage problems, to window alignment. Also in a new Housing Tract you have years to wait for the landscaping to mature, you don't know who your neighbors will be, and everyones house looks alike....
Oh, and let's not forget the FEES
Homeowners Association. Yes, there are good things to having one, but you do pay for it.
Mello Roos.....who is paying for that nice Park, the bridge, whatever....You are, and your neighbors.
Landscaping.....that could be another fee in the Landscaping District of the City....fees charged to new developments to pay for the bushes, and trees along the street.
In order to buy one of these REO (Bank Owned) Homes the Bank usually has certain criteria that must be met. At the very least You will probably be asked by your Agent to be Pre-Approved for a loan, show proof of funds, and have a good FICO Score. These things will need to accompany your Offer to Purchase......
You can find a good deal, and you can upgrade an older home later, but for now....for now take advantage of the lower Interest Rates. For now, save money by buying a home that doesn't have any extra fees, for now why not buy that Home that you have been waiting for.........while it is still Affordable.
By: Kathy McGraw- CELLing Realty in Riverside County
Today started just like the past few days, expect the rain had stopped. They say it never rains in Southern California, but it does, and it did. Today though, the storm has passed......moving on over to Arizona.
Today in Banning, California the sun was shining, and the Mountains were full of snow....a nice day. It got even nicer as the day went on.
A friend called and asked if I wanted a referral, but I had to meet her right away. I finished off what I was doing, and raced over to meet her, and the gentleman that might be selling the home. I stayed about an hour, and tried to answer questions, and give my condolences for the loss they were suffering. After an hour I felt I had stayed long enough, and excused myself. We agreed to wait to sell the home until after they had a chance to clean it up, and pack. I would start getting everything ready, but we wouldn't put it on the Market yet.
After returning to the Office, I called a Mortgage Company that had contacted me for an REO sale. We talked about the progress of the repairs, details for the listing,price and terms, and agreed to do the listing today. This will be a great home for someone.....a family possibly, in a good neighborhood. The first Home is in a 55 plus community, and this one is in an established Neighborhood. But both will be priced right for todays Real Estate Market. OK, so I was feeling pretty good, and excited to be working on some fresh properties, that would absolutely be priced right to sell........and lo and behold I got another call.
Yep, another call for a "possible listing". I actually went to that one as well, and after discussing the various aspects of the current Housing Market in Riverside County, we came to an agreement. We discussed pricing, sales, and listings, of homes in the area, and how to compensate a buyer for minor cosmetic repairs. This last prospective listing was right in line with the other ones today......
They all had Sellers that wanted to sell, and were willing to listen to my professional opinion of the local Real Estate Market. No one can predict if and when a Buyer will buy, but we can help a Seller be competitive, and give them a better chance of selling their home.
What would you prefer.......an Agent with several stale listings, or one that tells you like it is, with no guarantees other than to do their best?
By: Kathy McGraw - CELLing Realty in Riverside County, California
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S. Calif. Real Estate specifically the Pass Area, Banning, Cabazon, Desert Hot Springs, N. Palm Springs and Whitewater. Calif Blog: http://CaliforniaRealEstateAndLife.com CA DRE LIC#01445865
Live, love, laugh are the 3 most important things in life.
Real Estate Transactions can be stressful, and if we don't enjoy what we do then there's no reward. My suggestion is for everyone to find someone they are comfortable with, someone that will listen to them, and someone that will understand their situation. This makes life easier for everyone involved, and then we can all live a little more, laugh a lot more, and love everything more.
Real Estate is a people business, and both Buyers and Sellers look to their Agent for advice, counseling, and help with negotiating. Both Buyers and Sellers as well as other people involved are at times confronted with issues that need to be resolved. This can be stressful. This isn't the time to choose Aunt Sally just because she has a license. You want someone that has a variety of skills, and will always keep your interests first. Someone that works with you to help you meet your needs.
Our office is in Banning, CA. This office serves the San Gorgonio Pass Area and other communities including Whitewater and Cabazon. This is the main Office, but we are not limited to any physical boundaries, as the Internet allows us to help anyone in California with various needs. Right now Foreclosures and Loan Modifications are the biggest thing our clients need help with. We have developed a Program to help anyone that needs it, but be prepared not everyone will be able to save their home, get a loan modification, or do a short sale. We will have information available for you on one of our other sites.
I have over 25 years experience counseling ~ Domestic Violence, Suicide Prevention, School Counselor, Developed a Community Counseling Center, and a program for Family Counseling. Former Peace Corps Volunteer (1997-2000) Community Development and Management Specialist, Degree in Administration of Justice, and many continuous education classes in Business, Advertising, Marketing, Sales,etc. I also am involved in my community, and have donated many hours to various Youth Organizations, Community and Senior Activities.
I believe in the philosophy that you get out of life what you give, and that by helping each other we make this World a better Place. Most of my "jobs" and Volunteering have been done with this in mind, including my present Real Estate Career.
Many of my Blog Posts will give you an idea of who is the Person behind the Sold Sign, and you decide if I am the kind of person you want to work with. I can guarantee you though that my style and personality isn't for everyone, but if you value tenacity, honesty, and integrity then give me a call.
I am the Broker and Owner of CELLing Realty and have my e-Pro Certification (Internet Technology Specialist) , TRC- Member of ICREA (International Consortium of Real Estate Associations) as well as a bunch of continuining education classes. I try to keep updated with all the new laws from both the Federal Government and the State of California; this helps me help you.
In light of the nature of Blogging where anyone can put comments on a Blog I felt it necessary to include a Disclaimer to let anyone reading my Blog know that I am not responsible for what others think, say, and do.I am only responsible for my own opinions and how I express them. I try to always be respectful, but the nature of Society is that we cannot please all of the people all of the time. So if anything I say offends you, please know that it isn't meant to. Many Real Estate people and others are writing Blogs, and after a lot of thought I decided that mine would give you an idea of who I am while attempting to give something of value to the people that read me more than once (Subscribers).
Anyway here is my DISCLAIMER: Neither myself, Kathy McGraw, nor CELLing Realty are responsible for the accuracy or content from anyone other than myself. The opinions expressed in my Blog by The Activerain Network and it's members or anyone providing comments (including Active Rain Staff and Management) are theirs alone, and do not necessarily reflect the opinions of Kathy McGraw and/or CELLing Realty.
ActiveRain Corp. is not responsible for the accuracy of the site's content (which is written by members of the ActiveRain Real Estate Network) and does not endorse the views of the real estate agents, mortgage brokers, and others listed here.
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