Illinois Mortgage Lender | Kim Murphy

I know this subject has been covered before however I find it necessary to repeat. I find many buyers and sellers going it alone. You don't have to do it by yourself, you shouldn't fumble in the dark feeling your way through it all. The process of buying or selling a home is not as easy as we may make it look sometimes.

For sellers: Listing your home with a Realtor is a huge advantage! When you list with a professional you will have someone on your side. They will show you an accurate value of your home and list it accordingly, a professional to guide you in negotiating the contract, marketing your home, notifying other Realtors in the area about your home, holding an open house, and working with you to get it sold at a fair and accurate price. When you stick a sign in your yard and pick out a price to sell your house, do you know what the other homes in the area have sold for? Do you know if you are selling yourself short or setting yourself up for a long time waiting by listing too high?

For buyers: Did you know that working with a Realtor is not an expense to you? Working with a professional to show you homes in the area and price range you want is what they do best. When you just pick out homes on the Internet, do you know if they are listed for a fair price? How do you know if you are getting a good deal? Are you sure the area you are looking for has the best schools as you thought? Are there any special assessments that you may not know about ahead of time, will the taxes in that area be affordable?

The above just lists a few things professional Realtors do for buyers and sellers. Behind the scenes many more tasks are completed for you to have the best experience in purchasing or selling a home.

When a Realtor offers you names and phone numbers to an attorney, home inspector, mortgage lender or an insurance agent they are giving you professionals they have worked with in the past. In today's market this is more important than ever! With the real estate market changing almost daily, you want to make sure you are working with professionals that will work with you to obtain your ultimate goal of buying or selling.

The misconception of referrals is that the person referring you to another professional is that they will receive some type of commission. This is NOT true and not allowed! The reason for the referral is to work with another professional and know that the job will be done properly for YOU!

Check with friends or family to see who they are worked with, read the blogs on the Internet and get to know a professional. You will be happy you decided to not go it alone!

Kim Murphy

Providing home loans for Illinois including DuPage, Kane, Cook, Lane and Will counties for over 11 years!