Shopping for a loan
Your choice of lender and type of loan will influence not only your settlement costs, but also the monthly cost of your mortgage loan. There are many types of lenders and types of loans you can choose. You may be familiar with banks, savings associations, mortgage companies and credit unions, many of which provide home mortgage loans. You may find a listing of some mortgage lenders in the yellow pages or a listing of rates in your local newspaper.
Real Estate Agents can NOT Guarantee Property Condition
We as realtors are not trained to find structural, electrical, plumbing, septic and other problems with a home or land . We can not guarantee the condition of the property we sell.
Generally, we have no duty to inspect a property for defects and have no duty to verify information receeived from the sellers, municipal departments or other reputable sources.
We ars Realtors can NOT make any substantial misrepresentation
We have no liability for innocently passing along to buyers information from reputable sources, even if it is later determined to be inaccurate.
Agents who provide buyers with names of lawyers, accountants or other professionals do not guarantee the accuracy of the reports of those professionals.
Deposit by the buyer
It is normal and customary for a Buyer to give a deposit or binder as a show of "good Faith" at the time an offer is presented. Normally this deposit is held in escrow, but not deposited until the seller has accepted the Buyers offer.
In purchasing any property the buyer may wish to conduct special tests to determine the presence of toxic or hazardous materials. Some of these materials include lead paint, radon, airborne asbestos, urea formaldehyde foam (UFFI), oil spillage etc. If you have any concerns regarding any of these hazardous materials there is a place you can turn to: Information from the Department of Public Health will be supplied to you concerning lead paint and UFFI, where applicable. Don't forget, for residences built before 1978 Mass and federal law provide that buyers be given the right to take up to Ten Days to inspect. This does not mean that you HAVE to inspect. You do have the right to waive this inspection. High levels of lead may result in brain damage or other serious injuries to children!
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| Westfield City Hall | |
Westfield, MA 01085 The Municipal Building is the first Westfield structure to be listed on the National Register of Historic Places. It was opened in 1892 as the State Normal School for the purpose of training public school teachers and in 1932 it became the Westfield State Teacher's College. The exterior of the building has been altered little since the structure was completed in April, 1892. It has a solid granite foundation and is made of red, water struck brick with brownstone trimming. The east and west ends are three stories high on the street side and the central portion of the building has two main stories. There are two entrances in front, recessed behind massive Romanesque arches. Although Richardsonian Romanesque in appearance, it is not the work of H.H. Richardson or his firm. It was designed by Hartwell and Richardson of Boston and is characteristic of the wave of imitation that followed the great architect's death. The State Teacher's College relocated to a new campus on Western Avenue in 1956, and the City acquired the building, converting it to the Municipal Building. It now houses the various city departments. |
| Westfield City Seal |
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Massachusetts and Connecticut Broker/Associate. Multi million dollar producer. New construction specialist. Accredited Buyers Representative, ABR., Certified Negotiator, CNS. Expert in home sales an
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