Kenny Schaaf

Welcome to the most current Housing Trends eNewsletter. This eNewsletter is specially designed for you, with national and local housing information that you may find useful whether you're in the market for a home, thinking about selling your home, or just interested in homeowner issues in general.

Please click on this link to view the DECEMBER-2010 Newsletter Housing Trends eNewsletter:
http://tampabayrealtygroup.housingtrendsenewsletter.com?Newsletter_ID=256&Period_ID=313

The Housing Trends eNewsletter contains the latest information from the National Association of REALTORS®, the U.S. Census Bureau, Realtor.org reports and other sources.

It also includes press releases with charts and videos, key market indicators and real estate sales and price statistics, a video message by a nationally recognized economist, maps, mortgage rates and calculators, consumer articles, plus local neighborhood information and more.

If you are interested in determining the value of your home, click the "Home Evaluator" link for a free evaluation report:
http://tampabayrealtygroup.housingtrendsenewsletter.com?Newsletter_ID=256&Period_ID=313

Sound decisions can only be made with accurate and reliable information, and I am happy to be a trusted resource for you. Thank you for the opportunity to provide you with this monthly eNewsletter, and I look forward to answering any questions you may have and to the opportunity to be your REALTOR® in the future.
Sincerely yours,

Kenny Schaaf
Tampa Bay Realty Group - Keller Williams
109 Harbor Village Ln Apollo Beach
FL 33572
813-641-8300 | 813-394-0764
Email:kenny.schaaf@gmail.com

www.tampabayrealtygroup.org

(While I hope you find the information contained in this eNewsletter useful and informative, if you wish to no longer receive it, you may click on the "unsubscribe" link at the bottom of the newsletter.)

Welcome to the most current Housing Trends eNewsletter. This eNewsletter is specially designed for you, with national and local housing information that you may find useful whether you're in the market for a home, thinking about selling your home, or just interested in homeowner issues in general.

Please click on this link to view the Housing Trends NOVEMBER - 2010 Newsletter http://tampabayrealtygroup.housingtrendsenewsletter.com

The Housing Trends eNewsletter contains the latest information from the National Association of REALTORS®, the U.S. Census Bureau, Realtor.org reports and other sources.

Housing Trends eNewsletter is filled with local and national real estate sales and price activity provided by MLSs and the National Association of Realtors, U.S. Census Bureau key market indicators, consumer videos, blogs, real estate glossary, mortgage rates and calculators, consumer articles, and REALTOR.com local community reports.

If you are interested in determining the value of your home, click the "Home Evaluator" link for a free evaluation report:

http://tampabayrealtygroup.housingtrendsenewsletter.com/dispContent.cfm?loadid=2&loadtype=0

Sound decisions can only be made with accurate and reliable information, and I am happy to be a trusted resource for you. Thank you for the opportunity to provide you with this monthly eNewsletter, and I look forward to answering any questions you may have and to the opportunity to be your REALTOR® in the future.

As always, you can search for your new home at www.TampaBayRealtyGroup.org.

Sincerely yours,

Kenny Schaaf Tampa Bay Realty Group - Keller Williams 109 Harbor Village Ln Apollo Beach FL 33572 813-641-8300 | 813-394-0764 kenny.schaaf@gmail.com

Buying a Fannie Mae Foreclosure in Tampa:

When you are looking to buy a foreclosure from Fannie Mae there are certain procedures that Fannie Mae has in place to purchase one of their homes. One of the first things that prospective buyers need to know is that there is a first look period on the homes. The first look period is for the Homepath program which requires a home to be on the market 4 days before any offers can be accepted on the property for any owner occupied property and 15 days before any investor can place an offer on the property. Once an offer has been written on a Fannie Mae home the offer then goes to a asset manager for review. The asset manager will usually respond to the offer within 2-3 business days with either an acceptance or a counter offer. Once the offer is accepted by both sides of the transaction Fannie Mae will send their addendum to the contract with the Fannie Mae clauses. Most Fannie Mae Foreclosure homes fall under the Homepath financing with can help you lower your closing cost and this will also ensure that they will pass for all types of financing. Fannie Mae will require a minimum of $1000.00 dollars down on financing transactions and a 10% earnest money deposit on all cash transactions. Buying a Fannie Mae Foreclosure home works just like any other transaction from this point including a 30-45 day closing.

If you are in the market to purchase a Fannie Mae foreclosure in the Tampa area contact us, as we are a Fannie Mae listing agent for Foreclosed homes. Visit our website at www.TampaBayRealtyGroup.org or call us at 813.394.0764.

Kenny Schaaf

Tampa Bay Realty Group - Keller Williams

109 Harbor Village Ln.

Apollo Beach, FL. 33572

813.394.0764

www.TampaBayRealtyGroup.org

Welcome to the most current Housing Trends eNewsletter. This eNewsletter is specially designed for you, with national and local housing information that you may find useful whether you're in the market for a home, thinking about selling your home, or just interested in homeowner issues in general.

Please click on this link to view the OCTOBER - 2010 Newsletter Housing Trends eNewsletter:

http://tampabayrealtygroup.housingtrendsenewsletter.com?Newsletter_ID=254&Period_ID=190

The Housing Trends eNewsletter contains the latest information from the National Association of REALTORS®, the U.S. Census Bureau, Realtor.org reports and other sources.

It also includes press releases with charts and videos, key market indicators and real estate sales and price statistics, a video message by a nationally recognized economist, maps, mortgage rates and calculators, consumer articles, plus local neighborhood information and more.

If you are interested in determining the value of your home, click the "Home Evaluator" link for a free evaluation report:

http://tampabayrealtygroup.housingtrendsenewsletter.com?Newsletter_ID=254&Period_ID=190 or visit our website at www.tampabayrealtygroup.org

Sound decisions can only be made with accurate and reliable information, and I am happy to be a trusted resource for you. Thank you for the opportunity to provide you with this monthly eNewsletter, and I look forward to answering any questions you may have and to the opportunity to be your REALTOR® in the future.

Sincerely yours,

Kenny Schaaf
Tampa Bay Realty Group - Keller Williams
109 Harbor Village Ln Apollo Beach
FL 33572
813-641-8300 | 813-394-0764
Email:kenny.schaaf@gmail.com

(While I hope you find the information contained in this eNewsletter useful and informative, if you wish to no longer receive it, you may click on the "unsubscribe" link at the bottom of the newsletter.)

Determining Market Value The Market Value Of Your Home Is Determined In Several Ways: 1. Nine Things That DO NOT Affect The Value Of Your Property: a. What you paid for your property. b. Your remodeling costs. c. The amount of cash you need to buy another home. d. What you want for your property. e. What I say your property is worth. f. What other agents say your property is worth. g. What an appraiser says your property is worth. h. What the tax assessor says your property is worth. i. What your property might have been worth before. 2. Four Rules On Pricing: a. Never own the price you put on your property. b. Value is a moment in time based on what else a buyer can buy the day the buyer is looking at your property. c. Prices are not forever. Values are fluid. They go up and down depending on what other sellers do. d. Agents and sellers set prices but buyers determine value. 3. The more days your house is on the market, the less a buyer wants it. 4. “Comparable Sales” are of little value in a rising market. As always feel free to call me at 813.394.0764 for all of your real estate needs, or visit my website: www.homesforsaleintampa.org www.homesforsaleintampa.listingbook.com