Kim Tavares, e-PRO - Long Island, NY

First Time Home Buyer Seminar & House Tour

Presented by Coach Realtors

SUNDAY, JUNE 14TH starting at 10AM

212 Commack Road, Commack

This is a free and informative seminar about the home buying process.  Learn about the great opportunities available in today's market. 

Guest Panel of Industry Professionals

Jim Gaffney, Wells Fargo will discuss the Benefits of the 2009 First Time Buyer Tax Program, How to Save Money on Closing Costs, and How to Benefit from Low Interest Rates

Judith Engelberg, ESQ will discuss the Role of Your Attorney in the Home Buying Process

Matthew Kaplan, House Master Home Inspections will discuss the Importance of the Home Inspection and Protecting Your Investment

Coach Title Agency will discuss Clear Title for Your New Home

 

SEATING IS LIMITED!  RESERVE YOUR SEAT! 

CALL (631) 492-7060 or EMAIL:  ktavares@coachrealtors.com

 

Suffolk County is offering down payment assistance for first time buyers!

Starting May 1, 2009, applications will be available from the Community Development office. First come, first serve, so if you qualify, make sure you get your application in. This program is available to first time buyers (or if you have not owned a home in the past 3 years), those who live or work in Suffolk County as of April 1, 2009, and who meet the income guidelines.

There are guidelines for income, the property being purchased, and the area of the home. However, what a great program for those who qualify! This program will assist in 75% of the down payment, up to $14,000.

Household	Maximum
Size	Income
1	$ 57,000.00
2	$ 65,150.00
3	$ 73,300.00
4	$ 81,450.00
5	$ 87,950.00
6	$ 94,450.00
7	$ 101,000.00
8 or more	$ 107,500.00

Home must be located in the Suffolk County HOME Consortium area. Homes located in the Town of Islip and Town of Babylon are not part of this program.

The appraised value of the home to be purchased may not exceed $380,000.

Here's your chance to lower property taxes.  Homeowners and homebuyers often complain about property taxes, myself included.  With home prices dropping, many homes are overassessed. 

As a homeowner, grieving your taxes allows you to save money annually and in the long run.   It is a great benefit, when selling your home, to be able to list lower taxes.  High property taxes are often a huge turn-off to buyers.  When dealing with first time buyers, who are concerned with mortgage payments and utility bills, the lower taxes make the home very attractive.

Overassessed Home = High Taxes

The deadline to file your grievance (Grievance Day) is the 3rd Tuesday in May.  This year would fall on May 19th, 2009. 

Tax grievances may be filed by the homowners themselves or a representative of the homeowner.  There are many professional tax grievance companies available to handle this for you.  Their fee is often minimal and only required if they succeeded in getting your taxes lowered. 

For additional info: 

 

Town of Smithtown:  http://www.smithtowninfo.com/Assessor'sOffice/templateproc.cfm?PageID=123

Town of Huntington: http://town.huntington.ny.us/department_details.cfm?ID=26

Town of Babylon: http://www.townofbabylon.com/faq/assess.cfm

 

 

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Happy Eating!

1st Annual Restaurant Week hosted by Greater Smithtown Chamber of Commerce starts this coming Sunday, March 22 thru Sunday, March 29th (except Saturday after 7pm) .

Great time to check out some of the restaurants in Town of Smithtown or just enjoy the special pricing at an old favorite. The following restaurants will be offering a 3 course prix fixe dinner for $25 per person. If this is like the other restaurant weeks I've attended, there will probably be a special menu for the prix fixe dinner.

So far, these are the participating restaurants:

Commack:

Bonwit Inn www.thebonwitinn.com (631)499-2068

Charlie Brown's Steakhouse www.charliebrowns.com (631)462-4206

Red Dish www.reddishgrille.com (631) 462-6042

Smithtown:

Buona Sera Restaurant (631) 265-0625

Butera www.buteras.com (631) 979-9113

Cafe Havana www.cafehavanali.com (631) 670-6277

Casa Rustica www.casarustica.net (631)265-9265

Hotoke Sushi & Hibachi www.hotokejapanese.com (631) 979-9222

H20 Seafood Grill & Sushi Bar www.h2oseafoodgrill.com (631) 361-6464

La Panchita www.lapanchita.com (631)360-0627

Luso Restaurant www.lusorestaurant.com (631) 406-6820

Thai House (631) 979-5242

Union Station www.unionstationrestaurantsmithtown.com (631) 265-3300

St.James:

Bella Vita City Grill www.bellavitacitygrill.com (631) 862-8060

Oscar's Restaurant www.oscarsofstjames.com (631) 584-4600

Villa Sorrento www.villasorrento.com (631) 265-9865

Hauppauge:

The Grill Room www.thegrillroomrestaurant.com (631) 436-7330

....more restaurants to be added

Take some time out and enjoy some good food! Maybe I'll see you there!

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Do you want your school taxes to increase? Do you want to deminish our quality of education on LI? Do you want to lose your STAR Rebate check? No!!! is right. No Long Islander should miss this rally. Get everyone and head out to Ellsworth Allen Park on Motor Ave in Farmingdale this Saturday (11-12) and let Gov. Patterson know that LI wants & deserves its share of the states' educational aid. 2009 EDUCATION AND TAXPAYER RALLY FLYER