First let's discuss the earnings that your account generates while it is in the care of the inter
mediary. Did you know that many intermediary services earn the majority of their income from the interest that your account generates for them while they hold it!? By paying their clients little or no interest on their funds, they pocket the lion's share of the earnings from your money. We do not believe that is fair or reasonable. We have negotiated a special arrangement with our partner banks that allows us to offer 1.5% (as of today, July 24, 2008, and subject to change) on all accounts under $1,000,000. (Higher rates are paid on accounts over $1 million.) Earnings start on day one that the account is opened. We are aware of all sorts of arrangements at other companies: some intermediaries pay no interest to the client if the account is open less than 30 days. Some pay as little as .25%; one-sixth of what your money earns at Iowa Equity Exchange! Even though your money may only be in the exchange account for a relatively short period of time, don't you want it to bring you the highest return it can? In many cases, the interest earned on funds we hold for our clients more than compensates for our exchange fee of $695.
Now, what actually takes place when an exchange is opened? We establish a bank account for each exchange that is segregated from other exchange accounts. We never commingle or pool one exchanger's funds with funds of another exchanger, nor with our own funds. In our opinion, this is critical.
Safety is obviously another critical aspect of our business. With recent bank failures in the news, it is on everyone's mind. You also need to feel secure with the choice of an intermediary. At Iowa Equity Exchange, we address both concerns. Some intermediary companies offer up a bond that they have purchased to guarantee their performance and the availability of your funds. We do not provide a bond because we believe we have a better solution. If you have ever had difficulty collecting on an insurance claim, you will understand the shortcomings of a bond. By the time your exchange period is over, you will very likely not be able to collect on a bond if it is needed. Providing a bond is a marketing gimmick, in my opinion, and nothing more. We provide you with the option of a dual-signature account that requires your signature and authorization before any money can be moved by us. This assures you that we will not abscond with your exchange funds because you would have to sign off on it! We believe that this option fully addresses any issue you might have with our authority over your funds. But what about the bank itself?
As you know, accounts are insured through the FDIC to a limit of $100,000. Exchange accounts routinely exceed that figure, though. If your account is in excess of $100,000 and the bank holding the funds fails, your money could be tied up for a long time. We offer three solutions. First, we choose our banks carefully, seeking strong, well-diversified banks. Second, we offer the opportunity with one of our banks to purchase bonded insurance in $50,000 increments over and above the $100,000 FDIC limit. This bonding is similar to the bond that other intermediary services offer in that it may take too long to pay off to save your exchange, but at least your money is protected. Third is a relatlively new arrangement called CDARS, which stands for Certificate of Deposit Account Registry Service. Using a CDARS account, your funds are deposited with one of our banks, which then purchases short-term (four-week) Certificates of Deposit in $100,000 or less increments from various banks. Interest earned is paid through our bank only, but your money is held by enough other banks to ensure that none of them has more than $100,000 of your funds. This arrangement must be carefully managed, however, so as not to have your exchange funds tied up in a four-week CD when you need those funds to close on your replacement property.
In conclusion, we believe that we have established a set of operational procedures and exchange account options that provide our clients with the best combination of low exchange fees, high return on funds held, and safety of funds held available in the exchange industry today. We welcome your comments and questions.
Ken Tharp
Providing Qualified Intermediary services for Section 1031 tax deferred exchanges all over the United States. Headquartered in Iowa, our services are available in Missouri, Kansas, Nebraska, Colorado, North Dakota, South Dakota, Minnesota, Wisconsin, Illinois, and all other states.
INTEGRITY. PRECISION. SECURITY.
Copyright © 2008 By Ken Tharp, All Rights Reserved. * Tell Me About My Money that the Intermediary Holds During an Exchange *
Reverse exchanges are gaining in popularity, but they are often misunderstood and they can be confusing. Let's investigate t
he basics of this exchange structure.
Sometimes a situation arises in which an investor or property owner wants to purchase a property but wishes to sell a property that he or she already owns to provide the funds needed to purchase the new property. If the old property sells prior to closing on the new property, the investor can employ a standard Section 1031 exchange to defer capital gain taxes on the sale. But what if the investor needs to close on the new property before the old one can close, or perhaps before it is even on the market? In those situations, a reverse exchange can provide the investor the alternative he or she needs to still take advantage of the tax deferral on the sale of the old property.
How does it work? Let's boil it down to the essentials. In a standard exchange, there are four parties involved:
A reverse exchange adds a fifth party - a single-purpose entity that is typically formed by the intermediary to hold title to the replacement property. This title-holding entity is known in exchange parlance as an Exchange Accommodation Titleholder, or EAT. Its sole purpose is to hold title to the new property, giving the exchanger time to sell the relinquished property.
As we go through the steps of a reverse exchange, you will see that the term itself is a bit of a misnomer. Nothing is actually done in reverse order. The establishing of the EAT to hold the new property merely postpones a standard exchange until the old property sells.
Once the EAT takes title to the new property, the investor has 180 days to sell and close the old property. When that happens, the intermediary can proceed with a standard exchange that transfer title from the EAT to the exchanger. The risk to the exchanger is that the old property does not sell within the 180 days. If that happens, the exchanger essentially has two choices - either take title to the new property and treat the old property however he wishes (that is, either continue to attempt to sell it outside of an exchange structure or simply continue ownership) or move forward with the reverse exchange outside of the 180-day safe harbor established by the IRS. The former could require some financial gymnastics, while the latter establishes a new set of risks, most of which are substantial. Bottom line, price your old property so that it will sell within the 180 day period so that you never have to make the choice between two poor alternatives.
It might have occurred to you by now that, with the money to purchase the new property wrapped up in the old property, the EAT must be a really great guy to buy the new property for you and hold it until you can sell the old one. While it may be true that the EAT is a really great guy, he will not use his own money to purchase the new property for you. The funds to purchase the new property must be provided by the exchanger. There are essentially two means by which the exchanger can provide those funds: 1) he can provide cash from his back pocket or a handy bank account, or 2) he can work with his bank and the EAT to structure a loan for the new property. The EAT will not want to assume any liability for the loan on the new property, so the bank will generally need additional collateral. While it can be cumbersome to structure such a loan, it can usually be accomplished and the exchange can proceed.
There are two other important documents that are typically part of a reverse exchange. Usually the exchanger and the EAT execute a note that shows the funds that were provided by the exchanger and essentially loaned to the EAT to purchase the property. This assures the exchanger that the EAT will pay back those funds when the closing occurs and can be secured by the new property. The note generally does not carry any interest and is for the same amount as the purchase price of the new property. The second document is a net lease between the EAT and the exchanger. The net lease makes the exchanger responsible for payment of all expenses of the new property, just the same as if he or she owned it. The lease payments, if any, can be equal to any payments that are due to the bank involved. The lease is designed to be strictly a pass-through, allowing the EAT to cover any expenses that the exchanger cannot pay directly, and allowing the exchanger to operate the property as if he or she owned it.
Now let's address the question of WHY. Why would anyone go through all of this? There are many situations that might warrant consideration of a reverse exchange. For instance, we have structured reverse exchanges for land owners who purchased property at an auction and needed to close within a short time frame. In another case, an investor came across a deal that he did not want to miss, but the seller was not willing to wait for the investor's old property to sell. In yet another situation, the sale of the investor's old property fell apart at the last minute and he stood to lose the new property if he did not close on it. One last scenario involves peace of mind - investors sometimes take their time finding just the right deal. When that deal is found, they ask us to structure a reverse exchange and they might put several properties on the market for sale, any one of which could function as their relinquished property should it sell. For some folks, it's actually an easier way to execute an exchange than the typical forward exchange because it avoids having to deal with identifying potential replacement properties within the 45-day window that Section 1031 allows.
There are other ways to structure a reverse exchange. This article is not intended to be comprehensive, but to provide a simplified overview for a basic understanding of the reverse exchange process. Reverse exchanges are most expensive for the investor than a standard exchange, primarily due to the additional expense that the intermediary must incur to establish the single-purpose entity, the tax-reporting requirements for that entity, and so forth. Reverse exchange fees can be several times that of fees for a standard exchange.
To conclude, reverse exchanges are an exchange structure that is increasingly popular. In the right situations, reverse exchanges can be extremely advantageous. Should you have any questions about reverse exchanges, please feel free to contact us.
Ken Tharp
Providing Qualified Intermediary services for Section 1031 tax deferred exchanges all over the United States. Headquartered in Iowa, our services are available in Missouri, Kansas, Nebraska, Colorado, North Dakota, South Dakota, Minnesota, Wisconsin, Illinois, and all other states.
INTEGRITY. PRECISION. SECURITY.
Copyright © 2008 By Ken Tharp, All Rights Reserved. * Demystifying the Reverse Exchange *
On April 17, 2008, the Iowa Landlord Association will sponsor the 2008 Spring Educational Seminar and Trade Show at the downtown Holiday Inn, 1050 6th Avenue, in Des Moines. The event starts at 8:00 A.M. and runs until 
3:30 P.M. The speakers and their subjects are as follows:
Iowa Equity Exchange will be present at the event as a vendor/exhibitor. Please stop by our table and register to win a $25.00 gift card to Best Buy! It promises to be a fun- and fact-filled day! More information can be obtained on the ILA web site.
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Please consider IOWA EQUITY EXCHANGE as your source for answers to your questions about Section 1031 like-kind tax-deferred exchanges. Contact us at your convenience for prompt, accurate information. Please think of us for your next exchange.
Ken Tharp
Providing Qualified Intermediary services for Section 1031 tax deferred exchanges all over the United States. Headquartered in Iowa, our services are available in Missouri, Kansas, Nebraska, Colorado, North Dakota, South Dakota, Minnesota, Wisconsin, Illinois, and all other states.
INTEGRITY. PRECISION. SECURITY.
Copyright © 2008 By Ken Tharp, All Rights Reserved. * Iowa Landlord Association Event on 4/17/08 * Contact Ken Tharp for information on Section 1031 tax-deferred exchanges anywhere in the United States.
Last Saturday, March 29, 2008, the Omaha Landlord Association put on a great event. The day featured speaker Tom Lund
stedt (www.tomlundstedt.com), who is billed as “the funniest investment and tax guy in America!” Based on my experience on Saturday, if he is not the funniest, I don’t know who is. (By the way, I am posting this after the fact because I did not find out about the event until last Thursday.)
The reason I was there, from two hours away in West Des Moines, was to be one of the exhibitors who were able to expose their services and products to the 200 or so attendees, all of whom were involved in real estate investments in some way or another.
Mr. Lundstedt spoke for about two hours on “How to Build Wealth in Real Estate.” Some of the topics that he touched on were purchasing real estate within your IRA, how to analyze a potential investment, and how to determine when it is time to move your equity into a new investment. Most importantly for my business, Tom spent about the last five minutes of the talk espousing the benefits of Section 1031 exchanges. My table was a fairly popular place after the presentation came to an end and the attendees moved into the room of exhibitors thanks to Tom’s comments.
I’m planning a blog or two in the next week or so that are based on Tom’s comments. As a long-time investor and qualified intermediary for Section 1031 like-kind exchanges, I found them very insightful.
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Please consider IOWA EQUITY EXCHANGE as your source for answers to your questions about Section 1031 like-kind tax-deferred exchanges. Contact us at your convenience for prompt, accurate information. Please think of us for your next exchange.
Ken Tharp
Providing Qualified Intermediary services for Section 1031 tax deferred exchanges all over the United States. Headquartered in Iowa, our services are available in Missouri, Kansas, Nebraska, Colorado, North Dakota, South Dakota, Minnesota, Wisconsin, Illinois, and all other states.
INTEGRITY. PRECISION. SECURITY.
Copyright © 2008 By Ken Tharp, All Rights Reserved. * Omaha Landlord Association Event, March 29, 2008 * Contact Ken Tharp for information on Section 1031 tax-deferred exchanges anywhere in the United States.
A recent survey of farmland real estate brokers shows that the price of Iowa’s best farmland rose by an average of 12 percent from September 2007 through February 2008. This survey was conducted by the Iowa Farm and Land Chapter 2 Realtors Land Institute, as it has been done every March and September since 1978. The RLI is composed of real estate brokers who specialize in farm and land sales, farm management, and appraisals. The results were cited in an article in the Sunday Des Moines Register on March 20, 2008.
Troy Louwagie, the survey chairman as well as a real estate coordinator at Hertz Farm Management in Mount Vernon, had this to say about the results of the survey: “This was the highest dollar-per-acre number we’ve ever had, the second-highest six-month gain, and the third-highest annual increase over the 30 years since the survey began.”
Mr. Louwagie cited the following factors as contributors to the increase:
Some of the concerns mentioned by respondents to the survey were uncertainty about the outcome of the current debate in Congress about the government farm program, ever-increasing fuel and fertilizer costs, and the decreasing returns of the livestock industry.
For the survey, the state is divided into nine districts. Five of those districts had per-acre averages of more than $5,000 in this survey, compared to only one district with such an average in the September 2007 survey.
Even timberland, often purchased as recreational and hunting ground, showed the same 12% average rate of increase over the six-month period, averaging $2,045 per acre.
Please consider IOWA EQUITY EXCHANGE as your source for answers to your questions about Section 1031 like-kind tax-deferred exchanges. Contact us at your convenience for prompt, accurate information. Please think of us for your next exchange.
Ken Tharp
Providing Qualified Intermediary services for Section 1031 tax deferred exchanges all over the United States. Headquartered in Iowa, our services are available in Missouri, Kansas, Nebraska, Colorado, North Dakota, South Dakota, Minnesota, Wisconsin, Illinois, and all other states.
INTEGRITY. PRECISION. SECURITY.
Copyright © 2008 By Ken Tharp, All Rights Reserved. * Iowa Land Price Survey Shows 12% Rise in Six Months * Contact Ken Tharp for information on Section 1031 tax-deferred exchanges anywhere in the United States.
I have been honored with an invitation to speak at the Two Rivers Real Estate Investor’s Association monthly meeting on Wednesday, March 19, 2008. The meeting will be held at the Agribusiness of Iowa Building, 900 Des Moines Street, Des Moines, IA, from 6:00 pm to 7:30 pm. Click for map.
There is a nominal fee of $10.00 to attend the meeting (goes to the association, not me!), or you can elect to pay $20.00 that will cover you for the entire quarter.
We’re 
going to talk about the basics of Section 1031 tax-deferred like-kind exchanges, plus we’ll get into some more advanced areas, too. Andrew Lietzow, Grand Pubah of the association, has specifically aske
d me to discuss reverse exchanges. In addition, I’m going to get out my buy-and-hold versus buy-and-exchange spreadsheet and see if I can get some input numbers from the attendees to crunch. Andrew has also asked me to consider singing my alma mater’s fight song; if I do so, it will take place at the very end of the meeting; any earlier and it would drive everyone away.
There will be take-home materials distributed, and a good time will be had by all.
Come visit, learn about tax-deferred exchanges, and see why IOWA EQUITY EXCHANGE is the company you should use for your next Section 1031 tax-deferred exchange.
Ken Tharp
Providing Qualified Intermediary services for Section 1031 tax deferred exchanges all over the United States. Headquartered in Iowa, our services are available in Missouri, Kansas, Nebraska, Colorado, North Dakota, South Dakota, Minnesota, Wisconsin, Illinois, and all other states.
INTEGRITY. PRECISION. SECURITY.
Copyright © 2008 By Ken Tharp, All Rights Reserved. * Two Rivers Real Estate Investor’s Association Meeting * Contact Ken Tharp for information on Section 1031 tax-deferred exchanges anywhere in the United States.
One more time on the Farm Bill… I reported in my blog Would You Like Some Good News? Success Regarding Like-Kind Status in the Farm Bill on January 25, 2008, that the provision in the Senate version of the bill that had sought to re-define like-kind status as it pertains to subsidized agricultural land (see earlier blog Th
e Next Verse… Today’s Update on the Farm Bill and others) had been pulled from the bill in conference committee. While I believe that remains true, a letter I received yesterday from Senator Charles Grassley (R-IA) raises a question or two in my mind.
In his letter, which is in response to the numerous letters and communiqués that he has received from me on the subject, Senator Grassley spends the first few paragraphs providing background on the development of the bill in the Senate. It is clear from his writing that he understands both the pros and the cons of the issue. Let me quote the end of the fourth paragraph and perhaps you will understand my confusion: “This final provision treats subsidized real estate used for farming purposes and improved real estate used for farming purposes as like kind. However, real estate that is not used for farming purposes would be disallowed like kind treatment with subsidized real estate used for farming purposes. The 2007 farm bill passed the Senate, with this provision, on December 14, 2007, by a vote of 79-14.” (Emphasis added.)
Actually, without some further perspective, you might not understand my confusion. Consider this progression of events:
While Senator Grassley’s quoted comments indicate that the provision seeking to deny like-kind status to subsidized farmland as it relates to improved property used for farming purposes has been deleted, it appears that perhaps another layer has been added: Repeating, from the letter, “real estate that is not used for farming purposes would be disallowed like kind treatment with subsidized real estate used for farming purposes.” That, in my view, is a redefinition of like-kind status.
More as it develops…
Ken Tharp
Providing Qualified Intermediary services for Section 1031 tax deferred exchanges all over the United States. Headquartered in Iowa, our services are available in Missouri, Kansas, Nebraska, Colorado, North Dakota, South Dakota, Minnesota, Wisconsin, Illinois, and all other states.
INTEGRITY. PRECISION. SECURITY.
Copyright © 2008 By Ken Tharp, All Rights Reserved. * Once Again on the Farm Bill * Contact Ken Tharp for information on Section 1031 tax-deferred exchanges anywhere in the United States.
You are invited to the Omaha1 Real Estate Investment Association meeting to be held on Monday, February 18,
2008, at the Westside Community Conference Center, 3534 South 108th Street, Omaha, Nebraska, and beginning at 7:00 p.m.
Come hear Ken Tharp from IOWA EQUITY EXCHANGE speak on the subject of Section 1031 tax-deferred exchanges. Ken will present the basics of the Section 1031 process and get into some of the more sophisticated applications as well. Bring your questions and your particular situation. Take-home materials will be available at the meeting.
Come visit with Ken, learn about tax-deferred exchanges, and see why IOWA EQUITY EXCHANGE is the company you should use for your next Section 1031 tax-deferred exchange.
Schedule:
For details, contact Lyn Weight at lynweight@alltel.net.
Ken Tharp
Providing Qualified Intermediary services for Section 1031 tax deferred exchanges all over the United States. Headquartered in Iowa, our services are available in Missouri, Kansas, Nebraska, Colorado, North Dakota, South Dakota, Minnesota, Wisconsin, Illinois, and all other states.
INTEGRITY. PRECISION. SECURITY.
Copyright © 2008 By Ken Tharp, All Rights Reserved. * Omaha1 Real Estate Investment Association Meeting * Contact Ken Tharp for information on Section 1031 tax-deferred exchanges anywhere in the United States.
The first Iowa Land Investment Expo will be held in Des Moines, Iowa, this Friday, February 15, 2008, at the West Des Moines Marriott, 1250 Jordan Creek Parkway, West Des Moines, Iowa.
IOWA EQUITY EXCHANGE is pleased to be an Exhibitor at this great event. Ken Tharp will be p
resent all day to answer your questions about Section 1031 tax-deferred exchanges and how they might be utilized in your situation. Take-home materials will be available, and there will even be a drawing at the IOWA EQUITY EXCHANGE booth at the end of the day for a $50.00 gift certificate to Fire Creek Restaurant.
Come visit with Ken and see why IOWA EQUITY EXCHANGE is the company you should use for your next Section 1031 tax-deferred exchange.
Schedule:
Cost to attend is $35.00. Please call 515-961-0247 for registration information.
Ken Tharp
Providing Qualified Intermediary services for Section 1031 tax deferred exchanges all over the United States. Headquartered in Iowa, our services are available in Missouri, Kansas, Nebraska, Colorado, North Dakota, South Dakota, Minnesota, Wisconsin, Illinois, and all other states.
INTEGRITY. PRECISION. SECURITY.
Copyright © 2008 By Ken Tharp, All Rights Reserved. * Iowa Land Investment Expo * Contact Ken Tharp for information on Section 1031 tax-deferred exchanges anywhere in the United States.
Commercial revenues were up at one firm during 2007, according to an article in the Commercial Real Estate Weekly email publication of Business Publications Corporation in Des Moines, Iowa.
The Des Moines branch of Ruhl & Ruhl also saw growth during 2007. Kurt Mumm, president of the Des Moines office, was quoted as saying, “We are seeing a lot of out-of-state investors interested in Iowa.”
One of the reasons that the company has been able to remain stable and even increase revenues is a subtle shift to more focus on property management and maintenance services.
Ken Tharp
Providing Qualified Intermediary services for Section 1031 tax deferred exchanges all over the United States. Headquartered in Iowa, our services are available in Missouri, Kansas, Nebraska, Colorado, North Dakota, South Dakota, Minnesota, Wisconsin, Illinois, and all other states.
INTEGRITY. PRECISION. SECURITY.
Copyright © 2008 By Ken Tharp, All Rights Reserved. * Commercial Revenues Up At One Firm During 2007 * Contact Ken Tharp for information on Section 1031 tax-deferred exchanges anywhere in the United States.
Iowa Equity Exchange is your trusted provider of Qualified Intermediary services for Section 1031 tax-deferred exchanges all across the U.S. Free consultation about potential exchange transactions.
IOWA EQUITY EXCHANGE was founded to meet the needs of investors who desire to defer capital gain taxes on real estate transactions that involve property used for investment or in the productive use of a business. We provide Qualified Intermediary services for tax-deferred exchanges throughout the United States.
Ken Tharp established Iowa Equity Exchange to serve investors of all levels of expertise and experience. In addition to having been a real estate investor himself since 1979, Ken has been involved in virtually all areas of real estate – from sales to new construction to property management to extensive renovations. After personal experience in a number of §1031 tax-deferred exchanges, it became a passion to expose this invaluable process to as many other individuals as possible—thus was born Iowa Equity Exchange.
At Iowa Equity Exchange, our commitment is to provide investors and real estate professionals with a high level of expertise. We offer outstanding security for your funds while held in trust. We pledge to maintain the integrity of every exchange.
A “Qualified Intermediary” has the very specific role of guiding the investor through a §1031 exchange. We inform the investor of exchange requirements, produce the necessary exchange documents, provide the critical time monitoring procedures required, and manage the investor’s funds while in our possession. We are not engaged in the practice of law or accounting; we urge all clients to discuss the matter of exchanging with their trusted advisers. We will be happy to join in those discussions if desired by the parties.
If you are interested in learning more about Section 1031 tax-deferred exchanges, there is a lot of information on our web site, www.iowaequityexchange.com, particularly in the Exchange Basics/FAQs section.
IOWA EQUITY EXCHANGE. INTEGRITY. PRECISION. SECURITY.
Our Mission Statement: Iowa Equity Exchange exists to provide Qualified Intermediary services, but to do so with the utmost of integrity in our actions, precision in our documentation, and security for our clients’ funds.
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Iowa Equity Exchange Is a proud member of the Federation of Exchange Accommodators, the only trade association dedicated to the representation of professionals who conduct like-kind exchanges under Section 1031 of the Internal Revenue Code.
Members of the Federation of Exchange Accommodators must read and agree to abide by a rigorous Code of Ethics that can be found at the association's web site, www.1031.org.
In addition to the FEA, Ken Tharp is a contributing blogger to the American Apartment Owners Association, a member of the Iowa Commercial Real Estate Association, the Two Rivers Real Estate Investors Association, and the Iowa Landlord Association. Ken speaks frequently to real estate investor associations, real estate company meetings, various Boards of Realtors®, and a variety of other organizations.
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Testimonials
“We work with Ken directly as our sole source for 1031 exchanges involving our clients. Ken's ability to give direction on where our clients need to head financially with property exchanges is an asset that we are very proud to offer at LandAndGame.com. The opportunity to work with Ken has been a real blessing for our business and will allow to us increase the bottom line for our clients investments across the board. In short, if you're an active investor in farm ground, hunting land with income, or duplexes and apartments, your time spent with Ken will pay dividends exponentially in your property portfolio."
Rod White, owner, LandandGame.com
“I first worked with Ken in 2007 after meeting him online. As a real estate agent and auctioneer serving my clients needs well is important to me. Ken spent hours on the phone with me taking the mystery out of 1031 equity exchanges and putting them in EASY to understand terms. I refer ALL of my 1031 exchange clients to Ken because he has taken EXCELLENT care of every client I have ever sent him. He is in my opinion the best in the business. He makes it so easy!”
Jason Smith, Land Specialist and Auctioneer, Loess Hills Land
"I contacted three 1031 exchange companies before selecting Iowa Equity Exchange for my 1031 exchange. Ken Tharp of Iowa Equity Exchange seemed to be the most knowledgeable person and was willing to answer all of the questions that I had about 1031 exchanges. The 1031 exchange went smoothly following the guidance provided by Ken Tharp.
Max Peterson, Stanton, Iowa
“As a banker, I found your service to be very helpful.”
Paula Sears
“Being a new [real estate] agent, I’ve not dealt with 1031 exchanges yet. I found your presentation to be both informative and easy to understand.”
Rachelle Bryan
Our Current Advertising Campaign
Here is a screen shot of our advertising campaign currently appearing in Homes and Land magazine, Iowa Lawyer, the Iowa Society of CPAs publication, and a couple of other places.
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