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K.T. Ruthven ePro

Why do you need a buyers agent

If you are in the market to buy a home, land, commercial or investment property, you need to be working with a buyer's agent. You may not want to pay someone to show you around and get information you could probably find yourself. Well guess what, commonly you don't have to pay a buyer's agent, they work off the commission that the seller is paying, even people selling their own property (FSBO) usually agree to pay the commission of a buyer's agent.

A seller's agent is just that, they are working for the seller and have the sellers best interest in mind, not yours. Most likely they're not out to get you but you say the wrong thing and it could cost you when it comes time to negotiate the price. There's a long list of services a buyer's agent offers so why not take advantage of it. Call or email me for a list of buyer's agent features I offer.

To sell or Refinance?

In todays economic times, many are facing a difficult choices and may be strugling to stay in their homes. You have two choices: Sell or Refinance? Many people are feeling the mortgage crunch and are wondering which is to do. If you have an adjustable rate mortgage, your rate may soon change (by law they have to give at least 60 days notice so don't worry that you'll open you next bill and see a change) and you're not sure if you sure what to try first, sell or refinance, you are not alone. When talking finances it usually depends on the individual situation but this is one time it doesn't. Many people have found themselves in this position but few know you can not refinance your home if it has been on the market at any point during the last 30 days. If you want to get cash out of the refinance the waiting period is even longer, usually 60 days. Refinance first then call me for listing information. I'll walk you through the steps of getting your house ready to sell even if you don't live list with me or even live in an area I work in. If you have a question and would like a licenced mortgage broker to contact you, please feel free to email me and I'll have someone contact you.

New blog site

I'm very excited to start with a new blog site with ActiveRain, one of the best ways for Real Estate Pros to network. Please feel free to check back every few days for info on current events in Aiken, Real Estate in Aiken, and general real estate information. And as always, I love to receive feedback and comments. Also, check out my website at www.RealEstateHunter.org
KT