Three quarterbacks die and go to heaven.
God asks Peyton Manning first: "What do you believe?" Peyton thinks long and hard, looks God in the eye, and says, "I believe in hard work, and in staying true to family and friends. I believe in giving. I was lucky, but I always tried to do right by my fans." God can't help but see the essential goodness of Manning, and offers him a seat to his left..
Then God turns to Tony Romo and says, "What do you believe?" Tony says, "I believe passion, discipline, courage and honor are the fundamentals of life. I, too, have been lucky, but win or lose I've always tried to be a true sportsman, both on and off the playing fields." God is greatly moved by Tony's sincere eloquence, and he offers him a seat to his right.
Finally, God turns to Brett Favre: "And you, Brett, what do you believe?" Brett replies, "I believe you're in my seat."
-Over 10 years of mortgage lending experience -Expert in FHA loans -Mortgage Banker -Everything done at one location from start to finish -Dedicated staff to make the loan process seamless
As a Des Moines Mortgage lender, I am truly passionate about my profession, and the result is that nearly 100% of my business is by referral from satisfied clients, trusted financial advisors and the most experienced realtors in Des Moines, and throughout Iowa. My mission is to carefully guide you through the entire home loan process, so that you feel confident as you make choices about the many options available for your financing strategy. With many years and a wide range of experience in the mortgage industry, my dedicated team stands ready to assist each and every step of the way.
I understand that it's not just a house, it's your home.
Your home is one of the largest financial commitments that you will make during your life, and many people view that as meaning just another monthly payment.
I can help you realize that your home is truly a valuable financial tool, and will help you achieve the dreams and plans they envision for your future.
You only think about home financing a few times during your life ~ I think about it every single day. It's your home and your future. It's my profession and my passion. I'm ready to work for your best interest.
Luke first started in the mortgage industry 10 years ago. After several years in a bank environment, Luke determined that his real passion was helping people buy and refinance homes so he decided to work exclusively in real estate finance. As a Senior Mortgage Banker for Heartland Mortgage Group, Luke believes that quality customer service is the key to achieving a great loan experience. Outside of the mortgage industry, Luke has been married to his wife Emily for 10 years and has a three year old daughter named Allison and an infant son, Owen. Luke is involved with his church Point of Grace and his passions are music , singing, the Iowa Hawkeyes and the Chicago Cubs. You can also find Luke on his company website: www.hmg1.com and you can hear him weekly on Saturdays at noon on Moving Iowa on 98.3 WOW FM, and Thursdays at 7pm and Sundays at 4pm on Praise 940 AM.
Above: JC Walker of Iowa Realty and Jessyca Densley
My Experience with Heartland Mortgage was great. Luke Landis was wonderful to work with. He explained the whole process in a way that was easy for me to understand. He is very personable with his clients and always returns calls and emails in a timely manner. He even went above and beyond and worked on my loan on his own time late at night. He treated me like a friend. It was a very enjoyable experience and a lot less streessful than any other loan experience I've had. I would highly recommend Luke to all of my family, friends, and co-workers.
-Jessyca Densley Baxter, IA
Above: Sue Randleman of Iowa Realty and James Munson and Holly Cerwick
Going though Luke Landis for buying our first house was an exceptional experience. He did all the work for us in a very timely and professional manner and we would recommend him to anyone!
-James Munson & Holly Cerwick Des Moines, IA
Casey Shultz, Urbandale, Ia.
Luke Landis was absolutely wonderful to work with. He made the whole loan process easy by making sure I understood everything about my home loan. At one point, there was an issue with the seller and Luke solved it without me having to worry. Not only would I use Luke and Heartland Mortgage again, but also I plan on recommending him to all my family and friends.
Jamie Allen, Prairie City, Ia.
Luke Landis was my mortgage professional and i'm so glad I worked with him. He was knowledgeable, friendly and always returned my phone calls in a timely matter. He anticipated potential problems and when I got to the closing table, I was pleasantly surprised in how much I had to bring to closing. It was much less then I expected. I will send everyone I know to Luke and Heartland Mortgage. Thank you Luke and Heartland Mortgage.
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