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Luke Landis

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Mortgage Market Update for 11/17/08

11-17-08
Luke Landis
As a Des Moines Mortgage lender, I am truly passionate about my profession, and the result is that nearly 100% of my business is by referral from satisfied clients, trusted financial advisors and the most experienced realtors in Des Moines, and throughout Iowa. My mission is to carefully guide you through the entire home loan process, so that you feel confident as you make choices about the many options available for your financing strategy. With many years and a wide range of experience in the mortgage industry, my dedicated team stands ready to assist each and every step of the way. I understand that it's not just a house, it's your home. Your home is one of the largest financial commitments that you will make during your life, and many people view that as meaning just another monthly payment. I can help you realize that your home is truly a valuable financial tool, and will help you achieve the dreams and plans they envision for your future. You only think about home financing a few times during your life ~ I think about it every single day. It's your home and your future. It's my profession and my passion. I'm ready to work for your best interest.
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Mortgage Market Update 11/12/08

11-12-08
Luke Landis
As a Des Moines Mortgage lender, I am truly passionate about my profession, and the result is that nearly 100% of my business is by referral from satisfied clients, trusted financial advisors and the most experienced realtors in Des Moines, and throughout Iowa. My mission is to carefully guide you through the entire home loan process, so that you feel confident as you make choices about the many options available for your financing strategy. With many years and a wide range of experience in the mortgage industry, my dedicated team stands ready to assist each and every step of the way. I understand that it's not just a house, it's your home. Your home is one of the largest financial commitments that you will make during your life, and many people view that as meaning just another monthly payment. I can help you realize that your home is truly a valuable financial tool, and will help you achieve the dreams and plans they envision for your future.
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Gorgeous Views, Private Setting

11-11-08
Luke Landis
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Description and Features
Enjoy a private setting with easy access to schools, shopping and the interstate. This 3 bedroom 2 story in Johnston is ready for you to move right in. The possibilities are endless with neutral paint and flooring throughout along with over 700 square feet of basement ready to be finished. The master suite includes a private bathroom, walk-in closet and gorgeous city views. No more lugging laundry up and down the stairs with the conveniently located laundry room/bath area on the second floor. On the main level, you can dine in the eat-in kitchen with center island. This room is also open to the spacious family room. Just as you enter the home, there is a room with beautiful French doors that could be used as a home office or formal dining room. Save money with this energy efficient home. The average utility bill is only $109/month! Come check it out today. $1000 towards buyers closing costs when using preferred lender.
Bedrooms:3
Bathrooms:2.5
Parking Spaces:2
Square Feet:1478
Lot Size:8,712
Year Built:2005
Floors:2
MLS #:337994
Location
Click to view map: 5801 NW 92ND CT Johnston IA 50131
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Enjoy a private setting with easy access to schools, shopping and the interstate. This 3 bedroom 2 story in Johnston is ready for you to move right in. The possibilities are endless with neutral paint and flooring throughout along with over 700 square feet of basement ready to be finished. The master suite includes a private bathroom, walk-in closet and gorgeous city views. No more lugging laundry up and down the stairs with the conveniently located laundry room/bath area on the second floor. On the main level, you can dine in the eat-in kitchen with center island. This room is also open to the spacious family room. Just as you enter the home, there is a room with beautiful French doors that could be used as a home office or formal dining room. Save money with this energy efficient home. The average utility bill is only $109/month! Come check it out today
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Mortgage Market Update 11/07/08

11-07-08
Luke Landis
You've got better things to do on a Sunday than hold an open house. It's not the greatest feeling having your home opened up for strangers to ogle at your closets or poke through your shower. And while experts may debate the value of open houses, you want to get that property sold, so you do what you have to do. Your Realtor or agent should fill you in on the basics, such as getting the house as clean and tidy as possible for the big day, making sure both yards are trimmed and some fresh flowers are sprouting, and always hiding money, medication, jewelry or small valuables. In addition, here are some extra tips to make your open house count (and make you feel like you were productive during those precious Sunday hours): Make It Generic -- Yes, it's still your home, but you're trying to get other people to picture it as their home. Put away all of the family photos, the children's art, the shopping lists and doctor visit reminders from the refrigerator. And turn the volume on the message machine to "off" so potential buyers aren't screening your phone messages. Clear the Decks -- Stick the fancy electronic toothbrushes, irrigators, deodorants, perfumes, etc. under the sink in the bathroom, and find a hiding place for your coffee maker, Cuisinart and juice maker in the kitchen. The more spacious countertops look, the more people will remember your house. "Nice clean counters give people ideas. They want to know if they're big enough to store their own appliances and products," says Lance Mohr, a Tampa, Fla. Realtor. Dinner! -- Put out your best place settings on the dining room table. It adds a touch of class, making it appear that you're going to be serving a fabulous dinner party later in the evening after the potential buyers have scooted back home, even if you're really planning on KFC in front of the TV. The Doormat Trick -- Just before most people enter a house, they reflexively glance down and give their shoes a rub on the doormat. If you're selling, now's the time to go all out and invest in a nice one. It's a subtle sign that you care about the property and that you're no slob (even though you may have gotten along just fine without one for the last few years). Way to a Buyer's Heart -- Bribes. In this market, try anything. If your open house is occurring when the weather is cool, leave behind a big tray of freshly baked cookies or brownies or a canister of hot chocolate and paper cups. In summer, a big pitcher of lemonade or mini-bottles of cold water can cause some thirsty soul to pause and take a good look around at your house. Take Off -- It can be intimidating for a potential buyer to ask an agent frank questions about a property with the owner trying to listen in the hallway. Plus, buyers are expecting to see the house, not you, sorry. "I had an owner who came back home early from a hike during the open and took off his shirt," says real estate agent Rob Smith of San Diego. "It was a great house, but people came in and saw this sweaty guy without a shirt and they were grossed out." And don't forget to take your barking dog with you.
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Mortgage Market Update for 11/05/08

11-05-08
Luke Landis
Wow! What an election. I'm sooooooo glad its over with. Now we'll see just how many campaign promises are followed through on. My hope is that now our country can go from red and blue, and come together and be purple. My hope that this new administration can bring everyone together. My hope is that our economy doesn't get worse. Have a great day and a productive week.
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