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LaShawn Norden, REALTOR, (321) 377-0157 Your Real Estate Advocate in Florida

Harmoni Market in Longwood Florida to Host Event In Support of Florida Hospital Foundation

Harmoni Market, a Artisan Meal Market, is celebrating the opening of a new location in Longwood, Florida by hosting an event on January 19th from 6:00PM-8:00PM in support of the Florida Hospital Altamonte Foundation.

Harmoni's newest location is in The Springs Plaza, which is conveniently located off of I-4 approximately 10 miles north of Downtown Orlando and is certain to be a frequented spot by those who live in Longwood, Altamonte Springs, Wekiva, Lake Mary and Apopka.

According to April McCoy, a representative with the Florida Hospital Foundation, Harmoni Market is "the tasty fusion of urban life and Mediterranean style, a veritable playground for food lovers!" Complimentary appetizers and beverages will be served.

If you'd like to attend, please RSVP by January 16th to April McCoy at 407.303.2639.

Harmoni Marketis in the The Springs Plaza at 145 Wekiva Springs Rd, Suite 161 in Longwood, Florida 32779

As a supporter of Florida Hospital Foundation and their efforts to raise funds for a new Eden Spa facility in Altamonte, I plan on attending and hope you will too!

LaShawn Norden, PA, REALTOR, RE/MAX Central Realty, Lake Mary, (321) 377-0157, LaShawn@LaShawnNorden.com

"The Only Florida Native You'll Need!"

Considering Buying a Condo in Florida? If So, You Should Know This

As of January 1, 2009, all Buyers who are purchasing condos in Florida should be provided with a new disclosure that communicates the roles and responsibilities of the both the condo Board and individual unit owners. This disclosure, called the "Condominium Governance Form" includes information related to voting rights, time required to post notices for meetings, the election process and other matters related to condo ownership.

Developers are exempt from providing such notices; however, all other condo sales should include this mandatory disclosure as a "rider" or attachment to the Purchase and Sales Contract.

Developed by the Florida Department of Business and Professional Regulation(DBPR), the Condominium Governance Form can be found on their website here.

If you are interested in purchasing a home in Florida, I'd be happy to help you! Not only can I help you find the home of your dreams, but I'll be sure to protect your interests by making sure you receive all of the required disclosures.

LaShawn Norden, PA, REALTOR, RE/MAX Central Realty, Lake Mary, (321) 377-0157, LaShawn@LaShawnNorden.com

"The Only Florida Native You'll Need!"

Even Though I've Given Up Coffee, I Can't Give Up Active Rain!

Dear Active Rain Family, Friends and Followers,

Happy New Year!

Yes, I know, it's January 6th and I'm a few days late...but, as they say, "better late than never!"

I would have written sooner, but since I gave up coffee as a New Year's "Resolution" (more like a New Years lesson in torture!), I am having such awful caffeine withdraws that I can't seem to be as "creative" as I usually am!

It must be the splitting headache :-)

I hope you'll give me a few more days before "unsubscribing" or refusing to read when I do post something more meaningful than this!

I'll be back to my informative, yet spunky self very soon...I promise!

In the meantime, let's all think about what would happen if we had to "give up" Active Rain??? Oh my, I think the hospital beds would be full!

All joking aside, here's to another great year on Active Rain together as we all continue to educate, inspire, guide and help those Buyers and Sellers that need our help!

And YES...being the Active Rain junkie that I am, I couldn't pass up the opportunity to take my Active Rain "THINK TANK" shirt with me to the Champs Bowl game here in Orlando a few weeks back...

LaShawn Norden, PA, REALTOR, RE/MAX Central Realty, Lake Mary, (321) 377-0157, LaShawn@LaShawnNorden.com

Buyers: Consider a Title Search BEFORE Writing An Offer to Purchase a Bank-Owned Property

With the ever changing real estate market and the number of foreclosures growing minute by minute, Buyers and their agents should be aware that there have been several instances in Central Florida where the lender has not filed the foreclosure properly; and as a result, are not truly able to sell the house you may want to buy.

According to the FAR/BAR contract in Florida, title companies must have the title policy to the Buyer's lender at least five days prior to closing...which is normally an ample amount of time to clear up anything minor...but, often times, title searches for homes that are being advertised as "bank-owned" are coming back with open mortgages, liens that were never satisfied and a slew of other issues that could delay closing for months.

Unfortunately, I know of several situations in which Buyers wrote offers on homes that were listed and advertised as a bank-owned homes only to find out AFTER spending money on inspections and the appraisal, that the title search revealed that the second mortgages on the property were never foreclosed on correctly. At that point, the Buyer either had to walk away and find another home or agree to wait around while the bank corrected the "cloud" on the title.

In my opinion, these errors are bound to occur more frequently now that there are so many foreclosures the banks are processing with the same limited staff they had years ago.

In talking with the a title company representative just yesterday, they shared that this is a growing epidemic within the industry.

With that being said, my advice to you is: If you are considering writing an offer on a home that is listed as a "bank-owned" home, ask the listing agent and/or their title company to provide for you the title commitment which shows that the bank who is claiming to own the property really DOES own the property...and that their are no "issues" that will need to be resolved prior to your loan closing.

It's better to know BEFORE writing an offer, and especially BEFORE spending money on inspections and the appraisal, if you might end up a statistic rather than an excited new homeowner!

If you are a Buyer who is seeking a full-time professional REALTOR who is "in the know" about issues that you could be facing when purchasing a home in the Seminole County area, I'd be happy to help you.

There is so much more to being a Buyer's Agent than just showing property, writing offers and attending inspections. Having an agent with experience in traditional sales, foreclosures and short-sales can only be a benefit.

Call or text me at (321) 377-0157 or email me at LaShawn@LaShawnNorden.com so that I can advocate for you!

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Read the HOA Docs Before Buying: You May Change Your Mind

Not all communities in Seminole County have Home Owner Associations, but, there are a good portion that do.

When I work with a client who is ready to buy a home, it's important to know if they want to live in a "deed" restricted community or not. If they want a community with a Home Owners Association, I then suggest that they be prepared to read a copy of the deed restrictions and covenants for the community in which they hope to buy in.

Often times, it's more efficient if the Buyer reviews the restrictions BEFORE writing an offer on a property...especially if they have specific questions...such as the number of allowable pets, whether they can put up a fence, if a trampoline is permitted, etc. as those are all detailed in the Association deed restrictions & covenant documents for a community.

If there is no time to request a copy of the documents prior to offer submission, a contingency can be written into the offer that allows the Buyer a review period and the ability to withdraw should they not be satisfied with the rules.

There have been too many times over the years when I've talked with Sellers who admit they never read their association restrictions UNTIL they had a problem.

Some of the most common "problems" that could be avoided if a Buyer reviews the HOA documents prior to offer submission are:

  • Is there a pet restriction? Size, weight, number of pets?
  • Can you put up a fence on the property? Does it have to be a certain type such as wood, iron or PVC?
  • Must you get approval for exterior changes to the property such as painting, landscaping, etc.?
  • Are there rental restrictions should you need to relocate and want to rent rather than sell?
  • Is there a restriction on "For Sale" signs? (Some communities don't permit them)
  • Are trampolines or playsets permitted?

There is nothing worse than unloading the trampoline from the moving truck only to be told by the friendly Board of Directors that trampolines are against the "rules."

Buyers, you need to know what you are getting yourself into when you buy into a community with deed restrictions. While they are often well regarded as measures to maintain the aesthetics of a community, they may also be too strict for your liking.

If you are a Buyer who is interested in purchasing a home in Seminole County, which encompasses Lake Mary, Winter Springs, Sanford, Oviedo, Altamonte Springs, Longwood, Casselberry and Fern Park, I'd be happy to help you find a home in a community with restrictions that you can live with!

LaShawn Norden, PA, REALTOR, RE/MAX Central Realty, Lake Mary, (321) 377-0157, LaShawn@LaShawnNorden.com, www.LaShawnNorden.com

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