Great Wines , Fun Times
WINE FESTIVALS
Rock 'N' Roll Festival
When: June 27 and 28 , 2009
$15.00 (21 and older)
$10.00 (18-20 years old)
Under 18 free with adult.
Photo I.D. Required for Wine Tastings
GATES OPEN AT 11:00am.
Featuring:
Never Never - Saturday 12:00 - 3:00 PM Sunday 3:30-6:00 PM
Uptown East - Saturday 3:30-6:00 PM Sunday 12:00-3:00 PM
Want a preview?
http://www.myspace.com/neverneverlive
· Multiple artisans
· Food vendors
· Tour
• WineTastings
BEER * WINE * MUSIC * FOOD
HAPPY HOUR 5-8 PM * 2ND & 4TH THURSDAY
CARROLL CREEK AMPHITHEATRE DOWNTOWN FREDERICK
21 & OVER ONLY * $5 COVER * CASH BAR
June 11
BO WEEVIL & ROTTIN' COTTIN'
June 25
ilyAIMY
Season Passes * Now Available
Concerts run thru Septemebr 10 ,2009
Enjoy local food and music and get to know your neighbors !
For More Information : 301-698-8118 or downtownfrederick.org
PRESENTING SPONSOR : Downtown Frederick Partnership
They will loan the borrower 5%, up to $10,000 for down payment or closing costs!!!!!!!
The best program in Montgomery County, now even better.
"HOC RAISES INCOME LIMITS"
PLEASE SHARE THIS IMPORTANT INFORMATION WITH ALL !!!!!!
CONTACT YOUR CLIENTS AND POTENTIAL CUSTOMERS !!!!
EFFECTIVE WEDNESDAY, MAY 6, 2009 the Housing Opportunities Commission approved the INCREASE IN THE INCOME LIMITS for the Mortgage Purchase Program and Closing Cost Programs.
NEW INCOME LIMITS:
Household Maximum
Size Income
1 $ 86,268
2 $ 123,240
3 $ 143,780
NO CHANGE to the MAXIMUM SALES PRICE: $ 429,619 Existing and New Properties
Recession Gardens are back in style again and are becoming popular through out the country. In the last few months I have seen more than one article referencing the phenomenon and its revival throughout our country. They require hard work and the effort of the community but the pay off is well worth it. Locals are joining together to "clear" vacant lots in their community of trash and debris and then planting vegetable gardens for each one of the members/families that helped to clear the lots.
By pooling their resources of time , manual labor and money the benefits for the many outweigh the benefit to any one member. We all know that seeds , some fresh dirt and fertilizer is not expensive , but what do you do with 142 green bean plants. Why you share them of course ! Recently there was an article on how 19 families joined forces and cleaned up an eyesore in their community in an effort to afford fresher greener produce than their current budgets allow for. 
Should this curriculumn be required learning for our children in school ?Does this inspire you to contact your local gardening club ? Have you ever wondered about the local co-op and how it can benefit you and your family ? I think these are questions many Americans should be asking themselves considering the current economy.
I walked through a Big Box store the other day and one whole aisle was dedicated to canning supplies. Cases of jars in all sizes and shapes , boxes of lids and rubber seals to match. In the book and media department they had displays set up promoting healthy living , How-to books on canning any many other back to basics ideas. My office is in no way located in the country so this is not a natural idea for our community but it does seem to be catching on. So for those of you that live in a farming community and can't figure out what the fuss is all about , remember this is all NEW to the urban environment.
For all of our high tech living and network socializing it just goes to show you that getting outside and playing in the dirt with the other children is still just as fun today as it was all those years ago.It creates a belly to belly bond that creates memories and friends for a lifetime. I am sure that all of the people that worked together to create these "Recession Gardens" are happier and healthier in more ways than they realize and it sure beat surfing the internet on where to buy produce and have it delivered to their home.
BEER * WINE * MUSIC * FOOD
HAPPY HOUR 5-8 PM * 2ND & 4TH THURSDAY
CARROLL CREEK AMPHITHEATRE DOWNTOWN FREDERICK
21 & OVER ONLY * $5 COVER * CASH BAR
MAY 14
JAH WORKS
MAY 28
SILENT J
Season Passes * Now Available
Concerts run thru Septemebr 10 ,2009
Enjoy local food and music and get to know your neighbors !
For More Information : 301-698-8118 or downtownfrederick.org
PRESENTING SPONSOR : Downtown Frederick Partnership
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I am a real estate professional providing excellence through integrity, service and commitment. Servicing Montgomery, Frederick, Washington and Howard Counties
I have been a resident of the Frederick County area off and on since 1978, currently residing in New Market with 3 of our 6 children. My career in real estate , the six children and our min-dachshund "Lady" keep me as busy as an old vaudeville "Plate-Spinning" act. But honestly I don't think I would have it any other way.
I have been actively servicing my customers and clients real estate needs for over 14 years now. In 1999 I made the move to RE/MAX Realty Group and have been happy ever since, to this day I wonder why it took me so long. We have years of experience to draw on amongst the dedicated agents ,and a professional and efficient support staff to depend on.
I enjoy finding the perfect property for my clients , no matter what their needs may be at the time and creating a "Seamless transaction" for them from start to finish. The majority of my business is referral based from my past clients , "Sphere of Influence" , and old fashioned good luck of being in the right place at the right time.
I am a member of the following:
RE/MAX International
National Association of REALTORS
Maryland Association of REALTORS
Greater Capitol Area Association of REALTORS
Metropolitan Residential Information Systems
RE/MAX 100% Club
Experience - Licensed for over 14 years. Servicing Maryland to include Montgomery, Frederick, Washington, Howard, Prince Georges Counties and Baltimore City.
Services included and not limited to: Residential - Representation of Sellers & Buyers for the following - Investment , Starker Exchanges, Move-up Buyer , Agricultural and Farm , First-Time Buyer, Empty-Nester, 55+ Communities, "Short Sales" ,Pre-Foreclosures, Auctions, REO's, RELO's and/or Corporate Housing , Luxury, & Historical properties.
Conduct monthly Homebuying seminars within the community for Homebuyers & Investors
Provide BPO's for Servicing Companies within a 3 County area
Affiliations with Certified Contractors, Home Inspectors, Lenders, Insurance Agents & Settlement Attorneys to ensure that our clients as well as our customers experience a "Seamless" transaction.
If you have any real estate questions in regards to buying or selling a home , or investment property feel free to e-mail me at Lauragray@mris.com
Hi Laura We wanted to tell you thank you for all what you had done for us. -Sincerely, The Smith Family (Mr. & Mrs. Conroy Smith)
Laura Our thanks is truly from our hearts, thank you for all you gave in helping us to find a home that we absolutely adore! Many blessings to you. - Melody Boyette-Hendricks
Dear Laura,
We just wanted to thank you again for your help at the auction. It was very interesting, and educational. We are excited about our start in investments, and look forward to working with you more. - Chris and Pat Gillen
Laura, Thank you so much for all of your assistance over the past couple of months. We were able to get at least two coats of paint up in the family room and will be finishing up the eating area this week. We are also hoping to move in the furniture and spend out first night in the place this coming weekend. - Matt and Lori Siuta
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