The HOC Homebuying program is perfect for todays buyer. Make your appointment as soon as you can as funding is limited.
HOC LOWERS ITS FIRST TRUST MORTGAGE RATE
EFFECTIVE IMMEDIATELY
FRIDAY, APRIL 3, 2009
$ 14 MILLION
AVAILABLE FOR MORTGAGE LOANS
30 YEAR FIXED RATE
*****4.86%*****
with ONE POINT
+++++++++++++++++++++++++++++++++++
30 YEAR FIXED RATE
*****5.0%*****
with ZERO POINTS
FHA financing available ONLY
5 for 5 REVOLVING CLOSING COST ASSISTANCE LOAN
AVAILABLE WITH THESE RATES (certain conditions apply)
Saturday, May 30, 2009
Deer Crossing Elementary School
10601 Finn Drive
New Market , Md 21774
*Parking will be limited. Please carpool if you can
TIME: 8:30 a.m. (5K)
COST
By May 8th:
-- Adults $20
-- Students/Teachers $10
-- Family $45 (Children and up to 2 adults)
After May 8th:
-- Adults $25
-- Students/Teachers $10
-- No family rate
Register on line at:
1. Online at http://active.com (Keywords "Deer Dash")
2. Email dces5k@msn.com to receive a registration form.
Proceeds fron Deer Dash 5K Run/Walk benefit the Deer Crossing Elementary School PTA
Now is your chance to take care of the wildlife in your own back yard during the upcoming winter season.
Your purchase will help support the Audubon Society of Central Maryland, which has two sanctuaries within a few miles of Eaglehead. This organization also offers other club activities for the bird enthusiasts in all of us , from novice to expert.
Print the order form form the website:
Send a check or money order payable to Audubon Society of Central Maryland by October 21, 2008
Mail to : Audubon Society of Central Maryland
c/o Ken Hart
10313 Cavey Lane
Woodstock, Md 21163
Orders can be picked up either Saturday, October 25 at Clarksville Elementary School, located at 12040 Rte. #108 Clarksville, Md.
or
November 1 ,2008 at Prospect Woodville Hall part of (Prospect United Methodist Church) 5923 Woodville Rd. (near Old Annapolis Rd.) , Mt. Airy , Md.
The Society is currently looking for Volunteers for Indoor and Outdoor work. To volunteer, contact Carolyn Moroney at 301-831-5060 or Bill Becraft at 410-795-6546.
The next seed sale is January 2009
First-Time Buyer - No Experience Necessary - Apply Within
Homeownership Workshop : First-Time Buyers
| Host: | Laura Gray & Associates - RE/MAX Realty Group |
| Type: | Education - Workshop |
| Date: | Thursday , October 16 , 2008 |
| Time: | 7:00pm - 8:30pm |
| Location: | Mason Dixon Funding Inc |
| Street: | 800 King Farm Blvd. Suite #210 |
| City/Town: | Rockville, Md 20850 |
| View Map |
| Phone: | 3019212658 |
| Email: | lauraharris-gray@remax.net |
Description
FHA loans the "NEW" loan for todays Buyers
Up to six percent (6%) closing cost help from seller
Come to our workshop and learn how to BUY in the best market since the 90's
Sponsored by:
Laura Gray & Associates - RE/MAX Realty Group 888-773-6298
Lee Allen Smith - Mason / Dixon Funding Inc 301-354-8263
RSVP Required
Limited Seating **
Household Hazardous Waste Day
Saturday , October 25, 2008 * 8:00 AM - NOON
(rain or shine)
at the Public Safety Training Facility
8349 Reichs Ford Road
Frederick , Md 21704
Residents are strongly encouraged to dispose of household hazardous waste in an environmentally sound manner. The only requirement is that you must be a resident of Frederick County and all items must be generated by a residence. No commercial hazardous waste allowed !
ACCEPTABLE
Fuels (gasoline/kerosene)
Thinners Solvents
Pesticides/Insecticides/Fungicides
Cleaners Pool Chemicals
Stains Sealants Photographic Chemicals
Household Batteries Mothballs
Compact Fluorescent Lamps
Fluorescent Lamps
Pharmaceuticals
(in original containers only)
Is it really mercury ? Mercury thermometers will Have a silver/white substance in them if yours contains red or blue it is NOT mercury.
UNACCEPTABLE
Radioactive Material
Tires
Explosives*
Biomedical Waste*
Firearms*
Ammunition*
Freon Tanks and Cylinders*
Propane Tanks*
Trash
Recyclables
Vehicle Batteries
*Contact the State Fire Marshal's Bomb Squad Unit at 410-859-7152
** Contact local vendors regarding recycling
This is a partial listing. If you have questions about a specific item ,
call the Department of Solid Waste Management
at 301-600-1848 and press 0 to reach an attendant.
This is a valuable service the county is offering all residents. Make it a RED letter day on your calendar. If you do it now , you will be way ahead of the game by next Spring and won't have nearly so much to clean.
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I am a real estate professional providing excellence through integrity, service and commitment. Servicing Montgomery, Frederick, Washington and Howard Counties
I have been a resident of the Frederick County area off and on since 1978, currently residing in New Market with 3 of our 6 children. My career in real estate , the six children and our min-dachshund "Lady" keep me as busy as an old vaudeville "Plate-Spinning" act. But honestly I don't think I would have it any other way.
I have been actively servicing my customers and clients real estate needs for over 14 years now. In 1999 I made the move to RE/MAX Realty Group and have been happy ever since, to this day I wonder why it took me so long. We have years of experience to draw on amongst the dedicated agents ,and a professional and efficient support staff to depend on.
I enjoy finding the perfect property for my clients , no matter what their needs may be at the time and creating a "Seamless transaction" for them from start to finish. The majority of my business is referral based from my past clients , "Sphere of Influence" , and old fashioned good luck of being in the right place at the right time.
I am a member of the following:
RE/MAX International
National Association of REALTORS
Maryland Association of REALTORS
Greater Capitol Area Association of REALTORS
Metropolitan Residential Information Systems
RE/MAX 100% Club
Experience - Licensed for over 14 years. Servicing Maryland to include Montgomery, Frederick, Washington, Howard, Prince Georges Counties and Baltimore City.
Services included and not limited to: Residential - Representation of Sellers & Buyers for the following - Investment , Starker Exchanges, Move-up Buyer , Agricultural and Farm , First-Time Buyer, Empty-Nester, 55+ Communities, "Short Sales" ,Pre-Foreclosures, Auctions, REO's, RELO's and/or Corporate Housing , Luxury, & Historical properties.
Conduct monthly Homebuying seminars within the community for Homebuyers & Investors
Provide BPO's for Servicing Companies within a 3 County area
Affiliations with Certified Contractors, Home Inspectors, Lenders, Insurance Agents & Settlement Attorneys to ensure that our clients as well as our customers experience a "Seamless" transaction.
If you have any real estate questions in regards to buying or selling a home , or investment property feel free to e-mail me at Lauragray@mris.com
Hi Laura We wanted to tell you thank you for all what you had done for us. -Sincerely, The Smith Family (Mr. & Mrs. Conroy Smith)
Laura Our thanks is truly from our hearts, thank you for all you gave in helping us to find a home that we absolutely adore! Many blessings to you. - Melody Boyette-Hendricks
Dear Laura,
We just wanted to thank you again for your help at the auction. It was very interesting, and educational. We are excited about our start in investments, and look forward to working with you more. - Chris and Pat Gillen
Laura, Thank you so much for all of your assistance over the past couple of months. We were able to get at least two coats of paint up in the family room and will be finishing up the eating area this week. We are also hoping to move in the furniture and spend out first night in the place this coming weekend. - Matt and Lori Siuta
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