The day started out like any other...but the howling wind and pounding rain reminded me the Jersey Shore was still in the middle of some strange weather confluence.
Sounds like the beginning of a bad novel, but this was my morning. It didn't stop there!
I drove through flooded streets to make it to a termite inspection, only to find the copy of the key that was provided by the listing office hadn't been tested and didn't work!
I wasn't looking forward to it, but then I made the hour drive an hour to my next appointment. So, I recite affirmations and I continue on. Appointment done.
Arriving at my home office, I check my email. It's a habit. In my inbox, I read the following...
Laura,
You have really impressed me throughout this process. Thank you for looking out for the small details to make things go so smoothly.
Dawn J, Wells Fargo
This email was sent before I drove through flooded streets. The email was sent before I did what I promised today. We'll close in the next few weeks on this home, but this little note will stay with me forever!
Take the time to say good job; to another agent or to a contractor you're working with. Yea, we're doing our jobs, but we all love to know we're doing it well!
So, go ahead make my day!!!
Or more important...make someone's day. It doesn'T hurt!
Can I use the expanded and extended tax credit program to buy a home in New Jersey if I don’t have perfect credit?
You might have thought that you couldn’t meet the deadline to qualify for a tax credit on a home purchase because your credit score is less than perfect. But the expanded and extended tax credit program to buy a home in New Jersey is now law, and you have six more months! That will give you some room to work on your credit score.
The extended tax credit program offers first time home buyers six more months to get a home under contract to qualify for the $8,000. The expanded tax credit program allows homeowners, who’ve lived in their homes for five of the last eight years, to qualify for a $6,500 credit.
The first step to see if you can take advantage of the expanded and extended tax credit program to buy a home in New Jersey is to check your credit score, and work on improvements.
The best place to learn about your options to check your credit and increase your credit score is to speak with a mortgage professional. You can click here for a list of active mortgage professionals in New Jersey…they’re part of the ActiveRain professional real estate community.
The higher your credit score, the easier the mortgage approval process. Your credit score is made up of your payment history, the amount you owe, the length of your credit history and the types of credit you have.
Very simply, your credit score improves by paying bills on time, paying down credit card debt and having lines of credit.
But a mortgage professional after reviewing your credit report can offer suggestions to tweak your score. It’s important to speak with some one experienced in the world of home finance because, while not mysterious, credit scores are quirky.
This simple step will get you on your way to taking advantage of the expanded and extended tax credit program to buy a home in New Jersey if you don’t have perfect credit.
If you’d like some suggestions on mortgage professionals I’ve worked with feel free to contact me. And when you're ready to buy, give me a call!
Homes for sale in Tuckerton - October, 2009 Housing Market Report
Tuckerton, NJ |
New Listings |
Under Contract |
Expired |
Sold |
Days on Market |
Median Sold Price |
October 2009 |
8 |
9 |
9 |
7 |
167 |
$157,000 |
October 2008 |
13 |
7 |
14 |
6 |
117 |
$267,500 |
Homes for sale in Manahawkin - October, 2009 Housing Market Report
Manahawkin, NJ |
New Listings |
Under Contract |
Expired |
Sold |
Days on Market |
Median Sold Price |
October 2009 |
94 |
47 |
35 |
32 |
110 |
$282,450 |
October 2008 |
92 |
23 |
56 |
33 |
122 |
$298,500 |
The number of homes for sale in Manahawkin (inventory) was down in October, 2009 over 2008 by more than 100 units.
As you can see, prices are also down. With enactment and expansion of the homebuyers tax credit, I expect the prices of homes for sale in Manahawkin to continue to inch up. The median sold price of homes in Manahawkin increased in October, 2009 more than $10,000 over September, 2009.
If you'd like neighborhood specific information on homes for sale in Manahawkin (Stafford Township, NJ), or are interested in pricing your home to sell, contact me via email or phone.
Keller Williams Realty - Atlantic Shore
Laura Giannotta
609-384-6121
Laura@JerseyShoreViews.com
Homes for sale in Little Egg Harbor - The October 2009 Housing Market Report
|
Little Egg Harbor, NJ |
New Listings |
Under Contract |
Expired |
Sold |
Days on Market |
Median |
|
October 2009 |
67 |
43 |
57 |
29 |
124 |
$217,000 |
|
October 2008 |
56 |
23 |
62 |
21 |
126 |
$219,000 |
There are just over 300 homes for sale in Little Egg Harbor, NJ. Last year (2008) at this time there were 435 single family homes for sale in Little Egg Harbor.
Fewer homes were listed last month, and prices are inching up in Little Egg Harbor. The median sales price in October, 2009 was $2,000 more than in September.
With these market trends this might be the perfect time to buy or sell a home in Little Egg Harbor.
If you're looking for homes for sale in Little Egg Harbor, NJ, call or email me. I'll get you the neighborhood specifics you need.
Keller Williams Realty - Atlantic Shore
Laura Giannotta
609-384-6121
Laura@JerseyShoreViews.com
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Client Service and Satisfaction Is My Goal! Meeting your real estate needs in Waretown, Barnegat, Manahawkin, Long Beach Island, Little Egg Harbor, Tuckerton and northern Atlantic County.
I'm a resident of southern Ocean County (residing in Manahawkin) with a great interest in community service, local government and politics. So when you are ready to buy or sell, if I don't have the answer to a particular question, you can bet I know where to get it!
My experience in getting short sales to the closing table, in depth comparitive market analyses, and comprehensive marketing plans, ensure the job gets done!
I specialize in home and land sales in southern Ocean County; Homes in Waretown, homes in Barnegat, homes in Manahawkin, and homes on Long Beach Island. I also list and sell homes in Eagleswood, Little Egg Harbor and Tuckerton. In northern Atlantic County, my service area includes Smithville (Galloway), Absecon, Plesantville, Egg Harbor and Mays Landing.
Though not required in NJ, I take continued education seriously. I am an Accredited Buyers Representative (ABR), a designation awarded by the National Association of REALTORS for advanced training in all the facets of representing buyers.
In 2008, I also became a certified e-PRO REALTOR. I have extensive training in web based marketing and advertising!
Let me put my experience and training to work for you!
A Background of Client Service & Satisfaction
I was born and raised in New Jersey. At various points I've called Essex, Morris, Ocean, Somerset, Union, Mercer and Middlesex counties my home.
I wasn't raised in Ocean County, though it was my first stop after graduating from New Mexico State University in 1976.
Immediately I was taken by the great variety of natural beauty...from the ocean views and tidal wetlands to the vast pineland reserves and the wealth of history that dwells in its boundaries. Not to be taken for granted is the great mix of newcomers and the children of generations of pinelands residents.
My degree is in Journalism & Mass Communications. Professional experience includes:
WOBM FM News Director, announcer, reporter, talk show host.
COMMUNITY OUTREACH on local, legislative, state and federal political campaigns for both parties.
CONSTITUENT SERVICE Directed outreach and service for various state legislators and several state government departments. I was appointed by both Republican and Democrat Governors.
HOSPITALITY SERVICE/MANAGEMENT from fine dining to wedding planning and service supervision.
REALTOR ASSOCIATE making dreams come true!!
As you can see my professional life has been spent working with people from all walks of life, understanding their concerns and bringing all parties to successful solutions...tailored to meet their needs.
I bring a unique view the local real estate market...win win situations.
Volunteer Activities 
Habitat for Humanity, helper, painter and all round gopher!
Friends of the Barnegat Library, vice President
Women's Council of Realtors, Communications Director
If you are interested in getting involved with any volunteer activities in southern Ocean or northern Atlantic counties, please call me!
Keller Williams Atlantic Shore Laura Giannotta 609.384.6121 Homes for sale in Waretown, Barnegat, Manahawkin, Eagleswood, Little Egg Harbor, Tuckerton and northern Atlantic County!
"We couldn't have done it without you! We're extremely happy in our new home." Mark and Susan, Barnegat
"This closing could never have taken place without your knowledge and persistence. Even though I had to relocate prior to the closing, you made sure all inspections and certifications were in place and that the closing was smooth. Thanks so much." Eileen, South Carolina (sold in Waretown)
ActiveRain Corp. is not responsible for the accuracy of the site's content (which is written by members of the ActiveRain Real Estate Network) and does not endorse the views of the real estate agents, mortgage brokers, and others listed here.
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