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Laura Staude

Price Reduction $46,900 Duplex Lot Lake Mills WI 53551

11-25-09
Laura Staude
Laura Staude | Century 21 Crossroads Realty | 920-699-8121
Lot 11 Tyranena Ridge, Lake Mills, WI
Laura@LaurasRealEstate.com
.319 acres Vacant Land
offered at $46,900
Lot Size .319 acres

DESCRIPTION

Hard to find duplex lots! Choose your own builder or we can recommend a few to you. Over 1/3 acre with easy access to I-94. Can also be built as zero lot line homes. More lots available. Impact fee is payable to the City of Lake Mills at the time of obtaining a building permit.

see additional photos below
LOCATION FEATURES

- 920.699.8121


OTHER SPECIAL FEATURES

- Laura Staude

ADDITIONAL PHOTOS


Lot 11

Reed Street

Reed Street
Contact info:
Laura Staude
Century 21 Crossroads Realty
920-699-8121
For sale by agent/broker

powered by postlets Equal Opportunity Housing
Posted: Nov 25, 2009, 10:41am PST

Homebuyer Tax Credit Extension!

11-10-09
Laura Staude

Congress has passed the home buyer tax credit extension!

Here are some great links with information!

http://www.wra.org/pdf/government/2009_NAR_IssueBrief_HomebuyerTaxCreditChanges.pdf

http://www.wra.org/pdf/government/2009_NAR_FAQ_TaxCreditChanges.pdf

Please call or email me today for more information!

Laura Staude

Century 21 Crossroads Realty

920.699.8121

Laura@LaurasRealEstate.co

www.LaurasRealEstate.com

Price Reduction Fort Atkinson 3.5 Acres Hwy 106 $89,900

10-15-09
Laura Staude
Laura Staude | Century 21 Crossroads Realty | 920-699-8121
3.5 Acres Hwy 106, Fort Atkinson, WI
3.5 Wooded Acres
3.5 acres Vacant Land
offered at $89,900
Lot Size 3.5 acres

DESCRIPTION

Build your dream home on this beautiful wooded 3.5 Acre lot in the country. Slightly sloped land may allow for an exposed lower level. Percs for a conventional septic system

see additional photos below
LOCATION FEATURES

- Wooded Lot


OTHER SPECIAL FEATURES

- Country Setting

ADDITIONAL PHOTOS


Photo 1

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Photo 6
Contact info:
Laura Staude
Century 21 Crossroads Realty
920-699-8121
For sale by agent/broker

powered by postlets Equal Opportunity Housing
Posted: Oct 15, 2009, 8:04am PDT

Top 10 house-buying mistakes

03-03-09
Laura Staude

Buying a house is the largest investment most people ever make. Yet all too often it's a decision made in haste without adequate preparation. Use our list of common house-buying mistakes to avoid costly regrets.

1. Going it alone. Buying a house is a complex transaction. Even if you don't use an agent, you'll need a complete, dependable team: lender, lawyer, inspector, insurer, as well as referrals and advice from friends and family. Enlist the help of these individuals early in the buying process.

2. Buying at first sight. You may be in love with the place, but does it fit your family's needs and budget? Make a list of your needs and wants and make sure the house fits your requirements. Check out the neighborhood and the community before you buy by visiting at different times of the day and week to learn about noise and traffic patterns. Even if you don't have kids, check out the local schools to make sure your resale value will be good.

3. Not getting pre-qualified and pre-approved. Being pre-qualified gives you a general idea of how much you can afford to borrow. Being pre-approved means a lender has verified your information and credit rating and agreed to provide you with a specific amount of money. You are in a better position to go house hunting knowing exactly how much you can afford and that you have financing.

4. Overbuying. You may qualify to borrow more, but can you afford to? Analyze your monthly costs: debt, food, transportation, entertainment, and savings. As a general rule, your total monthly debts, including your mortgage, should not exceed 36 percent of your income before taxes. Be sure to budget enough to cover closing costs (often two to five percent of the home's purchase price), plus moving, redecorating and maintenance. Allow for increases in ongoing expenses such as utilities and taxes.

5. Misplacing your trust. No matter how much you like the agent, sellers, inspector, or the guy down the block who vouches for them, remember this is a business transaction. Your decision is binding. Do your own research and know your support team's roles and responsibilities.

6. Relying on oral agreements. Get it right and get it in writing. Written agreements almost always trump oral ones when it comes to contracts. If the offer says the lawnmower is negotiable, but the agent says it's included, get it in writing.

7. Skipping the fine print. You need to understand what you're signing before you pick up a pen. Ask for documents in advance, make time to read them and ask questions. Get copies of your mortgage papers a few days ahead of closing.

8. Forgetting or betting on resale. Avoid buying a home that costs 50 percent more than neighboring homes and think before buying the most expensive home on the block. Your neighbors' lower home values will weaken yours. Remember, markets change. If you buy intending to flip your investment and the market falls and you have to sell, your selling price may not be enough to even cover your mortgage.

9. Making an unconditional offer. Protect yourself with at least two of these contingencies in your offer:

- Mortgage financing -- You're pre-approved, but is the house? Before a bank will lend you money, it will want a formal appraisal of the property to confirm that there is sufficient equity in it to warrant the loan. If the house appraises lower than the sales price, the loan may be declined.

- Inspection -- never buy an existing or new home without a thorough home inspection. Walk through the home with the inspector to learn more about the house and any concerns he or she may have.

- Insurance -- confirm you can get adequate coverage. In some areas, it's difficult to get hazard insurance.

10. Having buyer's remorse. No place is perfect. There will always be surprises. Don't let a few initial blips spoil the whole ride. And don't miss a great house waiting for the perfect one!

from: http://www.lendingtree.com/smartborrower/first-time-home-buyers/buying/top-10-house-buying-mistakes/