Kathleen Culley

About Us:

For fast loan approvals and the best financing options, Principal Financial Mortgage is located in our office for your convenience. Mortgages are not one size fits all.

** Please note: We do not list properties for sale. All properties located in the MLS home search are listed by listing agents in a different company. They offer Buyer Agents a fee for bringing a qualified buyer. This is how we get paid. You get 100% representation without paying for it. What a Deal!

Areas of Expertise

100% Buyer Representation

Buying a Home? We'll take the time to listen to your needs and desires, and find your dream home, whether you are looking in St Pete Beach Florida Real Estate, Clearwater Florida, or the surrounding Tampa Bay area. Your total satisfaction is our number one priority. We have financing options for your "Initial Purchase" Mortgage (including plans for 100% financing), First Time Home Buyer Programs, Down Payment Assistance Programs, and Refinancing or you can bring your own Mortgage Vendor.

Relocating to the Tampa Bay Area? If you are moving to our area, we can assist you in collecting the information you need, and make your transition as smooth as possible. Feel free to contact us for home finding assistance and area information whether in St Pete FL Real Estate or the Tampa Bay area.

Tampa Bay Real Estate Market, including but not limited to:

Tampa, Brandon, Riverview, St Petersburg, Clearwater, Largo, Seminole, Dunedin, Palm Harbor, Tarpon Springs and our great Gulf Coast Beach area.

Your Paradise in Florida is waiting!

Testimonials

"Kathleen's website is a great resource to view properties ahead of time. She also provided a listing sheet on those properties I was interested in, which gave me more complete information. After organizing a days worth of showings, we spent a long day looking at all of the properties. On the second day I found the property I was looking for. We put in an offer only to find out there was another offer in on the same property. But with Kathleen's expertise my offer proved to the strongest and was accepted. I am very pleased with Kathleen's realtor skills."- Ingrid Landgraf

"Thank you so much for all your help in getting us into our new home! We were so intimidated by the process but your friendly support, can-do attitude, clear understanding of *our* goals and concerns, as well as your professional guidance made the whole process go as smoothly as possible. While we were searching we felt like we were your only clients and that really helped us feel secure. We really valued the feedback we got from you on the properties we looked at since we knew you were only working for us. Loren's prior experience as a home inspector was invaluable to us as we tried to evaluate properties -- as you know we needed to avoid "high maintenance" surprises. Thanks to your recommendations we were able to assemble a team of really top notch people to help us from the mortgage broker to the home inspector. We wouldn't have known who to trust, but we trusted you and it all worked out better than we dared to hope when we first jumped into the house buying pool! We couldn't be happier with the result!" -David and Sarah Campagna

"This was my first time buying a home, so I really appreciated someone with experience working on my side. Kathleen was always on time, showed me the kinds of homes that I was interested in, and helped me evaluate and explain things that I wasn't familiar with. Overall this was a positive experience and I would use her again if I were to buy another home in the area. Thanks so much!" -Rodlie Ortiz