Lisa Long

Realtor® Lisa Long for all your Real Estate Needs

Lisa Long- Realtor®

My name is Lisa and I have been married for over 23 years. My husband and I have three children. Having children I've become a master negotiator; scheduler and I always have to be on top of things at all times. Doing the same for my clients is very important to me. It doesn't matter if you're a Buyer or a Seller you will have my full commitment. It is just a matter of doing business the right way.

My home is very important to me, not just the investment but the way my family and all our friends are at ease when we are together. I have lived in Atascadero, Paso Robles, and San Miguel and each place has had it's own unique style.One thing is true for all of theses towns, I have meet some really Great People and attended some fun events including the Kids day in the Park,Wine Festival, Mid-State Fair and the Olive Festival. Paso Robles and the surrounding area offers so much and I'm happy to be a a part of it all.

Professionally I have experience working in the Interior Decorating business. Starting out in production, moving up to sales and management. The experience I have will better assist you when staging your home to sell. It also gives me the vision to see past the outdated and easy to change items when buying your new home. I know how important this is to you. I'm here to make it easier your real estate experience easier. In the start of my career I worked for a private lender and private investors and It was my responsibility to do Evaluations on properties. I understand the CMA aspect of the job and know how important it is to have an honest value.

I'm here to raise my family and work. I love The North County and all the seasons it brings. This is a great community and there are great opportunities for home buyers and sellers. It would be a privilege to help you with the buying or selling of your home. Please contact me with any questions you may have.

Give me a call at (805) 610-4314 or visit www.CentralCAliving.com today for more information.

Residential Real Estate Expert

I specialize in People. By that I mean, I find out what everyone needs, and wants and I do my very best to deliver! First time home buyers always have that element of excitement and appreciation. But I also specialize in up scale homes, who wouldn't appreciate the workmanship and detail that is put into a home of that value. Investors are all business and that brings on a completely different aspect to my career. This is what makes me love what I do and makes me great at it. So weather you're a Buyer, Seller, or an Investor I will be committed to you!

Testimonials:

There are many things I can say about the high quality of service I provide to my home seller and home buyer clients, but probably none would be as credible as testimonials from some of my recent clients themselves.

So please take a moment to read the following testimonials. I hope they indicate my experience and integrity, as well as make it clear how much I enjoy helping people with their real estate needs.

"I am so thankful that you were my agent in my recent real estate sale. I appreciate your dedication, knowledge and just your helpfulness. From your open house to the actual sale you have guided me through many perils, and to top it off you are a genuine nice lady"

Sincerely,

T.Webb,

Paso Robles

"I can't thank Lisa enough for all that she did to help us with our home purchase. She was always on top of everything and communicated with us daily to keep us informed. She was very professional, yet always personable and down to earth. She even made the home buying experience easier on my children who were tired of being dragged everywhere! It is so nice to find an agent who is honest and hardworking."

M.White

Paso Robles

There is no better gift than a satisfied customer. I do my very best to see my clients are well taken care of. If you're looking for an agent In the Paso Robles, Templeton, San Miguel or Atascadero area or know someone who is, give me a Call.(805) 610-4314

Your Agent Matters, Choose a Realtor®

Why is it that some beautiful homes in our area seem to be on the market far too long? Or that some of our neighbors seem to settle for less than their home is worth?

Your Agent Matters.

Selling a home today does not have to be complicated, but it does take two things: knowledge and systems.

As your neighborhood professional REALTOR®, I understand

The most likely buyer for your home;

How much they will pay;

How they like to be marketed to; and

What you can do to reach this buyer.

You deserve an agent with the systems to sell your home for the most money, with as little hassle as possible.

To put my knowledge of systems to work for you, contact me Lisa Long Your Local Real Estate Agent.

I have proven techniques to sell your home. The key is to bring in the buyers. Without them you won't be able to sell. Call me today and I will give you a free CMA of your home. Let me tell you how I will bring you buyers to get your home sold

WWW.CENTRALCALIVING.COM

http://activerain.com/groups/youblog

As a Paso Robles Real Estate Expert, I regularly track everything currently for sale. In many instances, I know of homes in the North County that are not yet listed on the Multiple Listings Service (MLS).

If you're looking to buy a home, please visit Dream Home Finder. I'll respond as quickly as possible with all the current listings that match your criteria, as well as send you updates as matching homes come on the market. This service is free of charge and implies no obligation.

http://pasorobleshomes.blogspot.com/

10 Home Finance Mistakes You Can't Afford

Most advice columns tell you what you should do, but just as importantly, there some things you shouldn't do. Here are 10 frequent home finance mistakes that consumers make - and that you should avoid.

1. Don't choose the wrong mortgage: With the advent of instant refinancing, home loans are no longer the lifetime obligations they used to be. Still, you don't want to be saddled for even a short period of time with the wrong mortgage.
   Investigate all your options, then lay your choices side-by-side and do the math, making sure to compare worst-case scenarios. Be sure to look at initial interest rates, future interest rates and payments (if different), and the possibility of prepayment penalties.
2. Don't confuse "preapproved" and prequalified" with a loan commitment: These are debatable terms in real estate because not all lenders define them the same way. In fact, one leading real estate dictionary contains neither expression because their definitions are uncertain.
   According to one school of thought, when you are prequalified, the lender is making an educated guess about how much you can borrow based on information you've provided. When you are preapproved, the lender has verified everything you have told him or her and is offering to lend you up to a given amount at current interest rates - under certain conditions.
   Whether prequalified or preapproved, final clearance and a check at closing - a loan commitment - are subject to an appraisal satisfactory to the lender, good title, a last-minute credit check and other verifications. When meeting with lenders, always ask how they define each term and what additional steps will be required to actually obtain a loan.
3. Don't have too much credit: Excessive credit is almost as bad as no credit or even bad credit. Even if you pay your bills on time, lenders tend to focus just as much on how much credit you have available to you as they do on timeliness. So being up to your ears in car loans and credit cards is a sure way to be turned down for a mortgage. Postpone any major purchases until after you buy your house.
4. Don't lie on your loan application: Exaggerating your income on a mortgage application or putting down other untruths can be a federal offense. Lenders rarely prosecute liars, but if they find out later, they can call your loan due and payable.
   And don't ever sign your name to a loan application that is not completely filled out, either. Loan officers have been known to stretch the truth to get a client approved, but it's the borrower who ends up paying the price, often in the form of unaffordable monthly loan payments.
5. Don't hide if you can't make your payments: The worst thing you can do is ignore phone calls and letters from your lender when you are behind on your payments. Lenders have many options at their disposal to help keep borrowers from losing their homes to foreclosure. But they can't do anything for you unless they can talk to you about your difficulties. Lenders are the enemy only if you give them no other choice.
6. Don't skip a home inspection: Failing to make your purchase contingent on a satisfactory home inspection could be a costly mistake. Independent home inspectors examine houses from stem to stern. They'll be able to tell you whether the roof and/or basement leaks, whether the mechanical systems are in good shape and how long the appliances should last. They can't report on things they can't see, but at least their trained eyes are better than yours. So don't pass just to save a few hundred dollars - it's money very well spent.
7. Don't hire just any agent to sell your house: All real estate agents are not the same. You want to work with an agent who specializes in your neighborhood and who is a top producer. Ask your candidates how they plan to market your house, what you can do to make the place more attractive to prospects and what you should set as a selling price. If you don't like any of the answers, look elsewhere. And above all, stay away from relatives; unless Aunt Amy or Nephew Nick fit the description above, keep looking.
8. Don't fail to check out a contractor's credentials: Never, ever hire a contractor who knocks on your door or says his prices are good for only a few days. Reputable contractors don't solicit door-to-door, and they don't cut prices just because they happen to be in your neighborhood. Check out potential contractors thoroughly by calling several of their past clients, their bankers and suppliers, your local better business bureau and your local consumer affairs agency.
9. Don't pay a contractor too much upfront: If a contractor asks for more than a third of the contract price as a down payment, chances are something's wrong. At worst, he's a scam artist who has no intention of returning after he cashes your check. At best, he's undercapitalized and can't afford to purchase materials on his own. Or, in between, he could be using your money to pay workers on another job. Also, never give a contractor cash.
10. Don't burn your mortgage: It's a wonderful feeling when you make your last house payment. After all, the place is now yours, all yours. Many people celebrate by holding a mortgage burning party. But they torch the original document. Don't. Make a copy and burn that instead. Keep all your loan documents in a safe place.