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Cedric (Ced) Reynolds - (909) 597-3502

Are We Really Thankful This Thanksgiving?

Thanksgiving is a time when we reflect on our lives and give thanks for whatever has transpired. We look back over time and realize how grateful we are for what we have accomplished. No matter how things have been we can always find something to be thankful for.

Here's what I'm thankful for:

For my relationship with the Lord because without him I could do nothing

For my wonderful wife who is still alive after 19 years on dialysis and blesses me everyday

For our son who has turned out to be a fantastic Christian young man

For my mom who is always a support in every endeavor of my life

For my parents in law who have helped with the caregiving of my wife

For my congregation which has grown immensely during a seemingly tough season

For my business partners and associates who have helped me succeed in business

I am truly thankful this Thanksgiving. Everyday is a day to give thanks...

Happy Thanksgiving,

Ced Reynolds

Forbes top Return on Equity Companies

Rank

Company Sales ($mil) Sales Growth EPS Growth ROE
130 Pre-Paid Legal Services 460 193 145 1
30 Pros Holdings 71 134 16 2
16 Houston Wire & Cable 375 78 5 3
15 Middleby 616 104 31 4
34 American Reprographics 723 159 27 5
27 LSB Industries 641 110 4 6
20 Strayer Education 354 67 124 7
83 Gencor Industries 82 197 29 8
36 Volcom Inc. 313 17 90 9
37 NutriSystem 736 1 2 10
8 LHC Group 332 9 50 11
5 PetMed Express 198 48 54 12
28 Under Armour 676 3 22 12
95 Landauer 89 186 196 14
97 Computer Programs & Systems 113 167 174 15
12 Hittite Microwave 171 13 18 16
4 Quality Systems 200 39 49 17
2 DXP Enterprises 632 55 28 18
22 j2 Global Communications 226 21 78 19
41 Bankrate 133 40 183 20
19 Transcend Services 45 36 34 21
58 FactSet Research Systems 576 86 106 22
102 Rocky Mountain Chocolate Factory 32 147 57 23
14 Dynamic Materials 219 18 25 24
17 Berry Petroleum 677 24 52 25

It ain't bragging when Forbes says it...

How would you like it if your company was among the top 200 in all of the United States. Hopefully you would be as excited as I am. This isn't our first time being among the top 200 in the country.

Take a look at what Forbes.com has to say about Prepaid Legal Services.

The 200 Best Small Companies

#130 Pre-Paid Legal Services

10.08.08, 6:00 PM ET

CONSECUTIVE YEARS ON 200 BEST 2
2007 RANK 120

Pre-Paid Legal Services ( PPD ) provides members access to legal services through expense plans

Sales Latest 12 months $460 mil
Net income latest 12-mos $54 mil
Net margin 12%
BOARD OF DIRECTORS SCORE 1
REL. TO INDEX 20
REL. TO INDUSTRY 48
Growth
EPS 5-Yr Avg 15%
Last 12 Mos 10%
Sales 5-Yr Avg 6%
Last 12 Mos 3%
PROFITABILITY
return on equity 5-Yr Avg 97%
Last 12 Mos 100+%
RANKING
5-YR AVG ROE (Return on Equity)
#1
12-MOS SALES GROWTH 172
12-MOS EPS GROWTH 123
5-YR SALES GROWTH 193
5-YR EPS GROWTH 145
Stock performance relative to industry 150
Market Data
MARKET VALUE $469 mil
RECENT PRICE $39.65
12-mos total return -29%
2008 P/E estimate NA
< Previous: ESCO Technologies
Next: Stratasys >
We are always looking for associates to help us help consumers get equal access to the justice system. Contact Ced Reynolds @ (909) 597-3502 or visit GreatCareerPlan.com

Educate yourself before you buy anything

Often when we try to sell a product or service people get turned off. The reason is nobody really wants to be sold. On the other hand, people do like to buy. So how do we get past this challenge? The answer is simple. Educate rather than sell.

It's even more than consultative selling. The question and answer approach is nice but most savvy consumers recognize even these polished sales pitches. To educate is to present information without pressing a person to decide rather they like what your offer is or not.

In my business, education is key. To twist somebody's arm and guilt them into buying our product only results in them canceling their membership. Even though I might have a great product that people need, the fact is that when pressure is put on the prospective client, they can't really hear the truth about the benefits of my offering.

If you are in a position where you want to learn without pressure the benefits of owning a membership that helps you through the events of life visit the web presentation at Learn More Now

This is an instructional piece that will help you get the understanding you desire without me or anybody else hovering over you.

Enjoy,

Ced Reynolds
cedreynolds.com

Community Legal Services and Middle Income Families

Once in a while I come across a person who wants to know about community legal services. For the most part they have reached the lowest limits of their financial situation. One of the most unfortunate things is to need legal help and not know where to get it or be able to afford it.

One thing that most middle income folks who fall on hard times don't know is that when they fall below the middle income level, there are a host of free services provided for them. Of course because they have never had to access them before they have no idea of these services. One of these services is community legal services. The good thing about the internet today is all a person has to do is google what they are looking for and they can find it. Unfortunately one of the last things that is on the mind of a person in a stressful life event is google.

Although community legal services offer help to lower income families, what does a middle income family do when they need legal services? After all even the middle class in today's economy would have a tough time securing legal help if it was needed. The equity in our homes used to be our safety net. Today it's sort of a toss up. It will depend on where the economy is on the given day you were in need of legal asssitance.

With community legal services only being available to lower income families and the middle income families not qualifying there has to be a better way. There is. It's called Prepaid Legal Services.

Did you know that 80% of Europeans have a Prepaid Legal Plan? Did you know that less than 3% of Americans even know about Prepaid Legal Services. Those in the Real Estate and financial services field for the most part have heard of it. But only a fraction of the Realtors and Financial Services professionals I know own a Prepaid Legal Plan.

If you are looking for a way to better serve your clients before they fall into hard times, consider learning the benefits of owning a Prepaid Legal Plan.