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Cedric (Ced) Reynolds - (909) 597-3502

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The Value of knowing a CITRMS

03-21-09
Cedric (Ced) Reynolds - (909) 597-3502
My New designation as a CITRMS (Certified Identity Theft Risk Management Specialist) affords me the opportunity to speak to issues pertaining to identity theft in the workplace and how it effects the lives of your clients. as I speak with business owners everyday they are more and more aware that their businesses are in danger because of the massive amounts of non-public information they store on their customers. Their biggest challenge is that their employees don't quite value their business the same way. What I mean is that business owners realize that if any of their customers identity is breached and the initiation of the breach leads back to them, the consequences could cost them dearly.

Rather it's the employee or the business owner, identity theft can cause a nightmare in a person's life. Just imagine someone purchasing a home in your name? Just imagine someone taking out a loan in one of your client's names? Just imagine being the person who sold the home or the person who originated the loan? These are troubling things to think about.

While identity theft can't be stopped there are a few things that people out to be aware of. Our credit identity is not the only identity thieves want. There are actually five areas of identity theft and credit is near the bottom of the list believe it or not.

Here are the five areas of identity theft:

1. Driver's License Identity
2. Social Security Identity
3. Character/Criminal Identity
4. Medical Identity
5. Credit Identity

As you can see any when any of these areas are breached there is not just a chance a person will have challenges. The reality is that we are identified with the numbers all of these areas of identity have. It's not how we look or who identifies us as who we say we are. These forms of identity are our proof that we are who we say we are. If another person has your identity, they can in fact prove they are are you (at least for a while). Although we can get our identity restored, the problems from the time you discover it's been breached to the time it's restored (about 600 man hours later) can be unreal.
Most people realize that identity theft can no more be stopped just as burglary can't be stopped. But just like the installation of an alarm can curtail burglars, so can identity theft coverage curtail identity thieves. The only difference here is, although you might get your items replaced after you have been burglarized, you don't want a replacement identity, you want your identity. Our identity is really all we truly have. Stuff can be bought again if it's broken or stolen. But our identity is ours until we die and even after we die.

The answer to the challenge of identity theft is not easy but it is one that is being studied by our government, researchers and colleges and universities. But what do you and your clients do in the mean time? Just like you got the alarm, get identity theft coverage. The key is getting coverage that provides daily monitoring of the five areas of identity theft and restoration of your identity if it's breached.

Ced Reynolds

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FSBO - Friendly Seller, Bring Offers

03-14-09
Cedric (Ced) Reynolds - (909) 597-3502

FSBO could mean "Friendly Seller, Bring Offers" The truth of the matter is that anybody looking to sell is looking for the best offer they can get.  If you have an offer that makes sense (and dollars), maybe you should consider contacting FSBO's.

I'm not a Realtor but I do contact FSBO's.  I find them rather interesting because most of the ones I've contacted really have a sense of the basic logistics of selling a home.  Perhaps because they have been through the sales transaction process a few times they feel confident that they can handle the details with the help of the right professionals.

When I come along, I simply offer them "crucial assistance" that they thank me for because it helps them save money and headaches pertaining to the legalities of selling their home.  Getting all their documents and contracts reviewed is something that many people just don't consider so they end up paying an attorney a few hundred bucks here and there and that really adds up.  The service of an attorney is important rather people sell their homes themselves or they use a reputable Realtor.

What if you took the time to connect with FSBO's by not only bringing them good offers but just point them in the direction of a good attorney to help avoid spending tons of money and avoid spending sleepless nights worrying about their Real Estate transaction.

These days people are not only concerned about saving money but also how not to lose money.  We can be there as professionals to help them help themselves.  We have to remember we sometimes have to serve our clients even before they become our clients.

I hope this blog has served you with a nugget or two as you talk with FSBO's.  Please keep me in mind as you connect with FSBO's.  I offer an affordable legal service that can help you help FSBO's and your other clients. Keep in mind that working with FSBO's could be your best source of referrals.

Ced Reynolds

 

 

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Interview with Investor Doniel Tiggs

02-23-09
Cedric (Ced) Reynolds - (909) 597-3502

Today I had a great opportunity to interview a great Real Estate investor and business owner, Doniel Tiggs.  Listen in an pick up some pointers on how he compares some of his businesses with each other.  Doniel is a member of the Small Biz Prayer Network and enjoys training.  One of the training venues he uses is video.  He uses real life experiences to demonstrate how business functions.  You can find out more about Doniel @ Doniel Tiggs Profile.

 

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Make is a blessed day,

Ced Reynolds

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Tired of pep talks?

02-16-09
Cedric (Ced) Reynolds - (909) 597-3502
Start your day off with a blast. Join Ced as he encourages you to get going today for the rest of the week. There's nothing like starting your week off strong and ending strong. Perhaps you had a tough last few weeks or months. Get ready for your Monday dose of inspiration that will help you make the most of this week. This is more than a pep talk. Ced comes to you from personal experience and relates a passion to help you motivate yourself the rest of the week.
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Enjoy,

Ced
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Monday Morning with Pastor Ced

02-09-09
Cedric (Ced) Reynolds - (909) 597-3502
Small Biz Prayer Network Monday Morning with Pastor Cedric 2/9/09 Listen in as Pastor Ced talks about leadership in our era and how we should be flexible. Find out how you have been leading. If you need prayer, we want to pray with you for God's best in these uncertain times.

Have a great day,

Ced
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