10.08.08, 6:00 PM ET
CONSECUTIVE YEARS ON 200 BEST 2
2007 RANK 120
Pre-Paid Legal Services ( PPD ) provides members access to legal services through expense plans
Sales Latest 12 months
$460 mil
Net income latest 12-mos
$54 mil
Net margin
12%
BOARD OF DIRECTORS SCORE 1
REL. TO INDEX
20
REL. TO INDUSTRY
48
Growth
EPS
5-Yr Avg
15%
Last 12 Mos
10%
Sales
5-Yr Avg
6%
Last 12 Mos
3%
PROFITABILITY
return on equity
5-Yr Avg
97%
Last 12 Mos
100+%
RANKING
5-YR AVG ROE (Return on Equity)
#1
12-MOS SALES GROWTH
172
12-MOS EPS GROWTH
123
5-YR SALES GROWTH
193
5-YR EPS GROWTH
145
Stock performance relative to industry
150
Market Data
MARKET VALUE
$469 mil
RECENT PRICE
$39.65
12-mos total return
-29%
2008 P/E estimate
NA
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It's even more than consultative selling. The question and answer approach is nice but most savvy consumers recognize even these polished sales pitches. To educate is to present information without pressing a person to decide rather they like what your offer is or not.
In my business, education is key. To twist somebody's arm and guilt them into buying our product only results in them canceling their membership. Even though I might have a great product that people need, the fact is that when pressure is put on the prospective client, they can't really hear the truth about the benefits of my offering.
If you are in a position where you want to learn without pressure the benefits of owning a membership that helps you through the events of life visit the web presentation at Learn More Now
This is an instructional piece that will help you get the understanding you desire without me or anybody else hovering over you.
Enjoy,
Ced Reynolds
cedreynolds.com
Once in a while I come across a person who wants to know about community legal services. For the most part they have reached the lowest limits of their financial situation. One of the most unfortunate things is to need legal help and not know where to get it or be able to afford it.
One thing that most middle income folks who fall on hard times don't know is that when they fall below the middle income level, there are a host of free services provided for them. Of course because they have never had to access them before they have no idea of these services. One of these services is community legal services. The good thing about the internet today is all a person has to do is google what they are looking for and they can find it. Unfortunately one of the last things that is on the mind of a person in a stressful life event is google.
Although community legal services offer help to lower income families, what does a middle income family do when they need legal services? After all even the middle class in today's economy would have a tough time securing legal help if it was needed. The equity in our homes used to be our safety net. Today it's sort of a toss up. It will depend on where the economy is on the given day you were in need of legal asssitance.
With community legal services only being available to lower income families and the middle income families not qualifying there has to be a better way. There is. It's called Prepaid Legal Services.
Did you know that 80% of Europeans have a Prepaid Legal Plan? Did you know that less than 3% of Americans even know about Prepaid Legal Services. Those in the Real Estate and financial services field for the most part have heard of it. But only a fraction of the Realtors and Financial Services professionals I know own a Prepaid Legal Plan.
If you are looking for a way to better serve your clients before they fall into hard times, consider learning the benefits of owning a Prepaid Legal Plan.
Thought I would share something with my Active Rain friends. A local newspaper just wrote a wonderful positive article (front page) about a project I'm participating in. It's basically about kids learning to do business this summer as they are mentored by adult business owners. I'm happy to be one of the mentors. Take a look at the article, click here

Many of you don't know that my wife has been disabled for the last 18 years. She is on dialysis and wheel chair bound because of two strokes. I bring this to your attention to tie in a point of how I never thought of how important a person's data based identity is until she was unable to talk.
If you've ever tried to get concise answers to a question from someone who can't talk, you'll understand where I'm headed. There was a point when I had no clue who all the people she did business with. All these businesses had her non public information. What was so astonishing was how easy it was for me to access her information at hospitals, doctor's offices and most any business. Now I know I'm her husband but anybody can pose as a person's husband over the phone.
As I have been watching the news the last couple of years all I've heard is how older people are being taken advantage of because their identity was breached. Someone would call on the phone to their doctor, the hospital or some business that had their non public information and just give away their information.
I don't have to tell you but people are being taken advantage of everyday and their lives are being wrecked because someone else is using their identity. Getting back to my wife's situation. Thank God she has never had her identity stolen. But people in the same hospital and doctor's offices have had their identity stolen and seen their lives become a living hell.
I've been involved helping people protect their identity since 2005. For a fair amount of time it was just an opportunity to help other people and earn a living. As I continued in the business, it has really hit home that my wife's and my non public information is just as important to protect. Having coverage is great but making sure the people I do business with have a plan in place to protect my identity has become a crusade.
Ironically this crusade has caused me to become a magnet attracting people from all over the nation who are curious about how they can protect their identity and put a plan in place in their business. Many of these same people have joined the crusade by making sure the businesses they do business with have a plan in place that satisfies the Federal Trade Commission's Safeguard Rules.
Sources: Federal Trade Commission
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