Are you looking to refinance a home in Chico, California?
If so, feel free to give me a call!
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My name is Scott Gormley, Broker/Owner of Oak Valley Mortgage and I thank you for considering Oak Valley Mortgage to represent you in one of the largest decisions of your life! We offer home purchase,refinance and debt consolidation services throughout all of California. I graduated from California State University, Chico, with a degree in Business and Marketing. I was the 2006 Chairman of the Chico Association of Realtors Affiliate Committee and I have been committed to our community through fundraisers and events in appreciation for what Chico offers in return, a great lifestyle. I've written weekly articles for over 2 years in the Enterprise Record's "North Valley Real Estate Guide", labled "Mortgage News" and I've written monthly articles for the past 2 years in Inside Out Magazine. If you are looking for a straightforward, no hassle Mortgage Broker that tells you how it is, keeps clear lines of communication throughout the purchase/refinance process and believes in building a foundation of business built on referrals and positive experiences...look no further! I can't stress the importance of working with a reputable company that is "in tune" with the daily (and even hourly)underwriting guideline changes currently taking place at banks and financial institutions, to give you the greatest opportunity for a successful transaction during these changing times in the real estate industry. Feel free to look around our website and contact us with any questions you may have. There is a lot of valuable information within our website that will benefit potential home buyers, home owners, investors and real estate agents. I am committed to providing the best service available to our clients. Oak Valley Mortgage's mission is simple: To build a strong base of repeat clients, built on positive experiences and referrals.
Direct: 530-592-8362 Email: Scott@OakValleyMortgage.com Website: http://www.oakvalleymortgage.com/
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Are you looking to purchase a home in Chico, California?
If so, feel free to give me a call. I have a great network of local real estate professionals to help you through the home purchase and loan process.
My name is Scott Gormley, Broker/Owner of Oak Valley Mortgage and I thank you for considering Oak Valley Mortgage to represent you in one of the largest decisions of your life! We offer home purchase,refinance and debt consolidation services throughout all of California. I graduated from California State University, Chico, with a degree in Business and Marketing. I was the 2006 Chairman of the Chico Association of Realtors Affiliate Committee and I have been committed to our community through fundraisers and events in appreciation for what Chico offers in return, a great lifestyle. I've written weekly articles for over 2 years in the Enterprise Record's "North Valley Real Estate Guide", labled "Mortgage News" and I've written monthly articles for the past 2 years in Inside Out Magazine. If you are looking for a straightforward, no hassle Mortgage Broker that tells you how it is, keeps clear lines of communication throughout the purchase/refinance process and believes in building a foundation of business built on referrals and positive experiences...look no further! I can't stress the importance of working with a reputable company that is "in tune" with the daily (and even hourly)underwriting guideline changes currently taking place at banks and financial institutions, to give you the greatest opportunity for a successful transaction during these changing times in the real estate industry. Feel free to look around our website and contact us with any questions you may have. There is a lot of valuable information within our website that will benefit potential home buyers, home owners, investors and real estate agents. I am committed to providing the best service available to our clients. Oak Valley Mortgage's mission is simple: To build a strong base of repeat clients, built on positive experiences and referrals.
Direct: 530-592-8362 Email: Scott@OakValleyMortgage.com Website: http://www.oakvalleymortgage.com/
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Conforming Home Loan Limits in Orange County, California have temporarily increased from:
$417,000 to $729,750 until December 31st, 2008
Do you fit into the box of what banks are looking for?
Here's the checklist. If you can answer yes to all these questions, call me!
You're currently in a mortgage rate at (or set to go over) 6%
You have 700+ Mid FICO® scores
All borrowers have a stable job history for the past 2 years
The property is an owner-occupied, single family residence
You have a minimum 20% equity position in the property
You have the ability to provide full documentation of income & assets
You have no mortgage lates in the past 12 months
You want a better mortgage
Sound Demanding?
It is, but it's worth it!
As Non-Conforming rates climb over 8% for a 30 year fixed and continue to rise, now is the time to take advantage of the "Economic Stimulus Package" and get into a great 30 year fixed rate.
Call me today!
Scott Gormley
Broker/Owner
Beach Town Mortgage, Inc.
Direct: 949-916-1460
Website: www.BeachTownMortgage.com
Email: Scott@BeachTownMortgage.com
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Oak Valley Mortgage serves ALL of CALIFORNIA! We are APPROVED with over 75 investors, offering our clients the most competitive rates and products in the market today!
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Hello,
My name is Scott Gormley, Broker/Owner of Oak Valley Mortgage and I thank you for considering Oak Valley Mortgage to represent you in one of the largest decisions of your life! If you're looking to purchase or refinance a home in California and need a reputable California Mortgage Company to work with, read on to see if we're the right fit for you...
Let's get to the "nitty gritty", shall we??
First Off...You want to know if I'm credible, because too many Californians have been burned lately with bad loans by "fly by the night" lenders and mortgage brokers and the last thing you want to do is be part of a foreclosure statistic..right?
You can check my flawless California Department of Real Estate Mortgage Broker status here...
Second Off..You want to know what other past client and real estate agent experiences have been with me...right?
Check our new video client testimonials page here...
Finally...You want to know if I'm respected by my peers and my take on things currently happening in the mortgage industry...right?
Check out over 435 blogs I've personally written on Active Rain, one of the most respected online Real Estate Networks in the United States here...
Here is what I am: I am a straightforward California Mortgage Broker that works hard, keeps clear lines of communication throughout the entire loan process and doesn't make false promises. I can't stress the importance of working with a reputable company that is "in tune" with the daily (and even hourly) underwriting guideline changes currently taking place at banks and financial institutions, to give you the greatest opportunity for a successful transaction during these changing times in the real estate industry. At the end of the day, I can fall asleep with a clear conscience that I've done all of our clients good, not placing them or their families in bad situations.
Here is what I am not: I am not going to quote out bogus rates or undermine the value I bring to the table on a home purchase or refinance transaction. When it comes down to it...Do you want false promises and headaches or results?
I was the 2006 Chairman of the Chico, California Association of Realtors® Affiliate Committee
I welcome your questions, comments or concerns by email, a phone call, or instant message in the form above. I'll respect your privacy and we'll move forward when you're ready!
Sound like a plan?
Scott Gormley
Broker/Owner
Oak Valley Mortgage
Direct: 530-592-8362
Email: Scott@OakValleyMortgage.com
Website: http://www.CALoan.com/
"You Find The Perfect Home, We'll Find The Perfect Loan!"
Real Estate Broker, DRE CA License #01466648
California Home Loans
First Time Home Buyer Programs
Up to 97% Loan-to-Value Purchases and Refinances!
Debt Consolidation
Cash Out Refinancing
Home Improvement Loans
Oak Valley Mortgage helped me save $350 a month in my mortgage payment and eliminated my credit card debts! Thanks :) ~Kathy
Scott, thank you for everything you did for us! Your the man! Mike and Theresa
Oak Valley Mortgage did a great job on our refinance. We had great communication throughout the process and closed in less than 3 weeks! Awesome....Jennifer
Thank you for taking the time to explain our options to us, we appreciate it. -NG
Oak Valley Mortgage took a "No Pressure" approach with me, which was really nice. Thanks for all of your help!~Matt and Jessica
Scott, thanks for recommending a great Realtor and helping us finance our first home...WE REALLY APPRECIATE IT! B and N
I learn alot on a weekly basis by reading your articles and I enjoy them, thanks for all you do. ~Jenn
ActiveRain Corp. is not responsible for the accuracy of the site's content (which is written by members of the ActiveRain Real Estate Network) and does not endorse the views of the real estate agents, mortgage brokers, and others listed here.
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