Hannah Chan,GRI Cary-Raleigh Realty,Inc. Experienced Broker with a serving heart!

I cannot imagine Thanksgiving is next week and it is time for all of us to take time to express our thankfulness to each one and other. I had a very blessed year in 2009 not only when I looked at my client testimonials in 2009 that I found out my client's testimonials were longer than last year and I can tell they write something from their hearts. I cannot tell you how joyful and touching when I read them again and thank you very much for supporting and trusting me! I want to express my deepest gratitude for giving me the opportunity to serve everyone of you and helped you in your real estate needs.

I would like to share some of 2009 my clients' testimonials with you and hope you all will take sometimes to say "Thank You" to those people around you who light up your day and bring you blessing and now is your turn!

Galent from Cary "Hannah Chan is a real estate agent that you can trust and always count on no matter you want to buy, sell and rent a house out. Very good result and value and the price is very reasonable. Hanna Chan is an agent that is always on your side to when you are in the process of buying and selling a house She can give you many valuable suggestion on home site selection, various house upgrade and option selection. She can also help you negotiate the price. She has very good relations with many home builder sales agent that will make your house buying a pleasure experience. I also hired her to handle rental advertisement, credit check, lease contract and she is so professional that the output is much more than i expect. At one time i was worried about i won't be able to rent my house out for quite a while so that i decided to accept an offer which is 15% less than our target price. Hanna told me to not to worry about it and soon we rent the house to another client with the target price. I really found her work very helpful and save me lot of hassle"

Ruibin from Cary "We just closed on a house yesterday and Hannah was our buyer's agent. I think she is a very good and professional real estate agent. Before deciding on this house, we had several other choices, one of them was even very close to making an offer, but finally we backed off thanks to Hannah's insightful analysis. After we made up our mind on the house I just bought, Hannah helped us make the offer and handle the whole buying process in a very timely and accurate fashion. I highly recommend Hannah to be your realty estate agent whether for buying or selling the house."

Yenny from Arizona: "Hannah has given us a great service. She's really on top of her work and follow through with everything she has promised us from day one. Hannah is reliable, personable, great values and ethics, and very personable. She cares about her clients, not just about the business, but she genuinely care about the well being of her client. She wants to make sure that everyone is happy, but also explaining all options. I highly recommend her to anyone who needs help with their property. She follows through everything from the beginning to the end. Very honest, friendly and excellent work quality. Thank you very much for all your help, Hannah. Truly appreciate you!"

Rachel from Canada "Hannah has great work ethics, worked very hard and relentlessly. She likes to help others, is trustworthy, consistent and reliable. She is very knowledgeable about the the real estate market, always put my interest in the first place and cared about my needs. I am very satisfied with the output of her work and would highly recommend her as a professional real estate agent."

Lu from RTP "Hannah worked really hard at showing us houses. She spent every weekend with us on looking at houses, which helped us obtained a good idea of what we were looking for. We really appreciate her hard work. The house she recommended to us is great. The information she provided us is reliable. She knows the neighborhood very well, so she was able to provide us many options. Her service has been great. I will hire her again to be my agent if I get a house in the future.

Maggie from Cary "Hannah does not only have ton of experience in real estate market, she is also well connected with people in service field, who do a good job for reasonal cost. I am very comfortable working with Hannah, because she is trustworthy and she works for my best interest. She is very responsive and she gives me a lot of advice on real estate investment. I can't wait to work with her again on my next little real estate adventure!"

Kevin from Virgina "Hannah Chan is an expert Realtor and has the credentials to prove it. Her knowledge of the Raleigh, NC and surrounding area is impressive. Hannah is also a real estate investor, and her insight on that subject matter was very beneficial to my decision making process. Also, she was very quick to reply to all of my inquiries and requests. I look forward to doing business with her again, and I recommend her to anyone."

Bruce from Maryland "Hannah is one of the best real-estate professional that I have ever worked with. She is extremely thorough and leaves nothing to chance. I have been investing in real-estate ever since I moved here in 2006 and Hannah has helped me identify, purchase, and currently manages two rental properties. The fact that her real-estate business is doing so well in such tough economic conditions speaks volumes to her credibility, professionalism and work ethics. If you are in the market for an investment home or a home to call your own, it would be prudent to at least give her a call and find out what she can do for you. Outside of real-estate Hannah is very active in her community and is so well connected. There isn't many people she doesn't know around town."

Eva from Florida "Being out of state, Hannah Chan not only helped my family find our dream home but also went above and beyond to make us feel welcomed. She is personable, honest, resourceful, dedicated and always available to answer any questions you might have. Since our move we have subsequently purchased another property with Hannah's help. It has been a pleasure having her as my real estate agent. I wish her much success and would definitely recommend her to any one of my family or friends."

Allsion from Cary "Unbelievable seamless transaction!!!! To make a "Foreclosure" deal can't be this easy, but yes, with Hannah's help, we made it!!! Hannah, thank you so very much for all your hard work and effort behind the scene you did to make everything smoothly. You are the best :)"

Ming from Clayton "Hannah provided me with excellent service. I highly recommend her as a real estate agent. Hannah went out of her way to ensure that everything was taken care of with the purchase of my home. When I had a problem getting my home financed from Wells Fargo, she made several phone calls. The situation was handled in a professional, and time efficent way. If you are thinking about buying a home you will be extremely pleased with Hannah."

Jorge from Panama "Diligent, honest and knowledgeable, real estate broker Hannah Chan is one of the best I've seen in the field. Whether you're looking for a new home or an investment property, she can steer you through the whole process from start to finish, while giving you expert advice and sensible recommendations that will suit your specific tastes and way of life."

Jingyan from Michigan "Hannah is an excellent buyer's agent providing excellent service with informative analysis, diligent and timely communications. She was a great help during our home-search process. She participated in every step from home-searching to closing. We really enjoyed working with Hannah throughout the whole process. We highly recommend Hannah to others without any reservation.

Rob from Cary "Hannah provides exceptional service as a Real Estate Agent. She expertly manages the complex process of the real estate transaction, and keeps all parties on track to make sure the transaction closes smoothly, while maintaining integrity and professionalism. I highly recommend Hannah's services."

Hannah Chan Broker, GRI - Your Entrusted Real Estate Advisor in Traingle

Broker/Owner

Cary-Raleigh Realty, Inc.

919-426-1854

919-468-1570(Fax)

Email: caryraleighrealty@yahoo.com

Website: http://www.caryraleighrealty.com

Blog: http://caryraleighapexmorrisvillerealestate.blogspot.com/

Profie: http://www.linkedin.com/in/hannahchan

I was on my way to closing when I first heard about the missing girl Shaniya Davis from the radio and I just felt maybe their parents were battling the custody of this 5 year old girl. Until I watch the news and read through the video and I found out the true story behind was way more complicated than I imagined. I was saddened and truly heartbreaking after I read more and especially when I saw the picture of Shaniya with her kidnapper in the motel. I could not forget her face since then. I could not imagine how this beautiful 5 year old girl could end her short, trageical life without truly tasted the beauty of live and someone ended her life and dumped her body in a rural area. I can pretend this was just another tradegy which I hear everyday and I can conitnue to mind my own business, showing houses and go to closing and turn my head away ...but not this time. I follow my heart and form a group to stop child trafficking in our country last night cause I really think we as a society need to face the problem and if we just pass the burden to the government and you will hear the same story again and again.

We had 200 volunteers to search for Shaniya's body and they did not say let the police do their job and we can sit back and just wait and see what happen. It is a wake up call for me personally and how about you?

I am not asking you stop working full time and I will still work full time, I will still take care my familiy and mind my own business but I will expect myself a little bit more...this time. You may think I am too navie and wasting my time and I do think I am wasting my time but I made a decision that I will use some of my time to Stop Children Trafficking and eventually maybe our effort and our voices can be heard by our government and they will do something seriously! But I know if we sit down and do nothing and this is not going to happen.

I don't know Shaniya Davis personally but I truly wish she will rest in peace and if you like to know more about the group and interested to help and please email me.

Hannah Chan Broker, GRI - Your Entrusted Real Estate Advisor in Traingle

Broker/Owner

Cary-Raleigh Realty, Inc.

919-426-1854

919-468-1570(Fax)

Email: caryraleighrealty@yahoo.com

Website: http://www.caryraleighrealty.com

Blog: http://caryraleighapexmorrisvillerealestate.blogspot.com/

Profie: http://www.linkedin.com/in/hannahchan

We all knew the $8000 first time home buyer credit was extended and if you are existing home owners and owned the house for the past 5 years, you are qualified for $6500 as long as you did not make more than $125K and $225 for joint filers.

So, let's find out how this new credit will affect you as a (1) Trade-up home buyers, (2) Downsized home buyers and (3) Real estate investors.

First, if you are waiting to trade up your existing homes and like to make a home purchase in order to take advantages the $6500 tax credit. You will need to consider how to do with your existing homes. Do you need to sell it or rent it out? Do you need the equity from your existing home in order to put at least 20% down so you don't need to pay the PMI (Private Mortgage Insurance). If so, you may want talk to several mortage brokers how you can draw the equity line from your primary residence so you don't need to sell the house but still able to put down 20% down. However, if you decide to sell and I will suggest you to have an entrusted real estate advisor to help you to do a Comp analysis and order an apprasial and wallk you through from staging and maketing cause the competition that the sellers faced today are way more complicated than 2 years ago. I already heard a couple stories that even the seller and buyers agreed on the final purchase price but the apprasial came back and short $20K and the seller had to reduce the price in order to close the property. So, right now is defintely a buyer's market and seller if you don't want to handle 2 properties and want to get rid the old house, had a realtor you can trust and sit down and explore all the options. I recommends some of my trade up home buyers to rent their house instead of selling right the way if the rent can cover the monthly payment. But everyone is different and so talked to your entrusted real estate advisor and see which investment strategies work the best for you and your family.

Secondly,for those planning to downsize their home and you will defintely want to get rid the big house cause you like to save everything from annaul property tax, home insurance, utilities and I will recommend you sell the big one cause if your goal is to simply to save as much as possible. You want to buy a smaller one and get the $6500 as a bonus from the government! Of course, if you don't want to sell your big house but you know you are planning to sell it eventually and you may want to retain a property managment company to handle all the tenant showing, screening, eviction...e.t.c in case you want to wait until the market picks up.

I will share with you next time how the (3) Real Estate Investors can take advantage the home buyers credit....

Hannah Chan Broker, GRI - Your Entrusted Real Estate Advisor in Traingle

Broker/Owner

Cary-Raleigh Realty, Inc.

919-426-1854

919-468-1570(Fax)

Email: caryraleighrealty@yahoo.com

Website: http://www.caryraleighrealty.com

Blog: http://caryraleighapexmorrisvillerealestate.blogspot.com/

Profie: http://www.linkedin.com/in/hannahchan

If you are currently homeowners and owned your homes at least 5 years would be eligible for tax credits up to $6500. The credit is good for purchase your principal homes costing $800K or less and would be phased out if you made more than $125K or $225K for joint filers.

Senate voted on Wendesday to extend First-time homebuyers tax credits of and expand the tax credit to includebuyers who already own homes.

In my opinion, the home buyers credit extend to existing home owners defintely a good idea cause the $8000 credits actually helped a lot of my first time home buyers to pay for their closing cost and to digest most the starter homes and foreclosured homes inventories priced under $250K in our area. But we have a high inventories which are priced $315K or up and so I can see once the $6500 credit approved by the house and will have a positive impact and to reduce those range. But you will need to meet the time limit and income limit in order to get the $6500.

To qualify for the tax credit, you will need to sign a purchase agreement by April 30, 2010, and close by June 30, 2010. Anyway, it defintely a good news to a lot of existing home buyers and I can see a lot of my buyers will able to take advantage the $6500 tax credit and is defintely one step forward to stabilize the existing housing market! I can see the housing recovery is right at the corner....

Anyway, it is not final until it is passed by the House but will defintely keep you update and talk more how you can take advantage the $6500 credit if you want to trade up your current homes.

Hannah Chan Broker, GRI - Your Entrusted Real Estate Advisor in Traingle

Broker/Owner

Cary-Raleigh Realty, Inc.

919-426-1854

919-468-1570(Fax)

Email: caryraleighrealty@yahoo.com

Website: http://www.caryraleighrealty.com

Blog: http://caryraleighapexmorrisvillerealestate.blogspot.com/

Profie: http://www.linkedin.com/in/hannahchan

If you like to read or you like to buy some good bargain books and you will not want to miss this annual Public Libraries' Booksale which offers 300,000 books at bargain prices. Only cash and checks are acceptable for payment. You are encouraged to bring hand trucks and/or push carts.

Where:1514 Garner Station Blvd., Raleigh, NC 27603 in the South Station Shopping Center

Booksale Hours & Dates:

For more information about the 2009 sale, email Dale Cousins at dale.cousins@wakegov.com

The 2008 Wake County Public Library Book Sale collected nearly $182,000 in revenue and you can tell how many book they sold last year....

Hannah Chan Broker, GRI - Your Entrusted Real Estate Advisor in Traingle

Broker/Owner

Cary-Raleigh Realty, Inc.

919-426-1854

919-468-1570(Fax)

Email: caryraleighrealty@yahoo.com

Website: http://www.caryraleighrealty.com

Blog: http://caryraleighapexmorrisvillerealestate.blogspot.com/

Profie: http://www.linkedin.com/in/hannahchan