Recently the Federal Reserve announced they intend to keep interest rates low for now, but we have already seen some rise in the rates for 30 year mortgages. To get the best interest rate available on your loan, you may want to consider points. Points are simply fees you pay up front in order to have a lower interest rate for the life of your loan.
How can you know if points are right for you? Here are a few questions to ask yourself before utilizing points on your mortgage. What will be the cost at closing? Are you going to be staying in your home long term or is there a chance you will be moving in a few years?
There are online calculators that can give you an idea how long it would take to break even. Knowing what will work for your situation BEFORE you talk to a lender will help you get the best rate and terms for your loan!
If you are looking for a home in the Greater Charlotte Area and need pointed in the right direction, call Lars Hedenborg!
There is nothing quite like spending time outside among towering Carolina pine trees on a beautiful summer day in the Greater Charlotte area; except adding in a round of golf! Old Sycamore Golf Plantation has been recognized as one of the premiere golf courses in Charlotte. Designed by Tom Jackson, you can enjoy a challenging game of golf while traversing through a mature hardwood forest.
The course is semi-private. If you are going to be visiting Charlotte and want to play a few rounds, check out the Stay and Play Golf Packages available. You can also take advantage of the various tournaments held at the course, like the WFNZ Golf Classic on May 7th.
If you lived in the Greater Charlotte Area you could just become a member and play whenever you want! When you are ready to relocate, call Lars Hedenborg! His team can help you find a home that suits you to a "tee"!
Looking for a home that needs a little TLC in the Charlotte area? If you are, you need to check out the FHA 203k loan program. With a Streamline 203kloan you can get help paying for repairs and remodeling that needs to be done to the property. Even if you are buying an individual condo unit, you can take advantage of the program.
If you want more information on buying a property in the Greater Charlotte area, call Lars Hedenborg! Whether it is a distressed property or a condo downtown, his team can help you find the home you are looking for!
Charlotte is a great place to tie the knot! What better place for a bride to feel like royalty than in the Queen City? From great venues to great food, Charlotte has everything you need to make your day special! Charlotte even has a wedding planning website to help you get started!
The Victorian Villa is just one example of the great places you can get married in the area. Whether you want a chic modern wedding or an old fashion church wedding, there is a place in Charlotte that can accommodate you! It makes having a beautiful wedding easy!
If you are looking for a home to settle into after the wedding, call Lars Hedenborg. He is your local real estate resource for the Greater Charlotte area! His team can help you find the perfect house to start your new life together!
There is no denying today's market is a buyer's market. Making your Charlotte home stand out above the rest pays off more than ever now. In parts 1 and 2 we covered walls, ceilings and floors. Now we turn to the areas of the house that can make or break the deal: the kitchen and bathroom.
Let's start with the kitchen. The cabinets and appliances are the stars of the show. Putting in new cabinets can be costly, but if your current ones are truly worse for wear, replacement may be a necessity. If you have painted cabinets, repainting may be all you need to do.
If your appliances are staying or up for negotiation then first and foremost give them a good cleaning. If you don't have a glass top stove , you can still make it look like new by replacing the drip pans. When appliances are not staying or need replaced, some homeowners offer an appliance allowance as part of the terms of sell.
In bathrooms updating your look can really pay off. Upgrading faucets and fixtures does not have to be expensive and can easily be done as a weekend project. In both kitchens and bathrooms any cost you put into them normally has a 100% return on investment.
If you need more information on what buyers are looking for here in Charlotte, call Lars Hedenborg! He is your local real estate resource.
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