Suzanne Horsburgh

Congressman ® John Campbell has proposed a great idea for California, and that is to eliminate Capitol Gains for any real estate purchased in 2009. In other words, if you bought any type of real estate in 2009 and kept the real estate for a short or long period. Regardless of when you sold, there will be zero Capitol Gains.

Now, let us look at what the market is offering.

Historically low interest rates

Huge inventory

Zero Capitol Gains (if escrow closes in 2009)

I strongly recommend we get behind the congressional representatives proposal because this helps all homeowners.

If you would like to hear more, please contact me, and I will send you the link to John Campbell's laptop library.

Suzanne

714-404-6099

Mortgage Interests Rates have fallen. A fixed rate loan for 30 years is below 5.000%, and Prime has dropped to 3.500%. Are you ready to take advantage of this once in a lifetime opportunity?

It is true; banks have tightened their guidelines. That is why I am reaching out to you to let you know, this is the time to get your loan file ready to lock at the lowest rate possible.

If for whatever reason, I cannot help you refinance, there will be no cost to you.

What are you waiting for? Call a seasoned loan broker that will save you money.

Cell direct 714-404-6099

Did I Hear Refi Boom?

Rates Are Falling and are under 5.000%

This could be a really big refi market- Are You Prepared?

Prepare Now, and Qualify for the New Lending Policies.

Now is the time to contact me and schedule your appointment! Take advantage of the new conforming loan limit of $625,500.00

That is the mantra for home ownership in the fall of 2008.

The recently economic downturn has simply restricted borrowing. A prudent buyer will confirm that their loan program is still available before making an offer.

My suggestion is that you have your loan officer take a proactive measure and have the file fully approved before you submit any offer to purchase. In so doing it will help negotiations and at times beat out other offers that are on the table.