Lisa Sanderson

Here are few things you, the Pocono home buyer, should know about your home inspection. Keep in mind that this advice is intended as an overview of the process and it is not by any means a comprehensive list of everything you need to know, nor is it meant to minimize your need for representation in your real estate transaction or to negate any advice given to you by your Buyer's Agent and/or Attorney. Most of this advice assumes that the PAR (Pennsylvania Association of REALTORS(r) ) Standard Agreement of Sale has been used, including the pre-written home inspection contingency. As always, please read your contract to be certain that all of this applies. Also, if you are purchasing a foreclosure or REO property from a bank or other such entity, read the bank's Addendum carefully as there can be many variations to home inspection contingencies on these forms...Read MORE about 5 of the things you should know about home inspections HERE.

Some of the benefits of this move include:

• A highly recognized brand name with a fresh & attractive contemporary look (see BHGRealEstate.com)
• The convenience of 8 offices in the Greater Pocono Region...



Click here to read more and to see the blog re-design!

Photo Credit

(This is a reprint of an article originally published in August 2007. It is, unfortunately, still relevant)

I ran across a blog post from a fellow real estate agent blogger, Jay Thompson, which features an excellent real-life illustration of the power of a proactive approach in protecting your home from foreclosure. I wrote an article back in January about this topic and I thought it appropriate to combine the links in to one article.

Both of these pieces point to the same advice about what to do if you get behind in your mortgage payments. And with all the reports (still) about sub-prime lending and its effect on the number of foreclosures across the country, I feel it is important to keep this information out in front of everyone. This is why I am re-posting the information today by providing the links above. If you are one of many facing financial difficulties here in Monroe County, PA, or anywhere else, this information is timely and important. So please help get the word out to people, send this to your friends and family members who you think might benefit from some sound advice. As always, your comments are appreciated.

There are a few little things about the Pocono area that most of us locals have learned to accept as normal but may seem strange to newbies coming in.

One of these anomalies, for instance, involves having work done around your house. Most of us who live in these parts have accepted the fact that contractors around here don't need work. They don't call you back. They don't show up. They don't CARE if you tell all your friends that they didn't finish the job or do what they were supposed to do. They are a different breed, these Pocono Contractors. It is just a basic fact of life. Most of us have learned to adapt and by trial and error have found one contractor or handyman that is worth his weight in gold. (Yes, I have one but can't tell you his name, else I'd have to kill you) Some people have even resorted to bringing in help from their old neighborhood in New York or New Jersey, willing to pay the travel premium, give the dude free room, board and beer for the duration of the job, and/or wait for months 'til they can be scheduled in. Want to have some work done this summer? If you didn't line someone up around Thanksgiving last year, forget it.

Similarly, mail service up here is not like it is in other places. Sure, some homes in town or in a handful of other areas actually have a mailbox at the end of the driveway. And some actually have a normal looking mailing address like 1313 Mockingbird Lane or 199 Dogwood Lane. However, the likelihood that the house you are buying in the Poconos is thusly endowed is slim. MORE likely, you will end up with a mailing address like RR 5 Box 1234, or HC 88 Box 666, if mail is delivered to the house. MOST likely, you will end up with mail delivery at some location within your neighborhood with an address number not even closely related to the street address of the house you purchased.

Don't be alarmed, once you get used to it, you will actually receive your stuff if you follow these few simple Rules:

Rule # 1: If you buy a house in a community, your mailing address is not going to be the property address.

Learn this rule and learn it fast. Do not tell the utility company that your address is XXX SuchNSuch Lane, cuz it's not. Don't make up cute little change of address cards and mail them to all your friends before you move, because your housewarming gifts will arrive very late if at all. And please, don't tell the IRS to mail your refund check there either cuz it will be returned undeliverable. I know you want to get everything done and lined up before moving day, but you can't, because...

Rule #2: It is very likely that you won't get to know your mailing address until after closing.

Rule #3: Some of the folks helping you with your home purchase here in the Poconos may not know these rules.

Rule #4: If you are getting a delivery from FedEx, UPS, the florist, etc, disregard Rules 1-3.

If you are unsure about the mail situation on the property you are buying, contact the post office responsible for the zip code your new place is located in. They may be able to help you out. Or not. Many of the post offices have hired retired Pocono Contractors and serving the customer is not exactly high on the priority list.

(If you are reading this and happen to work in the post office where I get my mail, I don't mean you ;) xo)

BONUS: I happened upon this interesting series of photos done by a way-kewl real estate agent in Florida - check 'em out.