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Jennifer Rathbun, ABR, SFR, REALTOR

Holiday Homes

Here are some home my kids have helped with this holiday season thus far. I thought of some great headlines for selling these properties:

A Fortress for your Princess

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A Cottage that says “Welcome”

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A truly “Green” Home for 2012

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Fit for a King

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Fun for the Whole Family!

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And from left to right:

How Many people have a Triangle-Shaped Home? This could be Yours!

Free Sun Room Included

Looks Great in the Snow!

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And then a collage of our nativity scenes from all around our house. Our newest edition is the Peanuts version.

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Merry Christmas!

Matthew and Jennifer

Voting in the Fredericksburg Region


Just a quick link list for elections next week…bb114s1640

Many of these I had to print in Adobe and then save on DocStoc. Spotsylvania and Stafford have nice sheets, but the other counties have not posted anything that I could find. And I wanted to get this out in case you needed to do any additional research during the weekend.

Caroline County:

http://www.docstoc.com/docs/101409310/Caroline-County-Ballot-2011

Spotsylvania County:

http://www.spotsylvania.va.us/filestorage/2614/147/2744/227/candidates_for_public_view_091411.pdf

Fredericksburg City:

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https://www.voterinfo.sbe.virginia.gov/PublicSite/Public/FT2/PublicElectionDetails.aspx?Ret=1

King George:

http://www.docstoc.com/docs/101410072/King-George-Ballot-2011

Stafford:

http://stafford.va.us/DocumentView.aspx?DID=1216

http://www.docstoc.com/docs/101409651/Stafford-Ballot-2011

In the Zone

I’ve been researching zoning ordinances for the different counties. I have a farmette that is hopefully going to closing soon, a client that wants chickens, a friend that wants to add on a garage, and a relative that is planning to move and bring their 5th wheel. All of these issues have zoning rules and regulations that need to be taken into consideration.

You may not think you want to do anything unique with your property now, but knowing the zoning rules for your home could help you in the future. On that note, here are several of the link I have been to in researching all about zoning:

Zoning 101 from ZoningMaters.org

Caroline County Zoning Ordinances and a cheat sheet for setbacks for different communities.

Spotsylvania Counties Ordinances (A little More complicated to read in some situations). Most of my clients visit Chapter 23, Article 6 and Chapter 4 first. My advice, if you have a question or you’re unsure about your zone and a rule, call! It’s better to know for sure than run into an issue later.

And here’s Stafford County, King George, and Downtown Fredericksburg, along with the Historical District Rules.

Working Together

Most of our clients are pretty savvy. (If you’re wondering if you’re “savvy,” you’re reading our blog, so we think you’re pretty savvy!)

Anyway, most of you use many resources when searching for homes. Some start their search at Zillow or Realtor.com. Some find the home search on our blog first. No matter how your home search begins, the following is a list of what we would recommend you consider when looking for a home.AD08H

1. Neighborhood – what makes a “good neighborhood” to you? How far is the local grocery and gas station? DO you like other shopping and restaurants or seclusion? How close to the interstate do you want to be?

2. Amenities – An HOA may have swimming, basketball, a gym, or even a restaurant on the premises. Do you like walking trails? Do you mind paying additional fees for those amenities or would the neighborhood activities work just as well?

3. Topography – Do you need a water source? Do you like trees? Do you need flat land for animals?

4. Floor Plan – Do you need a main level bedroom? Would a basement help with storage or space for kids? Do stairs hurt your knees? Is a garage a “must?”

5. External obsolescence – That’s a fancy word for the things you cannot control that may make the value of your property go up or down. Dogs in the neighborhood, dirt roads, trains, waterways, nearby neighborhoods,… They may work, but you or others may not want them.

6. Location Compared to regular your job/church/community activity – Some people are glad to live far away from work. Others wish they lived next door. Some participate in community services on a regular basis and would like to live nearby. Others don’t mind driving into town once a week for that event. What about you? What about the school you want your kids to attend? Even if the bus does not pick up your kids, how far do you want to drive to take them to school?

7. Utilities – Some homes have have water bills and sewer bills every month. Some don’t. But if you’re in town high speed internet might cost a lot less than having satellite internet (which is not as reliable). Electric, natural gas, and propane are all used throughout the area – as is wood burning stoves if you want to save. Consider the cost of all your utilities.

8. Main roadways – In the Fredericksburg Region, we’re talking about I95! How far would you need to travel on 95? Can you get to places without having to drive on 95? Are others going to use that same route? You may want to try diving that route during the normal hours you would be traveling.

9. Usability – Each piece of property is zoned with rules and regs that apply for that zone. If you want chickens, check your zoning. Also, your neighborhood may also have rules for how close you can build to the border of your property. That’s zoning as well.

10. Cost of Ownership – How much are the current taxes? Annual maintenance fees to paint/gravel/power wash? How old is that heat pump or roof and how long might it last?

Now how do we help you find out about all these issues and more that you need to consider? Some of the place we check include:

  • Tax Maps
  • Plats
  • Tax Records
  • Property History REC_028
  • Photos – current and past listings
  • Google Maps
  • Property Disclosures
  • HOA Documents
  • Utility Companies
  • County Web pages
  • Visitor’s Center
  • Graph paper
  • Chatting with neighbors
  • MLS system

Now you could do all this on your own, or we could help you. Each of you know what you want to research and want you need us to do for you. We also try to share some of these issues that you may not have taken into consideration. Working together to find you the perfect place is what it’s all about!

And if we don’t serve your area, we will try to hook you up with an agent we trust from another area of the state/country that thinks like we do.

Here’s What Happened with Housing in October

First in Caroline…

Closed sales were up in October – for a total of 30! Although Pending sales went down. So in actuality, more home that were pending actually went to closing compared to other recent months.

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This means banks were accepting offers and less glitches in getting to closing! That’s fabulous news! With the tightening of lender pre-qual applications and the necessity of sellers (homeowners and banks) to sell, there are a few less vacant homes!

Average sales price was $150,000 with an average of 93 days on the market. And I can tell you, some homes priced under $150K that are move in ready are under contract within days!

Now for Spotsylvania County…

Closed sales in Spotsy actually slipped a bit in October. But 126 sold homes in Spotsylvania is not too shabby! Pending sales also went down. A wider gap between the two, but that’s to be expected when dealing with more homes.

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Average sales price was about $220,000 with an average of 65 days on the market.

If you have additional questions about specific communities or need an idea on the average sales price for a specific type of home, feel free to ask!