I have found the best rate right now for a 5 year fixed at 3.89% If you have anyone interested about the rate let me know and I will give you more details.

Here's the joke just so that everyone can get a friday afternoon giggle

AN IRISH BLONDE IN A CASINO

An attractive blonde from Cork, Ireland arrived at the casino. She
Seemed a little intoxicated and bet twenty-thousand Euros on a single
Roll of the dice.

She said, 'I hope you don't mind, but I feel much luckier when I'm
Completely nude'.

With that, she stripped from the neck down, rolled the dice and with an
Irish brogue yelled, 'Come on, baby, Mama needs new clothes!'

As the dice came to a stop, she jumped up and down and squealed...'YES!
YES! I WON, I WON!'

She hugged each of the dealers and then picked up her winnings and her
Clothes and quickly departed.

The dealers stared at each other dumbfounded.

Finally, one of them asked, 'What did she roll?'

The other answered, 'I don't know - I thought you were watching.'

MORAL OF THE STORY -

Not all Irish are drunks,
Not all blondes are dumb,
But all men...are men.

Now that I showed the impossible in the last blog here is a blog about the possible. These are the latest and greatist rates for our neck of the woods.

Lynn Meldrum , Mortgage Professional

Verico Canada First Mortgage

Phone 1-403-554-9142

Fax 1-866-53-4235

Email lynn@canadafirstmortgage.com

Term	Our Discounted	Posted Bank Rate
Adjustable	Prime plus 0.80%	Prime Plus 2
1 Year	3.25%	5.50%
2 Years	3.80%	5.75%
3 Years	3.85%	5.75%
4 Years	4.10%	5.69%
5 Years	3.99%	5.79%
7 Years	5.15%	7.00%
10 Years	5.25%	7.35%
	rates as of March 19, 2009
	Rates can change w/o notice

Check out the great interest rates. If you have any questions feel free to call me at

403-554-9142.

I was emailed a story of a man and a shark. Usually the outcome of these types of scenarios are unfortunate and ugly. However this turned out well for all. I am hoping that I can continue to make connections with people the way this shark made the connection with this fisherman. Let me know what you think

www.youtube.com/watch?v=_0miIVYClw4

To get mortgage savvy you need to know a few things about the lender you will be using. There are some Mortgage Lenders who are able to take on more variety of clients then others. If you have some challenging issues in regards to your credit there are Lenders out there willing to take you on However they do charge a higher interest rate and will have higher payout penalties should you want to refinance, and some of them won't let you refinance at all. There are other mortgage lenders who offer the best rates but may have high payout penalties that can affect refinancing for you at a later date. This is information your mortgage professional needs to share with you when you are setting up your mortgage.

There are things that every consumer should ask themselves when setting up a new mortgage. In regards to payout penalties.

1. Am I going to stay in this property for the next 5 years

2. Am I going to need to do any renovations or improvements to the property that I would need to refinanace to do.

3. Is this a property I intend to flip?

4. Am I in a position where my job may send me to another city, province or country.

In setting up the best mortgage for anyone these answers should be shared with your mortgage professional before deciding what is the best mortgage for you. Sometimes it is not always about the best rates you can get but the best conditions of your mortgage the lenders can offer you.

Lynn Meldrum

403-554-9142

To get mortgage savvy you need to know a few things about the lender you will be using. There are some Mortgage Lenders who are able to take on more variety of clients then others. If you have some challenging issues in regards to your credit there are Lenders out there willing to take you on However they do charge a higher interest rate and will have higher payout penalties should you want to refinance, and some of them won't let you refinance at all. There are other mortgage lenders who offer the best rates but may have high payout penalties that can affect refinancing for you at a later date. This is information your mortgage professional needs to share with you when you are setting up your mortgage.

There are things that every consumer should ask themselves when setting up a new mortgage. In regards to payout penalties.

1. Am I going to stay in this property for the next 5 years

2. Am I going to need to do any renovations or improvements to the property that I would need to refinanace to do.

3. Is this a property I intend to flip?

4. Am I in a position where my job may send me to another city, province or country.

In setting up the best mortgage for anyone these answers should be shared with your mortgage professional before deciding what is the best mortgage for you. Sometimes it is not always about the best rates you can get but the best conditions of your mortgage the lenders can offer you.

Lynn Meldrum

403-554-9142