Today I received a note from the receptionist that someone was wanting to meet with me. Having the news of a "prospective" loan I wiped the drool from my lip and proceeded to greet my guest. To my dismay the "someone" was an insurance agent looking to solicite business. Now I'm often a bit turned off by unannounced visits especially when they don't fully disclose who they're with but I thought I'd entertain the agent. She sat down and the conversation went along very uneventful however I thought to myself what courage it takes to do these cold calls. It was obvious that she was noticably nervous but rather aggressive as well; she asked if I had any referrals for her on the spot. Now being as accommodating as I am I thought this was a bit too much.
The point is; as aggressive, untackful, and somewhat - coming completely unannounced - I think I may throw this agent a bone. After all it may be a new referral relationship but I also felt a bit obliged by the mere fact that I've been in the very same shoes.
So next time someone comes by, give 'em a chance, and realize the effort put forward.
Cheers to the cold caller!
Thank you for visiting my page! I have over 7 years of mortgage banking experience. Selecting an experienced Mortgage Loan Officer is very important when making "typically" the largest purchasing decision of one's life.
My promise to you is that I will put my years of experience to work for you! I will help you analyze what mortgage programs best fit your particular needs. I promise to provide honest and dependable service. After all my reputation depends on it!
The mortgage process doesn't have to be difficult. If you're an informed consumer working with an experienced mortgage lender, purchasing a home or refinancing your existing home can be a great experience. I look forward to working with you.
"Jack of all trades, master of none!" The mortgage industry is ever changing and specializing in one particular area of lending can be limiting. The knowledge of multiple lending products affords my clients additional options that affect their financial goals. Nowadays it may even help an otherwise unqualified borrower become a new homeowner!
Having said that I have experience with all aspects of lending including Convetional, FHA/VA, Jumbo, Constrution Perm, Portfolio, and Down Payment Assistance programs.
"Especially now when the financial piece is the most delicate and most significant part of a real estate transaction, it is critical to have a reliable and competent lender on your team. Zach Kraus stands head and shoulders above his competition. Our transaction was seemless due to Zach's efforts. Monica Ashe Knapp" April 8, 2010
Top qualities: Great Results, Expert, High Integrity
Monica Ashe Knapp
"Zachary did a great job handling a mortgage refinancing. He took what is normally a stressful process and made it very easy and painless. He kept my best interest in mind, looking out for a good interest rate and timing the whole refinance process. He's a trustworthy person who treats his clients well. I highly recommend Zachary." March 4, 2010
Top qualities: Great Results, Personable, High Integrity
Diana Zilly
"Zachary did a great job shopping around for a new mortgage for us. He got us the best rate we could get at the time and has stayed in contact to see if we wanted to take advantage of new opportunities. Would and have recommended him to friends and family." December 15, 2009
Top qualities: Great Results, Personable, High Integrity
Chad Hanrahan
"He was a great person to do business with, Zachary was recommended by my lawyer because of his expertise. Believe me, I have no regret to do business with him because of his high integrity which is a rarity when dealing with bank officers especially in the mortgage field." November 22, 2009
Top qualities: Great Results, Expert, High Integrity
Tony Go
"After having worked closely with Zachary for a mutual real estate client, I would highly recommend utilizing Zachary for any of your mortgage loan needs. Zachary's industry expertise and dedication to customer service allows him to provide his clients with sound professional advice from the loan origination process thru the completion of the closing." November 19, 2009
John Kreamer, Attorney, Best, Vanderlaan & Harrington
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