I can set up a search through MLS to help you look for your dream home. I can search by geographical boundaries, school district, square footage, number of bedrooms, age of home, list price, etc. This sets up a web "portal" for you, and you are notified by e-mail when anything new comes on the market that meets your search criteria. Once you receive the link, you click on it to view the properties that meet your criteria. You can then view photos and virtual tours, and basically preview homes before ever getting in your car. You can rank homes as "favorites, "possibilities," or "not considering." There is an area where you can write notes, for example, if you want to know how old the roof is or how long the property has been on the market. I can respond to you via the portal.
It's a great way to shop for homes, whether you're in a hurry to purchase or if you are just "looking." It helps you be aware of what's available in your price range, what homes are selling for in the area you want to purchase, and most valuable of all, it provides a pressure-free way to shop. The search can be modified at any time if the search results are not producing what you are truly looking for. When you find something you would like to see, just call or e-mail, and we'll set up a time.
So, if you'd like to send me the criteria for your search, I'm happy to set it up for you. The feature that I like the best is that we can truly search from Lewis to Harvard and 21st to 31st - if geographical boundaries are an important criteria for you. I'm not a pushy Realtor, so I really like how this search works - it allows you to go at your own pace.
If you're interested in me setting up a search, let me know your criteria and which e-mail address(es) you'd like to receive notifications. 918-852-5036; lcain@tulsarealtors.com
Jun 26, 2009 - Jun 28, 2009
Continental Antique Show
Look, apraise, haggle, come back to it, buy-a collector's dream.
Location:
Expo Square Central Park Hall 4145 East 21st Street Tulsa, OK 74114
June 26: 10am - 6pm
June 27: 10am - 6pm
June 28: 11am - 4pm
Admission
Adults and Seniors: $6.00
Children under 12 are FREE
$1 off with newspaper coupon
Contact Infomation:
Continental Antiques (800) 423-6846 or Norma Pieratt (281) 332-6073 Expo Square (918) 744-1113
You’re already shopping online. I know that, because you wouldn’t be reading this blog if you weren’t. :-)
You are going to need a good Lender and a good Realtor. You really should contact a Lender first, but if you’re unsure of where to go, choose a Realtor, and take his/her recommendation of Lenders. Realtors know from experience which Lenders are reputable and responsible.
You’re likely going to use FHA financing, which requires a 3.5% down-payment. This can be gifted from a relative, but the Seller can not pay it. You can ask the Seller to pay your closing costs, but they can not assist with your required down payment.
How much money do I need to have saved?
Your up-front out-of-pocket expenses will include (1) earnest money -typically 1% of sales price; (2) appraisal ($350-$400); and (3) inspections ($400-$500). For a $100,000 homes, that’s possibly $1900, PLUS your $3,500 down-payment, PLUS closing costs (unless you ask the Seller to contribute to your closing costs ($3,500 to $4,000).
You need to speak to a Lender FIRST to know how much home you can afford. No decent Realtor will take you house-hunting until you are pre-approved with a Lender. Plus, you don’t want to look at $125,000 homes, only to discover that you can only afford a $110,000 home. Trust me – there’s a huge difference in that $15,000 and you don’t want to begin this adventure with a disappointing start.
PLEASE DO NOT check your credit scores on the internet!! These scores are rarely accurate and will only adversely affect your score due to multiple inquiries. Your Lender can help you prepare if you provide all required information up front. You will not make it through the Lender’s Underwriter if you have had an insufficient check in the last two months, regardless of how high your credit score is. Your Lender can guide you and advise you so that you can prepare for a smooth transaction.
The $8,000 stimulus package is a great incentive to purchase your first home now, but it’s not worth it if you’re not ready. Is your job secure? Do you intend to use that $8,000 to buy new furniture for your home or can you set some of it aside for when your hot water heater unexpectedly breaks?
Once the Lender tells you it’s time to shop, select one Realtor to help you shop. Realtors can set up custom searches that are much more efficient than the searches you can do on realtor.com. We also know what to look for as far as homes being compliant with FHA guidelines. We are experienced negotiators and will walk you through the process.
I remember my first home purchase with the fondest of memories. It became my treasured money-pit and wonderful haven. Educate yourself, surround yourself with professionals, and have a great time!
Presented by Modern Tulsa
The Modern Tulsa Committee will be holding their first annual "Living In HiFi" modern home tour on Saturday, June 13th, 2009. "Living In HiFi" will be an annual home tour showcasing Tulsa's wealth of modern residential architecture. This year's tour will feature homes in the Lortondale neighborhood, highlighting the mid-century modern design of the 1954 subdivision. The tour will take place from 5:30p-8:30p with an after-party starting at 8:30p. For more information, contact Dustin Thames: dustinthames@gmail.com.
The Tulsa Foundation for Architecture is a resource that recognizes, records, and encourages preservation of the built environment and advocates quality future development that enhances Tulsa's livability. The Tulsa Foundation for Architecture objectives are to: be a credible voice that identifies valuable architectural structures, spaces, sites and architectural works of merit; educate the public about the built environment; promote and encourage preservation and/or rehabilitation of significant architecture; and be a repository for historical architectural drawings and material.
http://www.lortondale.com/
www.tulsaarchitecture.com
The Tulsa Foundation for Architecture will host the third annual Downtown Living Tour, a self-guided tour of five selected residences and a bonus site in the downtown area on Saturday, June 27 and Sunday, June, 28, 2009. Saturday tour hours are 11 a.m. to 5 p.m. and Sunday tour hours are 1 p.m. to 5 p.m. Advance ticket purchases will be available in May at Dwelling Spaces, 119 S. Detroit for $15 per person or two for $25. The Patron Party to kickoff the event will be held Friday, June 26 from 5 p.m. to 8 p.m. Patron Party tickets are $50 per person and includes two weekend tour tickets.
The Tulsa Foundation for Architecture is a resource that recognizes, records, and encourages preservation of the built environment and advocates quality future development that enhances Tulsa's livability.
The Tulsa Foundation for Architecture objectives are to: be a credible voice that identifies valuable architectural structures, spaces, sites and architectural works of merit; educate the public about the built environment; promote and encourage preservation and/or rehabilitation of significant architecture; and be a repository for historical architectural drawings and material.
Any additional questions, visit www.tulsaarchitecture.com or contact Lee Anne Zeigler at 918.583.5550 or via e-mail laz@tulsaarchitecture.com.
ActiveRain Corp. is not responsible for the accuracy of the site's content (which is written by members of the ActiveRain Real Estate Network) and does not endorse the views of the real estate agents, mortgage brokers, and others listed here.
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